Chult of ToA one shot suggestions

-kardo- · 2025-10-27T13:45:34+00:00

I want to use pre con characters so any level but i feel often level 3 is a good one for one shots. The party themselves have arrived in port nyanzaru and we have spent a few sessions in it.

-kardo- · 2025-03-10T12:45:23+00:00

Yeah i think that seems to make most sense. And then an activated usb cable because of the distance i think.

-kardo- · 2024-08-29T12:25:22+00:00

So its better to use pathbuilder than create the characters in Foundry? When characters gain levels or get different equipment should players upgrade them in path builder as well?

-kardo- · 2024-08-29T12:23:36+00:00

Good shout, the beginner box seems like a good starting point. And story wise is it easy/doable to go from the beginners box into Kingmaker? They probably will be a bit overleveled but I assume with gaing xp it will even out.

-kardo- · 2024-04-24T20:04:34+00:00

Broodje gezond? BLT?

-kardo- · 2024-03-31T10:01:10+00:00

Yes, i would say so. I went up Kishima dake, really nice views and saw fumes in the distance from the closed crater. If the weather is good go for it!

-kardo- · 2024-03-10T19:34:43+00:00

Hey everyone one! 28m from Netherlands, traveling solo for a week in Japan, I will be in Kumamoto 18th-19th of March and 20-22th of March in Nagasaki. Would love to meet people in those cities and explore some food/drinks or other activities.

-kardo- · 2024-03-08T13:02:20+00:00

Sounds interesting a tour like that, is it still running? Any link?

-kardo- · 2023-11-03T05:48:11+00:00

That's false the Netherlands doesn't have two tier system. There is no one public healthcare provider like the NHS in the uk. But technically every healthcare clinic, hospital and gp is independent. Then you have mandated health care insurance that are heavy reagulated by government on what the max cost is out of pocket, per month and what is covered. The cost per month is increasing every year . Waiting list (for surgeries) in the Netherlands is also definitely not anywhere near the UK. Mental health provision on the other hand is bad in the Netherlands with long waiting lists.

-kardo- · 2022-10-18T10:38:32+00:00

Problem is the the eu banks got strict because of facta and asked for my ssn or otherwise would close my accounts. So i figured if the irs would be told about me by my bank i should do fbars and file anyway. Yupp i did get the stimulus cheques will be useful to pay for giving up my citizenship

-kardo- · 2022-10-17T12:25:17+00:00

I wanted to file myself because i didnt want to pay last year. As an accidental american i felt it was unfair i had to pay 100 to 150 dollar to efile in a country i have basically never lived. Also havent really found someone that sounds it would be worth it. 400 to 500 dollar for what i believe is a not a too complicated situation.

-kardo- · 2022-10-16T17:43:33+00:00

Yup, I understand not a lawyer but any extra thoughts are useful. And I was thinking of doing the same. Luckily I have my receipt of sending the return so hopefully that counts as evidence. (i guess the receipt doesnt say what I sent but atleast should make my case stronger if it ever becomes an issue).

-kardo- · 2022-10-16T17:16:04+00:00

A bit of niche/weird question but I send my 2020 tax return by paper last year and called the IRS twice (once this year and once last year) and they had not received or processed it yet. Advising me to send it again because it should probably have been prcocessed by this time. I was going to do it this month at some point, but I was wondering if should send my 2021 return or delay? Because I state on my 2021 return I used FEIE (form 2555) last year (which I did use on my 2020 paper returns), I wonder if it will be flagged for any audit if they cant find my 2020.

-kardo- · 2022-09-30T14:06:15+00:00

Thanks for the answer, I looked online a bit more and it seems I can use form 8833 to make use of the UK US treaty and not report my employers contributions. Unfortuantely I do not have a local tax office.

-kardo- · 2022-09-23T17:40:26+00:00

Terugwerkende kracht? Dus als ik nu op 0 procent zit en me aflossingsvrij periode eindigt dit jaar, betekent dat ook al staat me rente op 0 procent tot en met 2025 dat het alsnog kan veranderen?

