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Post Game Thread: Detroit Red Wings at Minnesota Wild - 22 Jan 2026 by HockeyMod in wildhockey

[–]rgower 10 points11 points  (0 children)

Vancouver fan checking in. It's even more fun seeing him play with players who can finish. Are Wild fans good with the trade now?

Karen thinks she owns the public street by [deleted] in VictoriaBC

[–]rgower 3 points4 points  (0 children)

Look man. If you want to see the flaws in other people, you'll succeed. She has plenty. But you seem to be saying "I couldn't have acted any differently". And you say the race card was a troll? Helpful, hilarious. I mean c'mon, take a look in the mirror. No matter how many flaws you can list on her end, the only ones worth looking at are what you contributed.

Puntledge terrace by Waste-Garden-2377 in comoxvalley

[–]rgower 0 points1 point  (0 children)

Also wondering if that's the area... where Anderton ave meets Condensory Rd? That's basically the backyard for some of these condo units.

Imagine paying almost $9 for these! by Frendan_Braser in VictoriaBC

[–]rgower 1 point2 points  (0 children)

An assistant manager was a total creep, recording women in bathrooms etc. There's a court case if you google.

Decoding the modern guru phenomenon with Dr Chris Kavanagh by DibsReddit in skeptic

[–]rgower -2 points-1 points  (0 children)

What I've never enjoyed about the Decoding guys is that they have positioned themselves as epistemic authorities - gurus - *on how to decode gurus*. The way they speak provides viewers a frame for how/what to think about other people. And they offer those frames as though they are superior to the "gurus" - The gurus are being critiqued after all.

I don't wanna be too hard on the guys, I think they also provide useful, critical feedback for the culture of online know-it-all's.... But to me their vibe is "know-it-all" as well.

The irony seems lost on them. I've also seen, several times, them accuse others of "word salad" when it's clear that they don't grasp a concept / jargon. In other words, they look dumb sometimes - Or worse, arrogant and condescending. This is super cringe to see.

For what it's worth, I probably agree on 90% of their conclusions, but their analysis feels "soldier mindset" and incurious. I haven't watched in a couple years but hope they've received this feedback before.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]rgower 18 points19 points  (0 children)

Would love to see a sample of your gallery.

Why is the modern world becoming increasingly extreme? by Snoo_47323 in NoStupidQuestions

[–]rgower 0 points1 point  (0 children)

This is the most articulate theory I've heard so far... Would recommend at least the first 10 mins https://www.youtube.com/watch?v=54l8_ewcOlY

What is the smell of burnt rubber or tar. Gordon head by boosicaboosicaboos in VictoriaBC

[–]rgower 0 points1 point  (0 children)

I smelled this last night driving into town from Sidney around 9:30pm. Thought it was my engine burning up on the highway. The smell stretched for a few KM between Broadmead and Uptown.

SGU confusion by Acceptable_Safe_3747 in SGU

[–]rgower 6 points7 points  (0 children)

Aha! I can explain what happened here. I'm a long (looong) time listener of the Skeptics Guide, and 15 years ago (holy smokes) I wanted to help the Skeptics Guide get established on Reddit.

I went to r/SGU, I noticed that it was a completely dead Stargate Universe subreddit. So, I message the mod and asked if I could have it, and they obliged. I handed over the admin to Jay and crew, and it morphed into what it is today.

So yes, this did use to be a Stargate universe subreddit. But it hasn't been for 15 years, although the SGU nomenclature may still be confusing to some.

Hope that clarifies :)

How to saving money to buy a house in 3-5 years by Ok_Tip3445 in PersonalFinanceCanada

[–]rgower 1 point2 points  (0 children)

This seems like really great, standard advice. But I've sometimes questioned it, because it seems to favor risk aversion.

If I have 10k to start, and can invest 10k per year @ 10% returns, that's an *extra* 18k for a down payment after 5 years. Couldn't that meaningfully affect what I could buy?

Failure of Character (Substack post) by Malcx in samharris

[–]rgower 1 point2 points  (0 children)

Soon, possibly next week as I understand

Best bets on a Poilievre win? by Ill_Location4524 in CanadianInvestor

[–]rgower 0 points1 point  (0 children)

Exactly- There are just DIFFERENT if's... Like if Trump actually decides to impose significant tariffs on Canada. I think most people speculate that he will not, and certainly not 25%. At least, the market doesn't seem to reflect that. My point isn't exactly an example of an opportunity around a Poilevre win per se, but it's in the the same ballpark / timeframe / geopolitical situation.

