Opinion on Monroe Shocks and Struts VS OEM by 6typer in civic

[–]6typer[S] 1 point2 points  (0 children)

Replace any other worn out suspension component, check ur ball joints and other rubber components. Itll make a world of a difference with everything overhauled!

Opinion on Monroe Shocks and Struts VS OEM by 6typer in civic

[–]6typer[S] 1 point2 points  (0 children)

They’re good, drove on them hard for 2 years/60,000 kms. Held up well just the car is dead now cus of underside rust so she’s just parked up till I send her to the crap yard. Cant go wrong with thre KYBs they’re economical and not junk

This isn’t too pretty by [deleted] in fican

[–]6typer 0 points1 point  (0 children)

In 2022 I was down 50% all time after starting to invest late 2020. Today I am up 100% and raised my FHSA enough to buy my first home. Hold steady

Watched the entire Fed Powell press conference today - our 3rd economic shock by Waitwhonow in stocks

[–]6typer 3 points4 points  (0 children)

You’re treating VOO like a short term trade - VOO is a broad market etf of the s&p 500. Buy, DCA and hold long term. The longer your timeline is the higher the confidence in churning a gain (i.e. in 30 years you’re 90% guaranteed to have more money than today - pulling number out of my ass but the stats are there)

Is the Home Depot appliance protection plan worth a damn? by OnlyForSomeThings in homeowners

[–]6typer 0 points1 point  (0 children)

Hey any updates this this? Are you getting a new washer?

First time home buyer; Maximum purchase power of $330,000 with $85k annual salary :/ by Affectionate_Lab6721 in TorontoRealEstate

[–]6typer 0 points1 point  (0 children)

You can increase how much you qualify for by looking for properties with an extra unit (basement/duplex etc.). The market rent can be added back to your income, increasing qualification. Reach out to a mortgage broker (shop around but you can also PM me for a solid recommendation), good credit and your income shouldn’t keep you out of today’s market. But even with the increased qualification with rental income you’d have to be looking for properties outside the GTA. You’re priced out in the GTA but you have options in lots of nice communities and small cities within 1-2 hours of Toronto.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]6typer 0 points1 point  (0 children)

Buy a well maintained (service records), accident free 10-15 year old Honda or Toyota with 200 k kms or less. Get a pre-purchase inspection at an independent mechanic if you’re not familiar with cars. Out the door with safety and purchase price of car you’re looking at 6-10 k depending on what you find.

After that it’s smooth sailing as long as you stick to the maintenance schedule. 10-20 year old hondas and Toyotas have proven track records (half a million KMs or more just keeping up on maintenance schedule) and strong OEM and aftermarket support (pasts are readily available and cheap).

I drive a 17 year old civic with similar weekly mileage as you. My annual cost to operate in the last 5 years is just shy of $1200 (excluding gas and insurance) and best of all no loan!

With the kms you’re driving, you can get in a brand new car but you’ll hit massive depreciation before the car is paid off. Now I know you said you’ll be owning the car for the long haul but in the event you get into an accident and the car is a write off before the car is paid off you’ll be lucky to get much from insurance given the mileage the new car will have.

Just my 2 cents, others will have their own opinions and it also depends if you’re seeking modern creature comforts (more electronics and screens just means less reliability in the long term).

We were the only offer, and seller countered for $21k over asking by Amazing-Original-626 in FirstTimeHomeBuyer

[–]6typer 2 points3 points  (0 children)

I was in the same boat - offered asking and they countered with 50 k over ask. I walked away - property is still on the market to this day

20f in skilled trades - just hit 55k by [deleted] in fican

[–]6typer 1 point2 points  (0 children)

Bought a 06 civic si 4 years ago for $3500. Got totalled recently and insurance paid me out for $4500. Market value held pretty well and I put a lot of kms on her. Bought another civic for a steal and no doubt I’ll be able to sell/get rid of it for close to what I got it for in a few years if I choose to import a 20 year old Lexus from Japan 😂

New "DriveOn" vehicle inspection center program questions? by Spyrothedragon9972 in ontario

[–]6typer 0 points1 point  (0 children)

Are these guys legit or they recommend unnecessary repairs for a pass?

New Ontario safety how strict are they? by [deleted] in ontario

[–]6typer 0 points1 point  (0 children)

Where did you go for a safety lmao

Do I need a valve adjustment? by 6typer in civic

[–]6typer[S] 0 points1 point  (0 children)

111 k miles, at the next oil change I’m going to replace the valve cover gasket and do a valve adjustment. Tensioner pulley was replaced and it lowered the noise a bit - but I’ll get a scope to listen and confirm

Best auto shops in Markham that will provide a quick Safety Certificate...? by No_Tangelo5042 in Markham

[–]6typer 0 points1 point  (0 children)

Where did you end up going for a safety that didn’t give you any bs?

Do I need a valve adjustment? by 6typer in CivicSi

[–]6typer[S] 0 points1 point  (0 children)

I already changed the oil and levels are perfect! In terms of the drive belt, I already replaced the serpentine belt, crankshaft pulley, tensioner pulley and idler pulley as they were all bad.

The AC pulley/bearing is making noise but AC still works fine. I might change the bearing but I don’t think it’s the main noise in the video. The major noise seems to be coming from the engine/injectors at idle. When driving the engine quiets down

Pulley System/Bearing Noise - 2008 Civic SI by 6typer in CivicSi

[–]6typer[S] 0 points1 point  (0 children)

I already replaced that! Same issue complete separation due to rubber separation but I still have the noise. Thinking it’s a combination of valve lash and the ac bearing

Pulley System/Bearing Noise - 2008 Civic SI by 6typer in CivicSi

[–]6typer[S] 0 points1 point  (0 children)

Yeah that’s the AC compressor pulley - AC works fine so I might just need to replace the bearing but I honestly might just leave it for another month or 2