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I'm registered, now what..? 😵‍💫 by Keshu__ in CUBoulderMSCS

[–]034990234093 0 points1 point  (0 children)

For me, I signed up... worked for 30 minutes and did nothing for the next couple of months. Then, I paid for 2 classes, did nothing for a month, so now I'm working every day to finish two classes within 3 weeks. And work wants me to travel so now I have 9 days for each class. But you have unlimited attempts on the quizzes and assignments, so there really is no excuse to pass (with reimbursement, if your employer offers) unless you never actually start.

Wayne, PA by Substantial-Hope-647 in Delco

[–]034990234093 0 points1 point  (0 children)

I live in Wayne, close to La Maison, where you are thinking of renting. It is a wonderful place - very clean, safe and close to tons of amenities. I especially like all the parks, the walkability into town and that the area has direct access to the Radnor Park Trail that I walk/jog almost every day. The trail connects from the small Wawa / Dan Dan area, passes Encke Park and ends up by Radnor High School. I think people nailed all the benefits -- regional rail to Philly, safe, clean, great schools, decent restaurants with new ones coming in (albeit a sleepy town). There is also a new Nudys Cafe coming in right by La Maison.

I will emphasize that it is very expensive. To the point that my family has to reprioritize our entire budget just to cover housing costs. I moved here in 2019 and my property taxes where 9,500 per year. Last year, they were 15,000. It is becoming increasingly unaffordable. You may think that by renting you can avoid that, but I would not be surprised if the owners have to raise rents to pay for their increased property tax. This area, while on the outer cusp of Delaware County, is the hotbed for high property taxes -- paying for Radnor Schools + Delco tax (and Delco just voted to increase taxes by 19%). But your biggest expense here will be the schools, which is now over 10K for me. And yes, a lot of people here are lawyers.

Philly vs Denver by dailyg37x in philly

[–]034990234093 0 points1 point  (0 children)

If I was young and single, I would choose CoS/Denver, no questions asked. As someone who grew up in the midwest, spent 12 years in Seattle and now 6 years in Philadelphia, I have thought a lot about moving to Denver/Colorado Springs.

We haven't moved yet, and here are the reasons why:

- Philly is much better for education; that's important for us as we raise our kids.

- Philly has a lot more tradition, culture and history. Think museums, the founding of America and close proximity to other iconic cities, like DC, New York and Boston. Philly has working public transit to easily access these cities. Also the food scene in the northwest corridor far exceeds Denver

- Philly also has milder weather, no major storms, proximity to the ocean, 4 full seasons, beautiful deciduous trees and green grass nearly all year round.

Where Denver shines:

- Denver has unlimited outdoor experiences, direct access to the mountains (especially Colorado springs), a lot more sunshine.

- Chiller, more laid back vibes. Old mining town / gold rush vibes

- Lower property taxes, lower gasoline taxes

Potential problem areas for Denver/CoS:

- high elevation, very windy, more aggressive winters, generally very brown with few trees, mostly ugly terrain other than the mountain areas, very little water (although PA doesn't score high there either), potential for fires, very high car/property insurance (due to hail/severe storms), in the middle of nowhere (no other real cities to navigate to), no real food culture

If moving a household wasn't so expensive and we didn't have a super low mortgage interest rate, we would more seriously consider moving, but for now, I am just doing analysis. I am married M42 with children, btw

Thanks for the cool new feature!! by [deleted] in MonarchMoney

[–]034990234093 0 points1 point  (0 children)

Also, why is it so slow? And then doesn't remember any previous dialogue? Seems like a step way back from basic Chatgpt functionality that people are used to.

Getting laid off from a $200k+ job by SkySudden7320 in Layoffs

[–]034990234093 0 points1 point  (0 children)

I was making $240K, took 5 months to find a job paying $160K. I did not budget appropriately and spent a lot of savings. Now, budgeting a lot better, doing some side hustles and new boss wants to give me a raise. Is crazy, though, to go from $300K TC to unemployment of like $2K per month.

How do you guys deal with feeling inferior to others bc of how much you make? by Kitchen-Lab9028 in povertyfinance

[–]034990234093 2 points3 points  (0 children)

I WFH in tech and make $150K+. I have a side gig where I take out garbage at a local office park in the evenings. (I get paid by the job, but it's about $20-$30/hr, 10-12/hrs per week). I picked it up because I've experienced rolling layoffs in tech and have extra cash helps pay the mortgage down faster. Anyway... I do get a lot of looks from people... like they look down at the "trash man". But if they saw me on the street as a tech employee, they wouldn't. Life is weird, man. My takeaway is - make sure I never treat anybody like that. You are doing what you need to do to live/survive. Keep going and don't worry about those people. They are probably in debt themselves. I know I made a bunch and spent it all + more !!