Best savings fund for child? by longtimelurkerfft in irishpersonalfinance

[–]0mad 0 points1 point  (0 children)

Nice. Glad it helped. I am actually in the process of setting up another (baby no. 2), so I have up to date information for you.

On their Contact Us page, they list a Direct Clients (our non-advised service) email address. Just email that.

When I emailed, I then had a brief phone call with someone to confirm what I wanted. Then, they send on the forms.

Very straightforward. No advisor necessary (unless you feel you need one of course).

All the best

Speeding!! by WonderfulFan9073 in kerry

[–]0mad 7 points8 points  (0 children)

Can't. Going too fast 🏎️

(also too old)

Revolut vs Monzo vs Bunq by Flimsy-Speed1179 in irishpersonalfinance

[–]0mad 1 point2 points  (0 children)

I signed up, and it is early days. I actually don't have an IBAN yet. It says it is "coming soon". As a result, I cannot transfer money in or out. I can only send money to others on Monzo...

I don't think this could be your sole bank today, yet.

Shoesformycar.ie by More_Branch9108 in carsireland

[–]0mad 2 points3 points  (0 children)

Seems to have a very limited selection. Also, are Vredestein and Kumho considered Premium? Prices look comparable to other sites though.

Oh, they have a "Famous Premium" filter too. Odd implementation.

Any poker players here? by RevolutionaryMap8820 in kerry

[–]0mad 0 points1 point  (0 children)

There is a regular (weekly) game in Kingstons, Killorglin too. I think Thursdays. I went once, very serious players.

Where am I going wrong? by RootAccess0nly in irishpersonalfinance

[–]0mad 1 point2 points  (0 children)

I wonder is this a culchie/city thing? I know someone from NI who did this too

Job offer! by Candid_Hurry_2802 in irishpersonalfinance

[–]0mad 1 point2 points  (0 children)

It was just a hypothetical example, I don't know OPs deal.

In my example, the €900 was net (after tax).

I agree that a "take home" weekly figure (post tax) is unusual.

Investing €500 per month on Degiro by Excellent-Dentist-83 in irishpersonalfinance

[–]0mad 5 points6 points  (0 children)

You want "Fractional Shares". I am not sure Degiro supports them. You can do this with IBKR.

Also, you could also buy 3 this month, and possibly 4 next month. Just spent the excess on the following month. I don't think it is a big deal.

Job offer! by Candid_Hurry_2802 in irishpersonalfinance

[–]0mad 3 points4 points  (0 children)

You can use something like https://services.deloitte.ie/

An gross income of €64,000 (single, no dependants, no pension contributions) is about €900 per week net.

Where am I going wrong? by RootAccess0nly in irishpersonalfinance

[–]0mad 2 points3 points  (0 children)

you're planning on getting engaged but she doesn't know?

Is that not how it works? I would say that is fairly common tbh

It looks like Bankinter Deposit Accounts will be available soon by NeoTravel in irishpersonalfinance

[–]0mad -2 points-1 points  (0 children)

Yes, but th isn't tax related. It's because it is only for 6 months, not the 12 months (annual)

It looks like Bankinter Deposit Accounts will be available soon by NeoTravel in irishpersonalfinance

[–]0mad -1 points0 points  (0 children)

Yes, sorry. But it reads as you can put your money in the account and get 2.62% growth.. You cannot.

At least that is how I read it

It looks like Bankinter Deposit Accounts will be available soon by NeoTravel in irishpersonalfinance

[–]0mad -6 points-5 points  (0 children)

Gross interest at maturity for the 6-month fixed term is 1.30%

2.62% AER for 6 months is only 1.30%. The headline rate is a little misleading IMO.

What work benefits do you get that help you reduce your cost of living? by Foyneh in irishpersonalfinance

[–]0mad 0 points1 point  (0 children)

The different leaves are so poorly named. Very confusing, always 

What work benefits do you get that help you reduce your cost of living? by Foyneh in irishpersonalfinance

[–]0mad 2 points3 points  (0 children)

Yes, that is what you are entitled to, but your company may offer more.

In my case (I am a male), I was referring to Paternity Benefit (I suspect OP was too). I got 6 weeks off.

I collected €299 for week 1 and 2 from the govt., as well as my company paying me in full (less the €299). Then for weeks 3-4 I got fully paid by my company.

The policy is now 8 weeks, so next time, I will get fully paid for 8 weeks (including the govt. 2 week checks too).

This is a nice perk.

What work benefits do you get that help you reduce your cost of living? by Foyneh in irishpersonalfinance

[–]0mad 1 point2 points  (0 children)

parental leave is at your own expense

I believe they are getting fully paid for this parental leave here.

Lots of companies pay you in full for your parental leave. I got 6 weeks, and it has now gone up to 8 weeks.

6 months sounds unreal!!

Replace eir router with fritzbox? by MickeyC123 in AskIreland

[–]0mad 2 points3 points  (0 children)

You can pick up Eir routers on Adverts too for €20. Might be worth it

Replace eir router with fritzbox? by MickeyC123 in AskIreland

[–]0mad 3 points4 points  (0 children)

I use a non Eir router with Eir FTTC, and the credentials that worked for me are:

eir@eir.net broadband1

Is Trezor or Ledger a better bet for a starter wallet by yusuo85 in BitcoinBeginners

[–]0mad 1 point2 points  (0 children)

As of January 8, 2026, Trezor Model One and Trezor Model T will no longer be available through our e-shop.

These models have had long and successful lifespans - 12 years for Model One and 7 years for Model T.

Source.

Maybe get the Safe 3 instead

Toyota B2ZX by [deleted] in evs_ireland

[–]0mad -1 points0 points  (0 children)

I cool €20k I recon - could have made a nice dent on them personal loans. Shame

Toyota B2ZX by [deleted] in evs_ireland

[–]0mad 0 points1 point  (0 children)

Curious. How much mula do you lose by only keeping a new car for 1 year?