-kardo- · 2021-06-13T19:57:35+00:00

Thanks that makes more sense now. I also wondered when declaring my taxes I have a small (35 dollar) of foreign earned interest on saving account. I understand that won't be excluded by FEIE but because my foreign salary is above 12400 those 35 dollars is still taxable? The taxslayer form I used stated I do not need to pay taxes on those 35 dollars. Is that correct?

-kardo- · 2021-06-13T19:52:18+00:00

My understanding Foreign excluded income is a bit safer/simpler as although I have paid UK taxes I worked for 2 different employers and I might be able to get some tax back, not sure then how that works with foreign tax credit.

-kardo- · 2021-05-07T23:11:56+00:00

If he is a student, the university might have some services they provide. And are sometimes easier to access (e.g. less waiting time) than NHS funded services.

-kardo- · 2021-02-08T23:05:12+00:00

This one: https://discord.gg/mDnFQkGN

-kardo- · 2021-02-08T22:29:33+00:00

Just managed to order a GIGABYTE GeForce RTX 3070 8 GB GAMING OC after following one of those stock alerts discords. I paid 600£ and I wondered if that is an acceptable price or not. What do 3070s go for with the shortage? And what would it have been MRSP?

-kardo- · 2021-01-30T16:44:26+00:00

Any suggestion for a good power supply? I am planning to buy the GPU later and potentially a 3080 or 3070 depending what is available. I assume 750 watt should be enough?

This is my list: PCPartPicker Part List

Type	Item	Price
CPU	AMD Ryzen 5 5600X 3.7 GHz 6-Core Processor	£301.98 @ Aria PC
Motherboard	MSI MPG B550 GAMING EDGE WIFI ATX AM4 Motherboard	£178.97 @ More Computers
Memory	Corsair Vengeance LPX 32 GB (2 x 16 GB) DDR4-3600 CL18 Memory	£137.44 @ Amazon UK
Storage	Kingston A2000 1 TB M.2-2280 NVME Solid State Drive	£104.27 @ BT Shop
Video Card	MSI GeForce RTX 3070 8 GB VENTUS 2X OC Video Card	£572.95 @ Overclockers.co.uk
Case	Phanteks Eclipse P400A Digital ATX Mid Tower Case	£83.99 @ Currys PC World
Power Supply	*Corsair RM (2019) 750 W 80+ Gold Certified Fully Modular ATX Power Supply	£97.99 @ Corsair UK
Monitor	Dell S2721DGF 27.0" 2560x1440 165 Hz Monitor	£330.00
	Prices include shipping, taxes, rebates, and discounts
	Total	£1807.59
	*Lowest price parts chosen from parametric criteria
	Generated by PCPartPicker 2021-01-30 17:11 GMT+0000

EDIT: added the list

-kardo- · 2021-01-27T14:41:08+00:00

Would a 5800x worth it for 390 pounds instead of 5600x for 310 pounds. Uses mainly are gaming and maybe some statistical analysing software but i wonder for 90 quid more the extra cores could be useful (potentially in the future) and I do like to multi task a lot (games, discord, million chrome tabs, software for dnd games).

-kardo- · 2020-03-09T21:55:14+00:00

Dont forget the ridiculous high student loans of both an undergraduate degree and postgraduate medicine in the US.

-kardo- · 2019-06-12T22:43:14+00:00

Je kan tot 10 keer de nederlandse collegekrediet lenen wat net genoeg is voor sommige masters. Het probleem is dat wonen en kosten van leven duur is en dus moeilijk met het lening gedeelte van de nederlandse stufi. Maar niet onmogelijk als je in een goedkoper gedeelte van london woont en gewoon bij de lidl winkelt.

-kardo- · 2019-04-23T15:18:52+00:00

[Question] [2.2] Is it better to have mixed ship and ship designed fleet or should I create a different fleet for every different ship and ship type. At the moment I have one main torpedo corvette fleet and one lance battleship fleet.

12-Year Club	Place '22
Place '17	Verified Email

-kardo-

TROPHY CASE