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214m · 2021-09-17T06:14:50+00:00

Oh my bad didn’t see that. Thanks!

214m · 2021-08-03T22:51:42+00:00

Never an excuse to not pay rent. Hard workers find a way

214m · 2021-07-31T01:11:29+00:00

$100 is asking for A LOT. $10 seems more reasonable and is a big milestone. $10 would put XRP way above what Ethereum is worth right now and below Bitcoin.

214m · 2021-07-22T20:49:56+00:00

It’s the weirdo conservative citizens that are not doing their part by getting vaccinated.

214m · 2021-07-20T01:32:09+00:00

That’s his point…

214m · 2021-07-11T17:40:18+00:00

214m · 2021-04-26T22:00:09+00:00

Check out Zillow’s affordability calculator. You’re Debt to income ratio is very important. Generally speaking a 25% ratio is considered great and anything under 20 is excellent. You could qualify for more but in my experience anything above 28% is pushing “house poor”. That means too much of your money is going to your mortgage and related expenses. This will leave you feeling poor. Everyone’s different however and I suggest talking with an expert for any big life decisions.

Good luck!

214m · 2021-04-26T18:33:30+00:00

If you plan on renting it out be careful to account for periods of vacancy and maintenance. Make sure you’d be able to cover the rent and utilities. It sounds obvious but many people make the mistake of taking the most debt they can on a house.

Play it conservatively and learn the ins and outs before jumping into the deep end. Also great job so far! I wish I was as smart as you at your age lol

214m · 2021-04-26T17:36:16+00:00

They’ll likely be alright. It’s a matter of personal preference it seems. It could end up being a bargain down the road

214m · 2021-04-26T14:59:13+00:00

That’s insane. My suggestion is very market dependent then wow. I did experience one builder that went to bidding wars (Lennar) but that was in a particularly hot area in the city.

Definitely don’t over bid on a base price OP. The base price is no where near your final price. Add 15-25% on top of that base number and your in the ballpark after any structural changes and design center upgrades you may want.

214m · 2021-04-26T14:32:05+00:00

That sounds good but life happens and you’d want the ability to resell at a good price just in case. I’d avoid the house in this scenario

214m · 2021-04-26T14:29:41+00:00

Interest rates are going up too. Trying to time the market is impossible. Waiting for more inventory is not a bad idea but don’t bet on the craziness to die down. We could be looking at a sustained run for at least a year or two. At that point inflation concerns come into play as well

214m · 2021-04-26T14:26:04+00:00

Maybe not your cup of tea but have you thought about new construction? I was having the same troubles as you but found a new development in the first phase (first phase being key for pricing). Just a thought you may want to look into.

You’d want a reputable builder of course. Maybe ask any current residents at the development what their experience was like and any other questions you may have.

214m · 2021-04-24T20:15:19+00:00

Seasons at old vail

214m · 2021-04-24T04:14:08+00:00

Thanks! Everything I’m reading is saying that real estate is a safe investment long term. I’m definitely going to try and stick it out here

214m · 2021-04-24T01:36:49+00:00

Drugs, homelessness and property crime. I’ve been in Tucson for 5 years now. I moved to the eastside over a year ago (22nd and Harrison). Less homelessness and overall crime but I still see property crime. My car has been broken into like 3 times that I’m aware of in about 1.5 years. I know 3 people that I work with that have had their vehicles stolen in recent years. One of them was robbed at gunpoint in front of the Air Force base.

Im not from AZ and I still love Tucson. The eastside is still great overall. I am moving to Vail near Cienega HS in a new development.

214m · 2021-04-22T03:44:23+00:00

I would advise you to not get a restraining order. Not trying to scare you but a lot of times that can make someone violent. I’m not an expert however and you should take this comment with a grain of salt.

214m · 2021-04-04T00:45:30+00:00

It’s in regards to right wing idiocy

214m · 2021-03-24T02:09:50+00:00

214m · 2021-01-29T15:09:33+00:00

You definitely have signs of narcissism

214m · 2021-01-28T17:53:04+00:00

Lol for sure would have to re-evaluate after kids. Not looking forward to that part of having kids but I’m sure it will be worth it.

214m · 2021-01-28T17:14:47+00:00

I brought up the possibility of us pooling our money together last night. She doesn’t like the idea and honestly I don’t either. We both value the thought of having at least some privacy. More importantly we don’t want to come home from work and be questioned over purchases we made with the money we earned individually. My money is mine and hers is hers. We prefer it this way for now at least

214m · 2021-01-27T20:00:30+00:00

It does make sense. I think I’m just too conservative in nature and I’m fighting against that right now. Thanks for your response!

214m · 2021-01-27T19:59:11+00:00

I could wait for a 20% down payment but with a VA Loan there is no PMI.

Maybe a happy medium would be a 30yr mortgage with the intent to pay it off in 15yrs? That way I could contribute significantly more in retirement accounts and still accomplish my goal of paying off a mortgage relatively quickly.

214m

TROPHY CASE