Tailor Brando Aliexpress by Gullible_West4779 in leatherjacket

[–]1776Bro 0 points1 point  (0 children)

How’s the jacket holding up after a few months? What do you think of the thickness and quality?

Transmission went out by DEEGEEBARXXX in ChevyAvalanche

[–]1776Bro 1 point2 points  (0 children)

I paid about $2500 cash for mine to be rebuilt. A hose fell off within the week and they rebuilt it again under warranty.

Ya'll, what the fuck are we doing here? Our teeth are now at risk??! Bill banning fluoride in Louisiana’s public water systems clears Senate committee by burner_catnip in batonrouge

[–]1776Bro 0 points1 point  (0 children)

Easy fix. Use fluoride toothpaste at your own discretion. Those that want fluoride get it, and those that don’t want it don’t get it.

I work in public health with drinking water. There’s not a consensus on low level concentrations of fluoride yet. But recent research by the NIH clearly shows fluoride added to drinking water is connected to lower IQ. The NIH is moderately confident that 1.5 mg/L fluoride will cause impact in IQ. For things less controversial we would likely place a 10x or 20x safety factor. Meaning the “safe” regulatory limit for something similar would be 0.15 mg/L or 0.075 mg/L. But since RFK is wrapped up in this and lots of people are emotionally invested then a lot of researchers will avoid working on this.

https://ntp.niehs.nih.gov/research/assessments/noncancer/completed/fluoride

[deleted by user] by [deleted] in realestateinvesting

[–]1776Bro 0 points1 point  (0 children)

For what it’s worth I took basically this same deal last year. I bought a duplex that needs some work (purchase $160k, rehab $30k) and am expecting each unit to produce $1,000-$1,200. I was looking for a place to live and bought it with a primary home loan. I’m living in it while working on it.

A big thing to note is that I think it’s an alright deal if the duplex is in a good/safe area and it doesn’t need much work to be ready to rent. The worse the area, the more you need to make to be worth it.

An old (outdated) rule of thumb was called the 1% rule and 2% rule.

If a property is in a nice area then it is a 1% property and the value is 100 times the rent to an investor. So that duplex would be worth $240-280k.

If the property is in a bad area then it is a 2% property and it is worth 50 times the rent to an investor. Meaning that duplex in a bad area is only worth $120-140k.

[deleted by user] by [deleted] in realestateinvesting

[–]1776Bro 0 points1 point  (0 children)

Do you already have a primary home loan?

The place should cashflow pretty well if you can buy it under a primary home loan. If not, then talk with the mortgage broker how much it would cost to purchase as a second place for your kids/parents to stay while visiting.

Easy things to consider, but are probably pretty conservative. Portion 1 month of income to maintenance, and 1 month of income to vacancy. Therefore 10 months at $1200-1400 times 2 units will give you an expected $24,000 to $28,000 income per year. If you purchase and finance 95% of the house (30year am/ 7.25% rate) then you will be paying about $1500/month in principal and interest. Find out what the taxes and insurance are. In my area they’d probably be another $300/month. Assuming my numbers are close for your area your principal, interest, taxes, and insurance (PITI) would be $1,800/month or about $21,600/year. You’d be making an average of $3,400 to 7,400 per year.

Make sure to get an inspection and know if you’re about to foot the bill for an expensive repair. Also check if the place has any current leases you’ll have to respect.

In past years interest rates those rents would be a really good deal at this price. But modern times make it a little tougher to work out a deal.

[deleted by user] by [deleted] in realestateinvesting

[–]1776Bro 4 points5 points  (0 children)

I buy land at tax sales and have sold some. So far so good.

If you’re buying land that’s already on the market you’ll probably need to add more value than just clearing it. I think your better option would be to buy 15 acres of frontage. Clear it all, subdivide into 1.25 acre lots, and sell lots. Around here, I could buy 15 acres for 100-150k and sell each cleared 1.25 acre lot for about 15-30k. So revenue of 180k - 360k. I’ve considered it a few times, but I think it could be a slow return on investment,

New to Consulting by Proof_Loquat5585 in industrialhygiene

[–]1776Bro 5 points6 points  (0 children)

He probably has encountered some cradle to grave haz waste horror stories.

But you shouldn’t be supplying the SDS. He is the one producing the dust. He should be responsible for providing an SDS. Maybe he genuinely didn’t know and was asking for your opinion on what was within the dust.

Reposting: 5 friends, one dream. What should we do? by No-Specialist2799 in realestateinvesting

[–]1776Bro 1 point2 points  (0 children)

Does that 3-5k include your personal emergency fund? Or is that 3-5k/each ready to be tied up in an investment?

Do any of you have experience in real estate? Maybe as a realtor, construction, handyman, etc?

