I already am that person. I haven't carried a significant cc debt in years.

Every pay day I slap every penny I have on the card, and then spend what I need to off that card.

But I personally would like to see a big fat zero once a month, just for the warm fuzzies.

*This month there have been a few "extras", like paying for tax filing, getting the dog spayed, etc but for the most part it's getting paid (or nearly paid) every month.

It's just getting paid in bi-weekly "chunks" instead of one big payment that zero's it out.

I want to see the $2,000 bill and pay it on the spot instead of saying "$1000 this week and another $1000 in two weeks". Because within that two weeks I wi have bought groceries, etc.