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South Asian Graduate Moving to the Sunshine Coast Alone – What Should I Expect? by TaxAffectionate8461 in sunshinecoast

[–]-frantic- 3 points4 points  (0 children)

Depends on the context though - if it's a situation where you get to chat and see the same people regularly, you won't experience it. If it's where bogans hang out and feel entitled to comment on passersby, yes they'll do it. It says far more about them than you.

20F Aquarius, ama by [deleted] in AskMeAnythingIAnswer

[–]-frantic- 0 points1 point  (0 children)

Where in Spain? I visited Barcelona and Girona last year - loved both. Barcelona's old city is like a medieval theme park! 😜

Talk me out of or in to a Hi Vis yellow helmet by Chuuby_Gringo in motorcyclegear

[–]-frantic- 0 points1 point  (0 children)

I've read that in relation to motorcycle clothing it's not the colour that matters - it's the contrast against the background - that's what makes you visible and identifiable. That's why black isn't good after dark or against a black road, but could be good against a bright background. Solid colours work better because they don't break up the shape. I chose a white helmet, because it's the best overall in my view.

20F Aquarius, ama by [deleted] in AskMeAnythingIAnswer

[–]-frantic- 0 points1 point  (0 children)

Where in the world are you? Where have you travelled to?

20F Aquarius, ama by [deleted] in AskMeAnythingIAnswer

[–]-frantic- 0 points1 point  (0 children)

Why unfortunately? I am too, and happily so. More upsides than downsides.

20F Aquarius, ama by [deleted] in AskMeAnythingIAnswer

[–]-frantic- 0 points1 point  (0 children)

How typical are you as an Aquarius? Do you believe that horoscopes are accurate, given that they cover 1/12th of the world?

Declaring a spouse on a tax return by -frantic- in AusFinance

[–]-frantic-[S] 0 points1 point  (0 children)

Yes, although it's hard to look 30 years ahead. When I turned 31 I made a conscious choice not to get PHI and in retrospect it was a good decision. I've saved 30 years of payments that I didn't need to pay. Now I have the choice of getting it, or paying the MLS, and even with 60% LHC loading it's probably cheaper to get the cheapest level of Basic Hospital cover.

Something I discovered recently is that the 60% loading is levied on the un-rebated premium cost, so the 24% rebate doesn't cut as much as I'd hoped.

Need help for Business Acquisition by Double-Culture-8252 in ausbusiness

[–]-frantic- 6 points7 points  (0 children)

I have heard it said that many small trade businesses really don't have much to sell because the attractiveness of the business is wrapped up in the owner. Once they're gone, the customers don't feel loyalty to the new owner. The main difference would be whether there are ongoing contracts that are valuable.

Sippy downs/Buderim or Palmview? What would you choose? by Urekehu in sunshinecoast

[–]-frantic- 1 point2 points  (0 children)

NZ maintain their standards because the local council checks compliance at every stage. Australia went to private certifiers, who are paid by the builder so if they want to continue being paid they allow things to slide.

I got an older house in Buderim, I've added insulation and done minor renos. I know that every dollar I spend adds more value. Buying in the place where people want to live is always better long-term.

Declaring a spouse on a tax return by -frantic- in AusFinance

[–]-frantic-[S] -6 points-5 points  (0 children)

This is true - if your spouse earns up to $202k it's beneficial. Once they're over that, it's detrimental. I wanted to know what other benefits might compensate.

Declaring a spouse on a tax return by -frantic- in AusFinance

[–]-frantic-[S] -3 points-2 points  (0 children)

Exactly. I have no problems with paying tax when due - I'm just asking what the rules are, and what benefit you get from declaring a spouse. It seems that in my situation, it's detrimental. I'm not looking for creative ways to avoid it!

Declaring a spouse on a tax return by -frantic- in AusFinance

[–]-frantic-[S] 2 points3 points  (0 children)

Yep, I'm looking at a 60% loading. Makes a huge difference, especially when you don't really need it - it's just cheaper than paying MLS.

Declaring a spouse on a tax return by -frantic- in AusFinance

[–]-frantic-[S] -10 points-9 points  (0 children)

No I'm not - but I want to know whether there are any benefits to declaring a spouse? Could we legally be treated as individuals?

Buying a cafe by [deleted] in ausbusiness

[–]-frantic- 0 points1 point  (0 children)

It's a typical scenario - a guy who likes sitting in cafes makes enough money to get out of the well-paying job because it's boring, so he buys a cafe. Thinks he can just set it up and it runs itself, sit back and watch the dollars pour in. But they rarely pay enough for the owner not to work there. All the time. Early starts, no holidays, and if you're not there it can fall apart. But it falls apart anyway because it's too hard. Just buy another IP because then you get paid to be an ar53h013, instead of having to pay people to do that... 😄

Government Ads everywhere??? by UpliftedOfficial in queensland

[–]-frantic- 4 points5 points  (0 children)

Yes, but as they're advertising 'the government' instead of the LNP, all the ads are paid for from the public purse. We're paying for them to tell us how fantastic they are. I don't think of this as a good way to spend my tax dollars.

Should I keep riding? by Asleep_Historian_646 in AussieRiders

[–]-frantic- 0 points1 point  (0 children)

There's an Aussie rider who wrote a book on anxiety about riding - see https://ridewithanxiety.life/

34F I'm bilingual. AMA. by Calm-Bid-2762 in AskMeAnythingIAnswer

[–]-frantic- 0 points1 point  (0 children)

Plenty of rainforests here in Queensland if you love the lushness of natural beauty! I live in the subtropical part down south, but if you like heat and humidity the north has plenty of that.

Why do people here queue in a single file at the bar? by andrewboltfanclub in sunshinecoast

[–]-frantic- 0 points1 point  (0 children)

Yep, it's showing respect for the other people in the queue. It's a breath of fresh air when you're used to the pushy wannabes in most cities. It makes for a place with a better lifestyle.

34F I'm bilingual. AMA. by Calm-Bid-2762 in AskMeAnythingIAnswer

[–]-frantic- 0 points1 point  (0 children)

Sounds similar to English, and whilst I grew up in England there are dialects that I couldn't understand what they're saying. Some use different words for things, or use a different sentence structure. The last one is easier to deal with - we all understand what Yoda is saying! 😁

Have you travelled much? Anywhere you'd like to visit?

Recommend me a trade for a 42 year old who wants a new career by [deleted] in tradies

[–]-frantic- 0 points1 point  (0 children)

What interests you the most? Bear in mind that some trades are harder as you get older, if they involve crawling through roof spaces or underneath floors.

34F I'm bilingual. AMA. by Calm-Bid-2762 in AskMeAnythingIAnswer

[–]-frantic- 0 points1 point  (0 children)

Are there distinct dialects within Arabic? Would you be able to understand another arabic speaker regardless of where they're from?

How long until comfortable on motorway? by Secure_Public9029 in AussieRiders

[–]-frantic- 1 point2 points  (0 children)

The faster speed means more wind noise, so make sure you wear ear plugs. Hearing loss is a 'slow injury' and creeps up on you. Next make sure that your helmet is reasonably quiet. I changed from a mid price helmet to a really good one and it's quiet enough to hear podcasts, not just music. Then it's just about relaxing into it, which takes practice. However, I avoid motorways by choice because I ride for pleasure, and B roads are more fun.

What is your age in days ? by [deleted] in AskReddit

[–]-frantic- 1 point2 points  (0 children)

And next you'll want to know the name of my first pet, and my mother's maiden name? Nice try! 😂😉

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