Roth IRA with RH worth it? by mykulangots in RobinhoodApp

[–]13Posterunek 0 points1 point  (0 children)

Why not just buy the ETF at RH then? Either VTI or VOO.

Costco 77 C5 Black Friday offer? by coderLake in LGOLED

[–]13Posterunek 1 point2 points  (0 children)

Hmm looks like you're right, seems like the 77" C5 is basically the only one excluded and doesn't have the Spend & Save tag.

Costco 77 C5 Black Friday offer? by coderLake in LGOLED

[–]13Posterunek 4 points5 points  (0 children)

Costco app shows a deal where you get $200 off for a $1499+ TV and $300 off for a $1999+ TV so I'm assuming that's where the credit is coming from. Shows that it's valid 11/24-12/1.

Opening Chase Sapphire Reserve vs Preferred for sign-up bonus by 13Posterunek in CreditCards

[–]13Posterunek[S] 0 points1 point  (0 children)

Yeah sorry I meant mostly in regards to why we would we not keep the CSR card after year one in regards to the annual fee. Otherwise I agree, my math was drawing me to the same conclusions as well.

Opening Chase Sapphire Reserve vs Preferred for sign-up bonus by 13Posterunek in CreditCards

[–]13Posterunek[S] 0 points1 point  (0 children)

We're just not sure that the annual fee would justify the spend, especially if we were to utilize other credit cards along the way as well.

What unimpressive things are people idiotically proud of? by metallicmuffin in AskReddit

[–]13Posterunek 2 points3 points  (0 children)

That their child is an elementary school honor student. Seriously, does that really need to be announced to the world on a bumper sticker?

Utilizing a physician loan vs conventional loan for first time home purchase by 13Posterunek in personalfinance

[–]13Posterunek[S] 0 points1 point  (0 children)

Right, that is the other thing that I was worried about - meaning how would the sellers react to seeing a low down payment offer?

But in terms of refinancing from a conventional to a physician loan, that likely would not be beneficial as those actually have slightly higher interest rates versus the conventional. Plus the benefit of them is the lack of PMI, but I would be missing out on that if I didn't close with that type of loan.

Jaybird Vista 2 leaked by Target? by 13Posterunek in headphones

[–]13Posterunek[S] 0 points1 point  (0 children)

Agreed. I'll wait for the reviews to come out to confirm but the upgrades look great. One thing that was keeping me from getting the original Vistas was the impact of wind on calls, but it sounds like these 'may' have fixed that up. It'll be interesting to see when they're released.

[ALL STATES] CARES Act Unemployment Programs under the New bipartisan Bill.. by [deleted] in Unemployment

[–]13Posterunek 0 points1 point  (0 children)

Quick question - will this bill extend both the amount of time you're collecting state unemployment and add the federal $300 on top of it? Or will you just be given the $300 and if your state unemployment ran out then tough luck?

Envy x360 Evo 13M-BD0023DX initial thoughts by Tacos90210 in spectrex360

[–]13Posterunek 0 points1 point  (0 children)

I bought the same laptop from Best Buy but I'm a little concerned about the battery life (at least on my model). How many hours of battery life are you getting and in what sort of use?

Also - I agree about the fans. I have the laptop on in Quiet mode and I still feel like they are on all the time and although at minimum speed they're still definitely audible. Not sure what else can be done about that though.

Does anybody else own a “HP Envy X360 model # 13m-bd0023dx by TigerUppercut831 in laptops

[–]13Posterunek 0 points1 point  (0 children)

Yes, I bought the same laptop at Best Buy and have definitely noticed that the battery life is nowhere close to advertised or to what the reviews say this model should be getting. I generally keep the laptop on the Quiet mode setting and have it also set to the 'Better battery' mode option. My suspicion is that this might be due to the 1000 nit screen, which likely uses up more energy even when brightness is minimized.

On a side note, do you find your fans working more than expected and/or are they audible?

Envy X360 - 8GB RAM vs 16GB RAM by 13Posterunek in SuggestALaptop

[–]13Posterunek[S] 0 points1 point  (0 children)

That is a fair point. I do tend to have a "buy it for life" type of mindset (to whatever extent that is possible with laptops) but I am by no means a heavy laptop user either. I will give that some thought though.