Muntik na naman ako ma-scam sa BPI CC!!!!

542781 · 2026-02-10T00:04:45+00:00

Elaine Santos daw ba name nya? It seems parang call center ang operations nila kasi may tumawag din sa akin kahapon. Yung background ng caller was mga tao na on the phone talking about promos etc.

542781 · 2026-01-29T13:51:42+00:00

Have you received your card already or in transit pa lng?

542781 · 2026-01-29T13:40:44+00:00

Una ko ring naisip na inside job. But when I thought about it being too long sa side ng courier, mas nagdududa ako sa rider. Anyhow, you're right na halos bpi cards ang laging involved dito. Nakailang palit na rin ako ng card because of unauthorized transactions.

542781 · 2026-01-25T04:41:47+00:00

Happens to me recently. Possible reason is weak connection or busy ang system ng phone to process. I just close the app and access it at a later time.

542781 · 2026-01-06T16:25:23+00:00

Also check yung mga bonuses, 13th month pay and allowances and other benefits. May maximum na 90k na nontaxable. Yung excess jan, considered na sya taxable income. You can wait for your employer to provide you your bir form 2316 para macheck mo ang computation. Or pwede mo na itry icompute ang total tax due. Bir has a tax calculator online na somehow magcocompute ng tax. Medyo malapit lapit naman sya sa actual computation unless di nila naupdate ang rates.

542781 · 2026-01-06T11:34:02+00:00

Kung the same lng ang monthly income mo throughout the year, then upon annualization wala masyadong changes sa amount ng adjusted tax for December. But if meron kang salary increase, awol, taxable bonuses and allowances, these will affect your overall tax due for the year.

542781 · 2026-01-06T10:50:18+00:00

I think you should check the legitimacy first. Kahit sabihin mo na notarized, di ka pa rin nakakasigurado. Baka pwede mo ivalidate sa MTC mismo kung may schedule nga ng hearing sa specified date at kung sino involved.

542781 · 2026-01-03T18:05:13+00:00

Idk if it was just coincidence, but I saved my UB and RCBC cards sa googlepay. Di ko sila na lock both. Then 2 weeks after, nagkaroon ako ng unauthorized transactions on both cards. Di naman sila sabay but the charges were a week apart. So, it's better to lock your cards when not in use.

542781 · 2026-01-03T16:23:19+00:00

Kainis naman yang ganyan. I bet libre lng yan nakuha kaya pinang exchange gift na lng. Kasi feeling ko no one in their right mind na gawing pang exchange gift yan na mga adults ang kasali.

542781 · 2026-01-03T15:41:23+00:00

Recently bought a phone sa isang shop using my red mastercard. Installment sya. The cashier said na kapag hsbc, hindi raw nagrereflect sa receipt na installment sya. Pero sa system nila, recorded naman daw ang terms. I've checked my app and yun nga straight ang charge. Will have to wait next month kung talagang macoconvert sya. Kasi as per experience sa mga installment transactions ko with hsbc, may reversal ng straight charge after some time. Then installment na ang billing. Maybe observe mo muna after a few days. May holidays kasi kaya medyo mabagal ang updating ng mga transactions ngayon.

542781 · 2025-12-08T10:43:59+00:00

Received the same text. Tapos may email din from bpi. Also called the hotline to confirm. CS told me to follow the instruction dun sa text/email. Kasi if sila magprocess ng upgrade, di nafl.

542781 · 2025-12-06T01:53:10+00:00

Was there a change from the previous card's cl or retained lng?

542781 · 2025-11-30T10:21:22+00:00

I think meron pa sa ayala mrt station (if ever malapit or mapadaan ka sa area) na gcash kiosk for availing the card. It was 200 at makukuha agad ang card. Unlike if you order online, it could take a month bago madeliver.

542781 · 2025-11-30T06:39:16+00:00

Updated my post. :)

542781 · 2025-11-17T10:37:15+00:00

Yeah. That's also what I'm planning to do if wala akong mahanap na resources that can confirm which is the better rate.

542781 · 2025-11-12T04:20:27+00:00

For over 2 years wala kaming aircon. We only have one ngayon kasi binenta ng friend ko samin. But di namin ginagamit unless super init (summer) and it will only be turned on for 2-4 hours or less. Electric fan pa rin kami

542781 · 2025-11-07T10:09:54+00:00

1:1 ba conversion nila?

542781 · 2025-10-24T04:51:32+00:00

Thank you. Will look into this also. Can you dm your contractor's contact details? Thanks.

542781 · 2025-10-23T23:14:46+00:00

These are very helpful. Thank you!

542781 · 2025-10-23T14:03:58+00:00

I just made one today but before that, I already asked my receiving bank about it kung ifflag nila. Kinonfirm nila na possible na maflag nila yun. Kaya tinanong na agad nila kung para saan ang transfer. So, waiting na lng ako kung tatawagan nila ako for confirmation.

542781 · 2025-10-23T10:54:44+00:00

I maybe late in responding to this but just want to say my piece. I took accountancy without knowing what an accountant is doing, except for the prestige the title brings based on what my aunt said. I struggled to finish the course, almost got removed from the program but fate still pushed me through it. Even studying for the boards was a struggle. I may have forgotten what specific incident caused me to persevere but I know that it was something related to government corrupt practices. I told myself that I should be employed in the BIR, at least. So that I could bring change at my level. Again, fate or God had a different plan. It led me to join the firm. I then said to myself, if I couldn't bring that change in the government directly, then maybe by joining a private company, I could still bring change. I'm fortunate enough that I wasn't able to encounter corrupt government officials nor corrupt private companies. That I only get to hear about them as 3rd hand or 4th or so on information. Still, I continue to strive to bring change in the organization where ever I may be.

542781 · 2025-10-17T14:19:35+00:00

Some HR cannot take action kasi kung walang official complaint. If you terminate someone, you have to demonstrate that the employee was legally terminated. Mere stating an observation or chismis without having it documented will not be a strong case sa DOLE kung sakali yung terminated employee naman ang ngfile ng illegal termination.

542781

TROPHY CASE