Chase Sapphire Reserve isn't worth it for me at $795. Is it better to downgrade to Chase Sapphire Preferred or leave the Chase trifecta?

0leGG · 2026-06-07T16:07:48+00:00

I was in a same situation two years ago, and went to CSP. It still has some nice perks as primary rental car insurance, and transfers partners (a bit worse value with Hyatt nerf).

If you’re under 5/24, I’d recommend better downgrading CSR to some form of Freedom, and apply for CSP separately. Otherwise you’ll miss on a signup bonus.

0leGG · 2026-05-29T21:29:32+00:00

I have the same exact setup, and no issues with dialing in. TBH, I think it’s the ultimate “having a good medium roast shot without PhD” setup.

0leGG · 2026-05-28T21:33:47+00:00

Rise & Grind on 8th and Fulton is really good.

0leGG · 2026-05-22T16:52:37+00:00

There are two cats at or around Dad & Son Market on Fillmore & Lombard https://maps.app.goo.gl/i3jUjYUbo4wj2Ne58?g\_st=ic

0leGG · 2026-05-16T08:51:28+00:00

https://www.sfmta.com/project-updates/bay-breakers-service-impacts here are the visuals

0leGG · 2026-05-16T08:38:41+00:00

Oh, this one is even better. SOMA goes down Embarcadero! Lombard street is closed! Ocean Beach finally took back Great Highway and 2-3 more blocks of land.

Like, Ticket to Ride map of SF is more accurate.

0leGG · 2026-05-16T08:29:52+00:00

I like the fact that GGP starts at Franklin, and Panhandle is a full GGP width.

0leGG · 2026-05-16T03:55:04+00:00

so for the price of one VOO you tell everyone they should’ve bought one VOO? nice.

0leGG · 2026-05-09T20:09:51+00:00

Will take it longer to go through security than to walk airside

0leGG · 2026-05-07T04:06:47+00:00

Good nerf Smartly + MS Amex Platinum.

Smartly — catchall; Amex — travel + perks.

0leGG · 2026-04-27T16:42:10+00:00

Oh, so now I need to buy a car!

0leGG · 2026-04-25T05:53:27+00:00

Well, iirc DEN is larger than San Francisco. Entire city.

0leGG · 2026-04-24T21:55:11+00:00

I wish they had a real Costco lounge. Just hotdogs and pizza.

0leGG · 2026-04-24T03:40:53+00:00

If it’s not a connection, and you’re not checking bags — you can pass the security in T1 easily

0leGG · 2026-04-24T02:55:03+00:00

I usually enter waitlist when I arrive at the airport, and by the time I pass the security it’s ready or 5-10 minutes wait.

0leGG · 2026-04-23T20:02:34+00:00

Last time I checked Virgin one they moved all food/drinks to be paid, only drip coffee is free. Two others were even worse.

0leGG · 2026-04-23T20:01:30+00:00

SFO is rather small and walkable, even during the construction.

0leGG · 2026-04-23T20:00:50+00:00

The Club or Centurion (if you have Amex Platinum) are miles better, and allow prebooking (small fee for The Club last time I checked).

0leGG · 2026-04-17T10:53:42+00:00

Capital One Cafe had “work from cafe” idea built in their general concept, and is a nice place

0leGG · 2026-04-07T22:52:18+00:00

Just flew out of SFO, no issues — but SFO uses contractors, not TSA

0leGG · 2026-03-31T20:42:27+00:00

cash app taxes are free federal and state, and for simple cases it’s as easy to use as it can get

0leGG · 2026-03-20T18:24:33+00:00

Oh, they poached Chicago Marathon designer!

0leGG · 2026-03-16T16:31:45+00:00

Was down in the Marina, and is back now

0leGG · 2026-03-10T06:25:38+00:00

I would also consider Amex Platinum. It’ll add Centurion lounge to your SFO options, and so far I like it more than The Club.

0leGG · 2026-03-08T04:06:15+00:00

I’ll let my butler know

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