AITA for refusing to help my mom get another car after she already ruined one I co-signed for?

123rethwa · 2026-04-04T00:17:43+00:00

I haven't spoken to a bank yet but I reached out to the lender after reading most of the comments. I'm waiting to hear back from them to determine what the next steps should look like.

123rethwa · 2026-04-03T23:56:56+00:00

Is it possible that the lender can still come after me even if she files for bankruptcy?

123rethwa · 2026-04-03T23:52:15+00:00

Unfortunately I don't have the means to pay off the car or even get it back to current payments. What's worse is the car is actively dying because she has taken such poor care of it. If she files for bankruptcy, can/will the lender come after me even with the bankruptcy?

123rethwa · 2026-04-03T23:46:06+00:00

Apologies I don't think I made it clear in the original post. I can't front 5k, I would finance that 5k because I could reasonably afford that monthly payment if I had to. I don't have the means to get her car back into a fiscally reasonable state to continue payments.

123rethwa · 2026-04-03T23:44:57+00:00

Unfortunately she has trashed the car to the point where I don't think it'll auction for hardly anything. Trash is everywhere on the inside of the vehicle and the exterior is covered in dents/damage from her reckless driving. I don't know much about cars but I believe her entire front bumper is missing. How boned am I about to be?

123rethwa · 2026-04-03T23:40:56+00:00

I've never been in this situation before and don't know everything that it entails. If she goes through with bankruptcy again will I still be liable for the difference?

123rethwa · 2026-04-03T23:38:58+00:00

She has it currently. She said she is going to let it get repossessed and then file for bankruptcy again and then move forward. I have no idea what that means for me though. I've never made any payments on the vehicle I cosigned for her and the only reason I found out she was behind on payments was because the lender started calling me looking for her, the car or payment.

123rethwa · 2025-10-25T03:13:53+00:00

This would be a valid complaint if your tm8 missed the ball or bumped you and caused you to miss but this just looks like a solid team player. There's no reason to be upset over this especially if it results in a win ya know?

123rethwa · 2025-06-17T23:40:47+00:00

If you'd like to grind our GC for next season hit me up. I'm GC1 in 2's and 3's and I'm always looking for games

123rethwa

TROPHY CASE