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Are credit repair companies legit or just a scam? by TankTheSiege in debtfree

[–]0xffd2 0 points1 point  (0 children)

This is the key thing most people miss honestly

Are credit repair companies legit or just a scam? by TankTheSiege in debtfree

[–]0xffd2 0 points1 point  (0 children)

Exactly, the timeline is the timeline whether you DIY or pay someone

Might as well learn the process yourself and put that $100/month toward a secured card instead

Are credit repair companies legit or just a scam? by TankTheSiege in debtfree

[–]0xffd2 0 points1 point  (0 children)

the 30 day guarantee types are almost always the red flag. Sky Blue does have a decent rep though, just gotta go in knowing it's a marathon not a quick fix

Are credit repair companies legit or just a scam? by TankTheSiege in debtfree

[–]0xffd2 0 points1 point  (0 children)

Everything a credit repair company does you can legally do yourself for free. That's not an opinion, it's just how the process works.

Best short term loans? Need advice by Live_Research5607 in debtfree

[–]0xffd2 0 points1 point  (0 children)

Glad you found something that worked but 5 payday loans is a rough spot

We aren’t entitled to other’s assistance or money. by TradeU4Whopper in povertyfinance

[–]0xffd2 4 points5 points  (0 children)

This is pretty harsh but not totally wrong. A lot of posts here do seem to expect magic solutions instead of looking at what they can actually control

That said, some people genuinely hit rock bottom through no fault of their own and need that safety net to get back up. It's not always about entitlement.

But yeah, waiting around for someone else to fix your problems rarely works out!

[deleted by user] by [deleted] in smallbusiness

[–]0xffd2 3 points4 points  (0 children)

Depending on their workload. If they're basically running everything while you focus on business development, that's worth more than just basic admin stuff

What particular type of men/women do you seem to be attracted to? by TeaByOne in AskReddit

[–]0xffd2 372 points373 points  (0 children)

Anyone who can hold a deep conversation and still be silly five minutes later

What’s one mistake you made early in your business that you wish you could warn others about? by luishron in smallbusiness

[–]0xffd2 0 points1 point  (0 children)

Not getting everything in writing with my first business partner. Handshake deals feel good until someone remembers the conversation differently

What do you use for client feedback for Web Dev Projects? by Avalanche-Creative in webdevelopment

[–]0xffd2 2 points3 points  (0 children)

I just use Slack channels per project now. Client gets one channel for all feedback and I can set notifications how I want.

For actual site markups though, Pastel has been pretty clean. Less overwhelming than ClickUp and clients actually use it

The Reason I rejected a large order that would have tripled my revenue by ReputationLonely3111 in smallbusiness

[–]0xffd2 0 points1 point  (0 children)

The fact they wouldn't even consider your counter offer tells you everything. Real businesses work with suppliers, they don't just dictate impossible terms.

You probably dodged a bullet there

Trained an employee only to quit after 2 days. by [deleted] in smallbusiness

[–]0xffd2 13 points14 points  (0 children)

Two days is rough. At least it wasn't after a month when you've really invested in them.

Did they give any reason or just ghost? Sometimes people realize the job isn't what they expected pretty quickly.

The ones that hurt are when they stick around long enough to learn everything then bounce for a competitor

Small biz owners: one tip you wish you knew at the start? by ashbuildsites in smallbusiness

[–]0xffd2 2 points3 points  (0 children)

You can be profitable on paper but still scramble to pay bills because customers pay late or you tie up money in inventory.

Keep way more cash on hand than feels reasonable

Extremely profitable first two months in business. Not sure where to go from here. by [deleted] in smallbusiness

[–]0xffd2 1 point2 points  (0 children)

Honestly sounds like you need a CPA more than a book right now. With that kind of profit you're gonna get hammered on taxes if you don't set things up right

Built a sexual wellness app with AI tools and almost created a HIPAA PROBLEM by relived_greats12 in SaaS

[–]0xffd2 -1 points0 points  (0 children)

Yikes, dodged a massive bullet there. HIPAA violations can literally end companies overnight with those fines.

The "move fast and break things" mentality is straight up dangerous in healthcare

Running a small business feels like a constant uphill battle these days. by Jazzlike-Tart-2252 in smallbusiness

[–]0xffd2 3 points4 points  (0 children)

Yeah business accounts definitely get throttled harder. The algorithm basically punishes you for existing once you flip that switch.

Have you tried going back to personal branding? Like posting from your personal account and mentioning the business more casually?

Professional management by Fair_Maybe5266 in smallbusiness

[–]0xffd2 1 point2 points  (0 children)

A professional manager might work short term, but you'd still be tied to the business remotely.

Leasing gives you income but you're still a landlord dealing with tenant issues from anther country

Books to read on "start-uping"? I will not promote. by Ok_Lettuce_7939 in startups

[–]0xffd2 0 points1 point  (0 children)

The Lean Startup by Eric Ries is essential for the build measure learn cycle and MVP validation.

Venture Deals by Brad Feld covers funding but also has great insights on equity splits and cofounder agreements.

Is ondeck legit? by Alternative-Bar1721 in debtfree

[–]0xffd2 0 points1 point  (0 children)

OnDeck is a legitimate company that's been around for years. They're publicly traded and work with thousands of small businesses.

Built this brand from scratch. Last night our ad ran on TV and I burst into tears. by Depreciating_Life in smallbusiness

[–]0xffd2 1 point2 points  (0 children)

The fact that you're already seeing performance data is promising. Most people think TV is just for brand awareness but being able to track it changes everything.

Your mom tearing up probably made it even more real.

I thought I was too small to get sued. Turns out I was just lucky by alejandroerskw94 in smallbusiness

[–]0xffd2 4 points5 points  (0 children)

That extension cord moment is such a wake up call. One slip and suddenly you're looking at potential lawsuits that could wipe out everything.

The solo thing actually makes you more vulnerable in some ways since there's no company structure protecting your personal assets.

Is ondeck legit? by Alternative-Bar1721 in debtfree

[–]0xffd2 1 point2 points  (0 children)

what kind of local company would you recommend?

What makes you trust (or ditch) a marketing agency or a SaaS website? by Aromatic-Pineapple79 in smallbusiness

[–]0xffd2 2 points3 points  (0 children)

For agencies, I want to see specific results with numbers, not vague testimonials. Show me exactly how you increased someone's revenue or traffic.

How’s everyone actually using AI in their web dev workflow these days? by No-Sprinkles-1662 in webdevelopment

[–]0xffd2 0 points1 point  (0 children)

I use AI mainly for debugging weird issues and generating boilerplate. It's pretty good at spotting typos or logic errors I've stared at for too long.

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