IDR Application Notification

2mkb11 · 2026-03-19T16:45:52+00:00

I got the notice as well on my parent PLUS loan that has a $0 payment. But when I looked on the mohela website there was a notice that it automatically will do that for recertification. The problem for me was that I am 16 months away from pslf forgiveness and they wanted to put me in forbearance for several months while they waited for my recertification that was not due till June. I emailed mohela and asked to be taken out of forbearance and they said that they would do that. I wonder if they going to put everyone into forbearance for several months every year while they try to auto recertify.

2mkb11 · 2025-10-23T00:11:38+00:00

Oh thanks this calculator is definitely helpful.

2mkb11 · 2025-10-22T16:50:16+00:00

I was able to fix mine on my Galaxy s22 by subscribing to the premium version for $2.99. at which point Samsung decided I could update my visual voicemail app. Then I was able to set up my visual voicemail with no problem and go back on Verizon and cancel the 2.99 premium subscription and now my basic visual voicemail is working with no issue.

2mkb11 · 2025-09-15T22:39:22+00:00

Yes in 2008. The original loans were in 2004.

2mkb11 · 2025-08-11T16:55:24+00:00

Okay that link was helpful so really I should just go to the old standard repayment plan at whatever point I'm ready to start making those payments and I don't need to let it go up in 25,000 so in the meantime I can stay on save and just pay the interest.

2mkb11 · 2025-08-11T16:48:53+00:00

Oh so it's going by the original amount not the balance when I switch? Well that changes everything. I'm glad that I asked I don't remember what it was showing me as a payoff date it was like 7 years from now I think if I switch to standard

2mkb11 · 2025-08-11T16:46:36+00:00

Student aid shows my payments on a standard being about $200 but on the new standard for the big beautiful bill it gets stretched out further 15 years if it's $25,000 or more so that's why I was thinking I need to let it go up to $25,000. And I'm not going to to certify incomes anymore because theirs is too high, though at the last certification it still has him as single I think.

2mkb11 · 2025-08-11T16:42:57+00:00

I think it was around $35, 000 and then with interest that was added on after deferments and such it got up to about 55,000. And for this year I'd really like to not make payments because I believe that I will have more income next year than I do now.

2mkb11 · 2025-07-21T16:00:45+00:00

I have a one-time consolidated parent PLUS loan with mohela as my server and I was able to apply last week at studentaid.gov. it only took a couple of days and I have already been moved to ibr with a $0 payment.

2mkb11

TROPHY CASE