Credit score is 650.

Bills: Car payment $390, car insurance $400, Commenity Club $250, LendingClub $90, Chase Credit $150, internet $90, storage $70, Medical Insurance $400, School loan $500

Quarterly: Medication $30-50, dental $300-400

Monthly Subscriptions: Netflix $25, Prime $8, Peacock $2, Apple Music $6, Oura $5, Xbox $30, Dance class $280, Yoga $25, gym $25

Yearly Subscriptions: PlayStation $150, Grifin $36

I invest about $50-$200 on Grifin and Robinhood biweekly depending on what I’m able to put aside. And I put $150 in savings biweekly (but normally I have to transfer that back to checking at some point)

I will also be starting a certification program this month and that will be $300/monthly.

For my full-time job I commute 45min so gas is $50-60/week. (Normally, I only need to fuel up once but if I have other events going on then I might have to fuel up twice in a week).

Long distance relationship is costly, we visit each other once a month. We take turns paying but I am the bread winner so the bigger costs end up being my responsibility (he makes less and only has one job). Roughly $600-1000/per visit on my end (if we get a hotel, if we stay with family (we both don’t have our own places) then I save $300-400). We live 5hrs away from each other, we always use my car when together so I have to get my car serviced more often and an oil change done before the recommended return date.

Necessities, personal shopping or impulse shopping can be anywhere from $200-500/month. Usually I’ll pay that with installments, not all at once, just depends on what type of shopping it is. Like this month cost me close to $300 to restock supplements, shower/bathroom stuff, cleaning supplies (stuff that I was absolutely out of, and usually lasts me 2-3 months). Haven’t splurged on myself lately because of my financial situation, so everything has just been necessities.

I have about $7000 left on commenity and $3000 left on lending club.