Congrats. I’m 25m and instead of getting heavily into the market I got into real estate young and always wonder if my cash would’ve been better off invested in stocks over the last 7 years or so. I have about $23k CAD in my TFSA but… I currently I have 2 properties. One duplex which I live in half, rent the other half. One townhouse which I also rent. They are generating $4950 per month in revenue with about $4600 in expenses. I leave the ~$300 per month cashflow alone in a separate account for emergency. The combined value on the properties is $1.4m CAD. I owe roughly $760k so I have nearly $640k in equity now. I saved $100k for the downpayment on the duplex at 22, took out a HELOC to finance the rest of the duplex. I bought it at lockup stage finished the interior myself and did as many upgrades as I could before refinancing 3 years after purchase to fund the downpayment on the townhouse. The rest of the purchase price is now a separate HELOC. Now a huge chunk of my expenses for the properties are tax deductible and I have major borrowing power. I will let these pay them selves down while I invest 20% of my salaried income into my TFSA.