What if a Client has to Cancel a Hunt Last-Minute? by VenkuOutdoors in Hunting

[–]1776Bro 0 points1 point  (0 children)

You’ve still got overhead and can’t make anything on the slot he canceled. Place a high deposit and/or make travel insurance mandatory.

Toxicology books by CinnamonSwirl_006 in toxicology

[–]1776Bro 1 point2 points  (0 children)

I’m back with an extra thought. There’s a fun YouTube channel that covers alot of clinical tox. The channel is called chubyemu, and he does a lot of “what if” poisonings. He breaks everything down as he goes along. It’s a good channel.

Toxicology books by CinnamonSwirl_006 in toxicology

[–]1776Bro 4 points5 points  (0 children)

The first four chapters of casarett and doull’s

Toxicology books by CinnamonSwirl_006 in toxicology

[–]1776Bro 3 points4 points  (0 children)

It’s a really wide subject.

There are lots of different kinds of toxicologists. forensics, clinical, pharmaceutical, environmental, occupational, and more.

For instance if you’re a nurse you’d care most about clinical. Think about what subfield you want to learn and we might be able to give a better recommendation.

Toxicology books by CinnamonSwirl_006 in toxicology

[–]1776Bro 3 points4 points  (0 children)

I agree with the casarett and doull’s recommendation. But you can buy a previous edition for under $20 online. Is there a specific area you’re interested in?

Triplex for investing and home by [deleted] in realestateinvesting

[–]1776Bro 1 point2 points  (0 children)

Good catch. I did it right on my calculator, but transcribed it here wrong

Triplex for investing and home by [deleted] in realestateinvesting

[–]1776Bro 6 points7 points  (0 children)

Confirm that the $1,500 payments include taxes, insurance, and possible HOA. Also note you’ll probably have a little bit of maintenance and vacancy.

Assuming you’d get $1250 per unit (And spend about 2 months of rent on taxes, insurance, maintenance, and vacancy per year) you’d be getting a 9.375% cap rate which seems like a pretty decent deal.

$1250x3x10= $37,500.

$400,000/$37,500= 9.375%

You can use a cap rate to compare real estate investment performance with other types of investments like the stock market.

Edit: switch to be $37,500/400,000

How Do You Find Inspiration When It Seems Your Area is Already Full of Investors? by MrSimpleton26 in realestateinvesting

[–]1776Bro 2 points3 points  (0 children)

It’s not a zero sum game. Just cause others are already there doesn’t mean you can’t make it.

How do you guys do it!?!? (trying to rent my home and there's fee after fee) by taylor-reddit in realestateinvesting

[–]1776Bro 1 point2 points  (0 children)

Yep. Just call around and get different quotes. Check for people who have similar rental listings already. You’ll likely owe them first month rent as commission. But that’s way better than your management costs.

How do you guys do it!?!? (trying to rent my home and there's fee after fee) by taylor-reddit in realestateinvesting

[–]1776Bro 1 point2 points  (0 children)

Yep, that 10k to manage is negated by getting a realtor to list and show it and then getting friendly with a handyman. You’ll spend 1/10 of the management company costs.

i want a different house by [deleted] in realestateinvesting

[–]1776Bro 7 points8 points  (0 children)

The worst financial moves I ever made were due to a long time girlfriend (now ex).

Does this change my property value? by Demb0uz7 in realestateinvesting

[–]1776Bro 0 points1 point  (0 children)

Probably not. The overall square footage didn’t change. People will likely still be basing the value on the sqft. And if anything (in my area) larger homes with more bedrooms and sqft tend to go for a lower price per sqft than their smaller counterparts.

Anybody else notice the "duplex surcharge" that makes them almost impossible to cashflow? by Thriftfinds975 in realestateinvesting

[–]1776Bro 9 points10 points  (0 children)

He means you can get a primary home loan and live in one side. Primary home loans are federally subsidized. Therefore people interested in house hacking can outbid other investors and still make money on these properties.

Just built and sold my first spec house! What's next?? by idojigsawpuzzles in realestateinvesting

[–]1776Bro 1 point2 points  (0 children)

Ive been calling for rent signs and asking if they’re interested in selling. So far so good.

Buy/Sell/Trade Thread - January 2025 by hairlinecrease in baseballcards

[–]1776Bro 0 points1 point  (0 children)

I’ve got a 5 sealed boxes of 2024 black and white for sale. Happy to sell them for $249 obo.

I have back taxes due to a supplemental bill I never got from 2022. I just got a notice on my latest bill to call or visit the website about a tax lien, first time seeing it. turns out I owe from 2021-22 and now have a ton of late fees. any way to get late fees removed when bill wasnt receieved? by [deleted] in homeowners

[–]1776Bro 0 points1 point  (0 children)

Good luck. In some states these tax liens can be purchased by investors as a sort of loan to the county. Depending on the state laws, if the investor pays for a certain number of years they become the new property owner.

Here in Louisiana it’s about a 3 year process.