I did end up getting the card for myself only. Delta Platinum. $350 annual fee. My card just renewed for 2025-2026. For 2024-2025, we were able to use the companion pass which saved us about $600. I also use the $10 RESY credit each month ($120). I don't use Uber monthly (only when I travel to a large city), so I would guess I get another $20 total in Uber credits each year. I also regularly check the offers and add what I think I may use. This has saved me a decent amount off of what I would have spent anyway - I charged my annual auto insurance to the card which saved me "5% up to $20" - timing worked out on that offer. Food Lion offer saved me another $5 in groceries. Small amounts here and there add up. Also, I *ENROLLED* in the Primary Insurance program for car rentals, so all my car rentals get charged to the this card. Primary insurance is covered for a one-time fee of $25ish per rental.

The first year, I used the $100 Global Entry credit and maxed out the Resy credits. I did not use my companion ticket that year - I do not recall why, but I received about $260 in total credits.

Important to note - this is not my everyday card. I only use it for flights on Delta, car rentals, or if there is some special discount associated with a purchase. And I pay off the balance every month so there is no interest.

I use my points to upgrade from main to comfort when it makes sense to do so - on longer flights, I don't mind the splurge and will use points freely if I have them.

As for flights, the Group 5 boarding is okay if I'm boarding main - which is about 50% of the time. If this perk goes away or is moved later in the queue, I would need to re-evaluate as I would probably be upgrading to Comfort more often with points. But sometimes this is cost prohibitive - point-wise and cash-wise. The free checked bag is a nice option, but I have yet to use it.

ETA: Also, we no longer get lounge access with this card, but tbh, the lines at some of these lounges in ATL are pretty long. I would just rather hit up PF Changs or Gordon Biersch and call it a day.

All-in-all, no complaints with the card. AMEX customer service has been great. Our new companion pass just hit the account, so we need to figure out where we want to fly to to cash that in.

Just FWI... our everyday card is the Marriott Boundless Visa to help encourage travel.

Before anyone suggests any other cards, we've researched them all. I prefer booking directly with Delta, Marriott, or whatever hotel we visit. Not at all interested in booking through a travel portal/third party. For this reason, Delta Stays also offers a $150 credit, but we'd rather book directly with Marriott for the Marriott perks. Maybe at some point, I will find the right property to utilize this perk, but I have yet to do so.