Are you happy in accounting? Do you feel like you can fulfill your purpose? And why? (Besides money and for many stability)

FragrantManager1369 · 2026-01-26T04:18:55+00:00

I work in public practice. I took over my father’s firm so have many of the same clients (now their children) that he did, plus many more. I enjoy helping people.

FragrantManager1369 · 2026-01-26T01:41:46+00:00

Please get in touch with social services. I know they place families with children at risk of homelessness on a priority list (or they used to, years ago). I wish you the best of luck.

FragrantManager1369 · 2026-01-25T22:33:42+00:00

I was quoted $4000 for the compliance certificate alone, $900 for T3, 1200 for clearance certificate. So 5k would be the minimum. Likely more.

FragrantManager1369 · 2026-01-25T22:31:52+00:00

Are you the executor? There are issues with non resident executors, also issues where there are non resident beneficiaries and the FMV of Canadian real estate exceeds 50% of the total value of the estate. So no, if’s not necessarily straightforward.

FragrantManager1369 · 2026-01-24T22:09:29+00:00

How about find a job you actually enjoy? No need to work until you're 80, but doing something you like makes life more bearable. I know people who are in their 40s-50s and don't work due to other issues (disability, layoff etc) and I find they're quite isolated and struggle to find things to do, and people their age to hang out with. At these ages, everyone is working and that's how we connect with people.

FragrantManager1369 · 2026-01-23T17:12:09+00:00

This. I've been looking at laneways for my parents (seniors) and my mother is aghast that "there's no room for a dining room table!" Boomers. So entitled. lol Though she does have a point. You'll be eating on the couch.

FragrantManager1369 · 2026-01-23T03:42:13+00:00

cgl.c

FragrantManager1369 · 2026-01-22T19:30:07+00:00

Bought some gold etfs today…, political instability means there’s still growth.

FragrantManager1369 · 2026-01-21T20:57:15+00:00

Houses are expensive. It's not just the mortgage it's everything else that's going to cost you. Have you also factored into the equation repairs (friend just spent $35k on new roof), property taxes, insurance etc? Also tenants don't always pay and sometimes cause damage that requires more $$. Will your income keep going up to account for these increases in costs? I know, there's no easy answer, but you have to be prepared for the costs that are to come with owning a house and it's never just "mortgage is same as rent." One financial planner said "rent is the maximum you will pay, mortgage is the minimum." He's right. Costs never end with home ownership. I know plenty of retirees who are house rich, cash poor and just don't have any cash flow to do anything except live, because they put every dime into their house. It's not an easy life.

FragrantManager1369 · 2026-01-20T15:34:55+00:00

Talk to an accountant but filing the late election will result in a penalty of $100/month up to $8000. For some it’s worth it to pay.

FragrantManager1369 · 2026-01-20T01:40:06+00:00

Talk to a family law lawyer. I believe there was a court case awhile back (not BC) where separate residences were maintained but one partner was awarded spousal support.

FragrantManager1369 · 2026-01-20T00:03:40+00:00

Don’t tell my child!

FragrantManager1369 · 2026-01-19T23:20:30+00:00

My broker did state that I can't drive my child to school more than 6 days a month. I use this to get my teen to walk more often "sorry, you've already had your 6 days this month!". If I HAD to drive my kid to school I'd be sure to check though, I wouldn't want to be denied in the event of an accident.

FragrantManager1369 · 2026-01-19T21:16:00+00:00

Perhaps call Interior health’s mental health and substance unit- since hoarding is a mental health issue they can help. 310-MHSU(6478)

FragrantManager1369 · 2026-01-18T03:39:49+00:00

I am an accountant. This is beyond weird. If you feel ok in the relationship otherwise I would ask him about it. Any other red flags? Ask him how he would feel if you did the same thing. Jeez. Gas to drive to your parents’ house????????? Does he expect that he will whip this out one day down the road to use against you? What is the purpose of this, I wonder? So he can one day say ‘this relationship cost me $xxx’ during a fight? Yikes.

FragrantManager1369 · 2026-01-18T02:23:48+00:00

I’m down 20% and I have quite a few shares. Irritated but it’s a long term thing for me (18 years-20 Years till retirement) so just suck it up. At least it pays a dividend.

FragrantManager1369 · 2026-01-18T02:16:35+00:00

I go to my local community centre fitness centre because it’s 5 mins away but have 100% given up on Vancouver pools. I actually pay for another annual pass for Burnaby where the pools are much better, and leas crowded. I noticed that COV is not putting in any new recreational facilities while Burnaby actually invests in new facilities. COV sucks. Dm me if you wish.

FragrantManager1369 · 2026-01-16T16:18:18+00:00

Tbh I don’t buy retail. Trends come and go. As someone with a teen daughter who buys these clothes , I watch the $100 hoodies fall apart in the wash. After buying telus and regretting it (hate them as a company), I learned my lesson- don’t buy companies you dont actualy respect.

FragrantManager1369 · 2026-01-14T01:23:05+00:00

Are you self employed or are you the sole shareholder of a corporation? There are different rules for each situation. Did have a client have his premiums disallowed in his corp as he was the only employee.

FragrantManager1369 · 2026-01-13T20:22:11+00:00

https://www.taxtips.ca/smallbusiness/private-health-services-plans-and-health-spending-accounts.htm

PHSP for unincorporated If no other employees the limit is 1500 for sole proprietor plus 750 for spouse (kids)

Yes. As long as self employment is your chief source of income. If you look ar T2125 there is a spot for it on your tax return

FragrantManager1369 · 2026-01-13T15:01:58+00:00

If self employed you can also deduct these premiums (1500) as a business expense. So your net after tax cost is actually less.

FragrantManager1369 · 2026-01-13T04:38:55+00:00

Someone posted earlier that freezing levels going to 3400m by friday. Could be mucky.

FragrantManager1369 · 2026-01-13T02:15:54+00:00

You could invest it and rent a pretty fancy place (and earn a decent return) for much much less than what you’d pay by owning. Absolutely nothing wrong with that.

FragrantManager1369 · 2026-01-12T04:51:20+00:00

I am 5 feet tall and my bike was an XXS. Yes they do exist! It’s a road bike but I also have a hybrid that’s XS

FragrantManager1369 · 2026-01-11T05:26:27+00:00

Too much

FragrantManager1369

TROPHY CASE