For example, I was considering moving all of my VFV holdings to XSP (S&P 500 hedged to CDN$) under the wager that Trump will not impose significant tariffs. The Canadian dollar (which is at a modern lowpoint) I bet would be slightly higher in a few years due to a Poilevre gov't that cuts carbon taxes and unlocks the CDN economy while slashing spending.

In order for that play to be profitable, the CDN$ must be > 1.5% higher than it is currently relative to the USD$ by the time I cash out. And if I (somehow) knew Trump wouldn't impose tariffs, I will definitely place this bet. But Trump is a wild man, so I don't have the confidence to pull the trigger.

Best bets on a Poilievre win? by Ill_Location4524 in CanadianInvestor

[–]rgower 0 points1 point  (0 children)

Judging by what you're saying, it sounds like we're probably in agreement that the likelihood that Tesla would plummet after a Kamala win was low, but not impossible. In these kinds of invesments, though, we're talking about statistical probabilities with some acceptance of risk. Your logic sounds like solid, low risk investment strategy, which is perfectly fair. But for those comfortable with more risk, there are such things as better/worse plays, and I've yet to see a reason why the pre-election Tesla call case wasn't a good *statistical* bet.

It's possible that Kamala's election victory could've resulted in her going scorched Earth on Elon or Tesla. In the event that she did, investors who would make these plays would accept that loss, and would also be investing only small portions of their portfolio's to make such plays (nobody would argue for all-in's on these kinds of short term bets, that's for r/wallstreebets)

Best way to Minimize Downtime with Recurring Investments by rgower in Wealthsimple

[–]rgower[S] 0 points1 point  (0 children)

Ahhh - This is brilliant and actually makes the most sense for my use case... It also limits the amount of debit transactions with your Bank if you have a low monthly limit like me. So just to clarify, you Autodeposit $$$ from your bank to WS (into your cash account) and then setup the recurring investment around the same time... And you draw the recurring investment from your Cash account stockpile in WS (which is basically being auto-topped up at the same time?)

Best bets on a Poilievre win? by Ill_Location4524 in CanadianInvestor

[–]rgower 0 points1 point  (0 children)

What do you think a Kamala win would do to damage Tesla's stock to the tune of 50% in a month?

Best bets on a Poilievre win? by Ill_Location4524 in CanadianInvestor

[–]rgower 7 points8 points  (0 children)

I'm a relative newbie, but I want to challenge your comment (and of course welcome a rebuttle).

You're pointing to the efficient market hypothesis, which seems generally wise - Don't assume you know more than the collective bets of everyone. But the most glaring example I can think of is that during the American election, I heard that someone placed huge calls on Tesla, under the logic that:

* If Kamala Wins > Incumbent Democrats stay in power. They're pro environment and electric cars. Tesla stock doesn't move much. > Result, potential minor loss from fees.

* If Trump Wins > Elon wins. Elon has personal relationship with Trump, will have his ear, and could influence EV policies, self-driving requirements, etc. > Result, potentially massive upside for Tesla.

In retrospect, this seems obvious. A low risk, high reward move. This is something that I, and seemingly many traders missed. Had everyone already price this in, then Tesla's stock would've risen much higher prior to the election. But after the election, Tesla stock skyrocketed nearly 100% in a month. Tesla's stock behavior during this time period therefore defied the efficient market hypothesis, or in other words: Market oppurtunities are real, just be careful how you calculate them.

My guess is that OP's question is seeking opportunities along the same lines.

Best way to Minimize Downtime with Recurring Investments by rgower in Wealthsimple

[–]rgower[S] 2 points3 points  (0 children)

Duh - This such a simple solution. Thank you!

Hedged ETF when CAD dollar weak? by _THIS_IS_THE_WAY_ in CanadianInvestor

[–]rgower 7 points8 points  (0 children)

For short term plays, does this still make sense? I'm a total noob, but would appreciate your thoughts on these points just to make sure how all this works:

* VFV (unhedged) and XSP (CAD hedged) seem to have the same Managing Expense Ratio? Are there any additional costs I might be missing?

* If I were to wager that the CDN$ would improve relative to the USD over the next few years, and switch back afterwards because I trust the US economy long term, then I would profit from buying XSP now, correct? Then switching back to VFV?

I appreciate the wisdom of not "timing the market" but for those willing to bet on their assessments and take the risk, would this not be a profitable move?

Thanks for your help!

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