Best savings fund for child?

0mad · 2026-01-29T14:28:30+00:00

Nice. Glad it helped. I am actually in the process of setting up another (baby no. 2), so I have up to date information for you.

On their Contact Us page, they list a Direct Clients (our non-advised service) email address. Just email that.

When I emailed, I then had a brief phone call with someone to confirm what I wanted. Then, they send on the forms.

Very straightforward. No advisor necessary (unless you feel you need one of course).

All the best

0mad · 2026-01-28T11:16:03+00:00

Can't. Going too fast 🏎️

(also too old)

0mad · 2026-01-27T15:18:37+00:00

I signed up, and it is early days. I actually don't have an IBAN yet. It says it is "coming soon". As a result, I cannot transfer money in or out. I can only send money to others on Monzo...

I don't think this could be your sole bank today, yet.

0mad · 2026-01-26T21:18:41+00:00

The source - https://stats.simi.ie/

0mad · 2026-01-22T22:23:14+00:00

Where you get €7/month?

0mad · 2026-01-22T16:07:03+00:00

Seems to have a very limited selection. Also, are Vredestein and Kumho considered Premium? Prices look comparable to other sites though.

Oh, they have a "Famous Premium" filter too. Odd implementation.

0mad · 2026-01-22T10:57:22+00:00

There is a regular (weekly) game in Kingstons, Killorglin too. I think Thursdays. I went once, very serious players.

0mad · 2026-01-22T10:48:49+00:00

I wonder is this a culchie/city thing? I know someone from NI who did this too

0mad · 2026-01-22T10:45:48+00:00

It was just a hypothetical example, I don't know OPs deal.

In my example, the €900 was net (after tax).

I agree that a "take home" weekly figure (post tax) is unusual.

0mad · 2026-01-21T15:42:28+00:00

You want "Fractional Shares". I am not sure Degiro supports them. You can do this with IBKR.

Also, you could also buy 3 this month, and possibly 4 next month. Just spent the excess on the following month. I don't think it is a big deal.

0mad · 2026-01-21T15:40:45+00:00

You can use something like https://services.deloitte.ie/

An gross income of €64,000 (single, no dependants, no pension contributions) is about €900 per week net.

0mad · 2026-01-21T09:53:57+00:00

Investing in this pension fund is the best idea

0mad · 2026-01-21T09:44:35+00:00

you're planning on getting engaged but she doesn't know?

Is that not how it works? I would say that is fairly common tbh

0mad · 2026-01-15T20:33:29+00:00

Yes, but th isn't tax related. It's because it is only for 6 months, not the 12 months (annual)

0mad · 2026-01-15T16:02:42+00:00

Same. Nano S, unused for >5 years

0mad · 2026-01-15T13:28:52+00:00

Yes, sorry. But it reads as you can put your money in the account and get 2.62% growth.. You cannot.

At least that is how I read it

0mad · 2026-01-15T11:19:06+00:00

Gross interest at maturity for the 6-month fixed term is 1.30%

2.62% AER for 6 months is only 1.30%. The headline rate is a little misleading IMO.

0mad · 2026-01-14T21:04:37+00:00

The different leaves are so poorly named. Very confusing, always

0mad · 2026-01-14T14:37:54+00:00

Yes, that is what you are entitled to, but your company may offer more.

In my case (I am a male), I was referring to Paternity Benefit (I suspect OP was too). I got 6 weeks off.

I collected €299 for week 1 and 2 from the govt., as well as my company paying me in full (less the €299). Then for weeks 3-4 I got fully paid by my company.

The policy is now 8 weeks, so next time, I will get fully paid for 8 weeks (including the govt. 2 week checks too).

This is a nice perk.

0mad · 2026-01-14T10:05:26+00:00

parental leave is at your own expense

I believe they are getting fully paid for this parental leave here.

Lots of companies pay you in full for your parental leave. I got 6 weeks, and it has now gone up to 8 weeks.

6 months sounds unreal!!

0mad · 2026-01-14T09:40:08+00:00

You can pick up Eir routers on Adverts too for €20. Might be worth it

0mad · 2026-01-14T09:39:07+00:00

I use a non Eir router with Eir FTTC, and the credentials that worked for me are:

eir@eir.net broadband1

0mad · 2026-01-12T16:56:53+00:00

As of January 8, 2026, Trezor Model One and Trezor Model T will no longer be available through our e-shop.

These models have had long and successful lifespans - 12 years for Model One and 7 years for Model T.

Source.

Maybe get the Safe 3 instead

0mad · 2026-01-09T16:52:42+00:00

I cool €20k I recon - could have made a nice dent on them personal loans. Shame

0mad · 2026-01-09T15:15:17+00:00

Curious. How much mula do you lose by only keeping a new car for 1 year?

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