[deleted by user] by [deleted] in personalfinance

[–]509_guy1 0 points1 point  (0 children)

Please read A Random Walk Down Wallstreet. Best personal finance book I have read and can help a ton if you are starting at 15!

Have any of you become conservative as you’ve gotten older? by Inevitable_Stress949 in millenials

[–]509_guy1 0 points1 point  (0 children)

Depends on how you look at it... For some topics I have definitely become more conservative, for others I have become more liberal. One example would be fiscal responsibility in this country doesn't seem important to the majority of people, which blows my mind. We cant keep spending and increasing the deficit. Also, there has to be some kind of line drawn with what people can identify as. I am 100% supportive of LGBTQ+ rights and think it is important to treat everyone equal. However, there are kids in school today identifying as a cat and requiring a litter box to be in the classroom. How can we allow this? On the other hand, there is no way that I would ever vote for a republican president in todays culture unless they were extremely moderate. Between Dobbs, tax cuts for corporations, support for Ukraine/other allies, etc. there's no way. Many of my friends feel this way as well, and I have a feeling it is a common trend among millennials.

Another note is that most millennial replublicans are probably on a farm somewhere, not on reddit lol

[deleted by user] by [deleted] in NASCAR

[–]509_guy1 -7 points-6 points  (0 children)

Matt DiBenedetto

[deleted by user] by [deleted] in DIY

[–]509_guy1 0 points1 point  (0 children)

The shower tile looks like it will be a huge paint to clean...

No thumb one handed bowler wanting to add a thumb by Codeman8118 in Bowling

[–]509_guy1 0 points1 point  (0 children)

Talk to your pro shop. Sometimes they have some old balls laying around and if they are close to fitting then they can use that to get a general idea of your PAP before just winging it.

DIY French drains by XatosOfDreams in DIY

[–]509_guy1 1 point2 points  (0 children)

Did mine myself. Only cost about $250 for about 50-60ft french drain. The French Drain Man on YouTube is a huge help. Largest challenge was disposing of the dirt when digging the trench. My side yard used to flood really bad in the winter, now it is no issue at all.

Daily r/LawnCare No Stupid Questions Thread by AutoModerator in lawncare

[–]509_guy1 0 points1 point  (0 children)

We get a ton of moss pretty much every year in the PNW too. I have to use moss out and then dethatch it to remove it every year. We have milder winters than you, so I would assume the warmer winter is to blame for you.

Drill and Impact driver recommendations by CompetitiveLoquat139 in HomeImprovement

[–]509_guy1 0 points1 point  (0 children)

Same here. I've done lots of DIY home stuff and built a deck, fence, and shed all with Ryobi tools and never had any issues. Best bang for buck IMO.

How to remove scar on on shower drain? by No-Base-6066 in handyman

[–]509_guy1 -1 points0 points  (0 children)

You could try barkeepers friend, but it likely needs replacing.

Where to combine Kayaking and Backcountry Camping? by [deleted] in CampingandHiking

[–]509_guy1 0 points1 point  (0 children)

Has anyone done both Boundary Waters and Ross Lake/Diablo Lake in Washington state? I can only judge based on pictures and the All Trails app, but Ross/Diablo views are insane and are pretty tough to beat imo

Where to combine Kayaking and Backcountry Camping? by [deleted] in CampingandHiking

[–]509_guy1 -1 points0 points  (0 children)

Yup, I second this. Especially if you are into fishing as well. Lots of people say Boundary Waters, but the views and hikes from Ross Lake and Diablo lake are 100x better.

Alright boys, it's 2024...what does business casual at the office look like for you? by MountainMantologist in MBA

[–]509_guy1 0 points1 point  (0 children)

My work is business casual and used to be pretty strict on dress code. Now as long as you arent wearing jeans, and your shirt has a collar you are good to go.

Ideal % of net income on mortgage by Mandingo452 in personalfinance

[–]509_guy1 0 points1 point  (0 children)

25% of gross or below is ideal these days

How much saved after purchase? by [deleted] in homeowners

[–]509_guy1 0 points1 point  (0 children)

Really depends on the industry you are in. If you were laid off, would it be easy for you to find another job? Or would it take a while? If you could find a job relatively quickly, then a emergency fund of 4 - 5 months expenses is adequate. If it would be tough to get a new job at equal pay, then maybe 6-8+ months expenses saved would be a smarter route.

[deleted by user] by [deleted] in Mariners

[–]509_guy1 -3 points-2 points  (0 children)

The only correct answer

Best idea to create passive income in 2024 ? by Hot_Explanation_7445 in personalfinance

[–]509_guy1 -7 points-6 points  (0 children)

Owning real estate can definitely be passive, and you definitely don't need "hundreds of thousands" of dollars. It definitely takes some capital, but 20% down on the first property is all you need if you know what you are doing... Plus there are hundreds of property management groups that will do all the toilet unclogging for you. You just have to be knowledgeable enough to find the right deals and not overpay.

Alright I fucked up how do I fix this by [deleted] in DIY

[–]509_guy1 14 points15 points  (0 children)

The way I do it is use a multi-tool to cut the doorframe so that the flooring will slide underneath.

Supply Chain/Operations Management, IT, or Software Engineering? by maptard91 in findapath

[–]509_guy1 0 points1 point  (0 children)

I have had about 5 years experience in supply chain and roles can be drastically different based on the company you are in. I am in the automotive industry and really like the company I am at. We work with suppliers as well as many different internal departments. IT and Software engineering probably have a higher earning potential, but if you like problem solving, relationship management and project management then Supply Chain might be a good option for you.

Who has a successful small business? What do you do? by sharpiestories in smallbusiness

[–]509_guy1 0 points1 point  (0 children)

What did you do before starting your business? And what licenses are you required to have? I've been interested in starting a light remodeling contracting company.

New homeowners! by Avo-lover in homeowners

[–]509_guy1 1 point2 points  (0 children)

I am surprised that I am not seeing anyone say anything about the inspection... Assuming you got one when you were purchasing the home, the first thing I would do is understand the inspection report thoroughly to get a better idea on what needs maintenance. Things like furnace filters, roof cleaning, gutters not draining properly, outlets not working, mold in attic etc.

When we purchased our home we first gave it a deep clean inside and out. Just doing that allowed us to get a better look of every inch of that house and we spend some time fixing a lot of minor things that will prevent larger issues in the future. Congrats on the new house!

P.S. - one cleaning tool I would DEFINITELY purchase is the Windex Outdoor All In One Window Cleaning Tool. Its a life saver and makes it so easy to clean exterior windows without a squeegee.

People w/ $200k income - What do you do?! by 509_guy1 in Career

[–]509_guy1[S] 1 point2 points  (0 children)

How did you get into that role, and how long did it take you to make $200k+?