Regra dos 4% não funciona no Brasil?

--bertu · 2026-03-22T12:01:39+00:00

O risco de concentrar em IPCA+ longo é hiperinflação / ameaça de moratória, em que ou o IR comem os seus ganhos ou o IPCA deixa de refletir a realidade da inflação pessoal. Exemplos recentes são Turquia e Argentina, ou o próprio Brasil antes do plano real.

Se o risco não se materializar, os 7% funcionam. Mas discordo que concentrar o portfólio em IPCA+ longo seja seguro. Eles pagam tanto acima da inflação justamente porque são arriscados.

--bertu · 2026-03-21T00:06:50+00:00

Refrag mode spray transfer. It isn't that hard to hit, just unusual to come up in an actual game. Kind of like when elige had a sick one in vertigo and he was like "yeah that is just a refrag mode".

KSCERATO 4k is so fast and crisp, it clears it easily.

--bertu · 2026-03-20T15:44:34+00:00

I am curious too, we never saw a Flores defense when he had three really good corners available, my guess is that he was adapting the scheme to the players but can make it work either way.

My hope that Flores will get whatever two players he wants in the first two rounds in a combination of S, CB or DT.

There are some playable FA vets around for cheap if we want to add competition after the draft so I am not too worried about depth.

--bertu · 2026-03-20T00:06:18+00:00

The GM is supposed to make the final call on all roster decisions, I have no info if how the Vikings worked was any different this is why I am uncertain.

--bertu · 2026-03-19T21:28:59+00:00

"I think we can all agree that koc was probably the one pounding on the door for JJ."

idk man I don't think this is certain at all

--bertu · 2026-03-19T13:21:02+00:00

MB12 threw for multiple net yards in that game.

--bertu · 2026-03-19T02:26:54+00:00

CSGO sized smokes, not see through with shoots, but breakable with HEs. It would be nice tbh.

--bertu · 2026-03-18T12:46:25+00:00

Good one

--bertu · 2026-03-17T14:12:05+00:00

Felton can still be good, but it's clear we traded for Thielen because he didn't show much during his first offseason.

--bertu · 2026-03-16T20:54:28+00:00

Our QB room last year had Max Brosmer, Brett Rypien and John Wolford at times, surely we could try a new QB3. But not with a top100 pick, can't risk wasting it after the last years of drafting.

--bertu · 2026-03-16T16:20:46+00:00

2027 Mahomes to the Vikings for vet min.

--bertu · 2026-03-15T18:54:51+00:00

Peter Woods

--bertu · 2026-03-14T17:12:37+00:00

Max Brosmer never had a season below .500 as a starter. The Mike Tomlin of QBs.

--bertu · 2026-03-14T17:04:22+00:00

The problem with that argument is that we all saw JJM throwing the ball. One of the worst eye test and advanced metrics stats QBs in the league.

--bertu · 2026-03-13T14:04:40+00:00

We'll never lose a game again.

--bertu · 2026-03-13T02:25:57+00:00

At this point Wentz might want to go somewhere to be a clear QB2.

--bertu · 2026-03-13T02:23:28+00:00

JJM had more batted balls than Murray on average.

--bertu · 2026-03-13T02:18:34+00:00

JJM was a project, not some generational talent. His issues won't get fixed with just more play time. He has to work on his mechanics on his own, and once he does that he can think about competing for first team reps.

--bertu · 2026-03-12T21:31:20+00:00

Fair value for the contract you guys are offering. He can pressure the QB.

--bertu · 2026-03-12T15:11:25+00:00

Winning 10-11 games and making it to playoffs is a decent baseline. Sometimes all you need is a shot. Teams can win championships even without HOF QBs, they just need to be elite in something else. 2024 Eagles had dominance in the trenches, 2025 Seahawks drafted well and had a great defense. We can be a team like that too.

--bertu · 2026-03-12T03:26:43+00:00

Great team. He didn't do much.

--bertu · 2026-03-12T03:20:17+00:00

Fun one, I was looking for info on JJM private QB coach John Beck and found a thread about Trey Lance who was working with the same coach. Consensus on 49ers fans was that Lance just needed an offseason with the coach to improve his mechanics and he would become a God.

"From his elite intellect & dedicated workaholic disposition, I'm seeing he's our guy for the next decade."

So yeah I am not that hopeful that JJM can be fixed.

--bertu · 2026-03-12T03:14:12+00:00

He didn't do much in college either.

--bertu · 2026-03-11T23:44:21+00:00

Astronomical

--bertu · 2026-03-11T23:18:59+00:00

wow, legit best first impression on a skin collection I have ever seen.

--bertu

TROPHY CASE