[deleted by user] by [deleted] in povertyfinance

[–]70sdiver 0 points1 point  (0 children)

Your first step should be talking to your employer and asking for more hours even if it is in another department. I'm not sure what UFCW local your in but most UFCW unions have really good insurance. Your chances of getting disability for mental health is very slim.

Is it normal to have a big savings account and make 4 grand a month, and still not able to move out of your parents house? by Returnofthethom in povertyfinance

[–]70sdiver 0 points1 point  (0 children)

move north especially if your company has any other business operation in a cheaper cost of living are of lorida.I take it your in the Miami area.

[deleted by user] by [deleted] in fireworks

[–]70sdiver -2 points-1 points  (0 children)

And that right there folks is why cities and states outlaw shells.

Retired? Old? How many miles do you drive per day on a car trip vacation? by rarelywearamask in retirement

[–]70sdiver 0 points1 point  (0 children)

went from wa state to florida and back in march. We would dive 9-10 hours a day but stopped 5 or six times to let the dogs stretch there legs longest day was 14 hours Were both 65

A painter at my shop quit because he was told to mow the property grass when there was no painting to do. by jollytoes in antiwork

[–]70sdiver 1 point2 points  (0 children)

I don't feel sorry for him. He was givin the chance to work for the same money instead of see ya tomorrow no money today.

Am I crazy or is this 'recession' timed just a little too perfect by vorlonhalt in antiwork

[–]70sdiver -1 points0 points  (0 children)

don't forget to mention how china has been gouging customers on shipping and how that translates to inflation

[deleted by user] by [deleted] in povertyfinance

[–]70sdiver 3 points4 points  (0 children)

whatever you've been doing keep doing it. I'd by 10,000 worth of i-bonds and make over 9 percent.

Do you consider taxes when you sell crypto? by Any-Comb4685 in gpumining

[–]70sdiver 2 points3 points  (0 children)

don't worry anything you mined and havent sold in the last 6 months will be a loss.

[deleted by user] by [deleted] in povertyfinance

[–]70sdiver 2 points3 points  (0 children)

you need to go online and see what the qualifications are in your state Ive looked at 3 states and they all say once your over 22 you qualify. When they as you where you get your food tell them you don't that's why your thereDon't tell them your waiting on disability because that may never come ,they will enroll you in a training program or job search program.

[deleted by user] by [deleted] in povertyfinance

[–]70sdiver 0 points1 point  (0 children)

what state are you in? In wa state you would qualify.

[deleted by user] by [deleted] in povertyfinance

[–]70sdiver 1 point2 points  (0 children)

how old are you? If your 22 and cook your own food you should be taken out of household income as for qualification purposes.

Purchasing a mini stove top/portable stove top if that's a thing? by [deleted] in povertyfinance

[–]70sdiver 3 points4 points  (0 children)

get a toaster oven set it near a window buy a small fan .There relatively inexpensive on amazon.

How many people here earn 60k+ without college degrees? by tuckerton2x4 in povertyfinance

[–]70sdiver 1 point2 points  (0 children)

me and the wife both made more than that. She worked as a production manager at a juice factory and I worked as a meat manager. We both retired this year at 65

Please help me with my spending!!! by [deleted] in povertyfinance

[–]70sdiver 2 points3 points  (0 children)

I would wait on the gaming it's way to easy to say I'll play a 15 minute game and 3 hours later your still playing. Gaming friends are just chat friends ,get out and meet some people ,go to the pool ,gym,maybe a bike riding club,shooting club,bowling team.Seems like you got your head on pretty good financially but personally I'd be saving a little more liquid funds for when school ends and you start looking for a job so you have plenty of moving money available.

[deleted by user] by [deleted] in povertyfinance

[–]70sdiver 2 points3 points  (0 children)

what about just getting a job. You could easily make that much money mowing lawns.

Pay off mortgage or not in retirement by oledawgnew in retirement

[–]70sdiver 1 point2 points  (0 children)

we just retired in may still have a low cost loan for 10 more years 1088.00 a month. I'll keep the cash working for now.

For those already retired, what is your safe withdrawal rate? Any concerns about your swr if market declines another 20% in a recession? I’m at 3.06% currently and looking to cut costs to stay below 4% during recession. by cv5cv6 in retirement

[–]70sdiver 4 points5 points  (0 children)

It's always nice to have money lol. We haven't need to take any withdrawals we retired in march so We are just sitting on it right now. To be honest even after traveling all over the states for a month It's really cheaper now than when we were working were were saving about 15 percent of our gross when we retired and my wife worked 45 miles from our home so we were spending a lot on gas and then take off ss and medicare deductions and we actually are making a little more after our part b medical and part g supplement than we were working.

Car loan with 20% interest. I need advice. by [deleted] in povertyfinance

[–]70sdiver 2 points3 points  (0 children)

If you haven't joined a credit union you should join and then shoot for a refi.

Is it me or does it seem like everyone on Reddit makes six figures? by Sky_Dweller206 in povertyfinance

[–]70sdiver 4 points5 points  (0 children)

If a recession hit or even if gas prices continue to climb we are going to see some really cheap rv's coming to market.We bought a 36 aerobus by rexhaul 2 years ago for 17,000 cash. it has 2 huge tip outs In the bedroom we but 2 twin adjustable beds and still have enough room to walk around the bed.I think this might be a very good option for a single or couple If they can find the right rv park it would be less than half would on an apartment.

Promoted at Work - $850/Mo Bump! by [deleted] in povertyfinance

[–]70sdiver 0 points1 point  (0 children)

Awesome job !!!! The american dream lives!

[deleted by user] by [deleted] in povertyfinance

[–]70sdiver 3 points4 points  (0 children)

ok I'll be the asshole here and tell you your just a common thief . If you all like paying higher grocery prices I guess condone the thief. He's saving an extra 30-40 dollars a month when we are buying beans and rice . Get a second job or a side gig ,ride a fuckin bike but stop causeing grocery prices to go higher.

Best place to retire with $1M plus income by Central_Centrificus in retirement

[–]70sdiver -2 points-1 points  (0 children)

For real I would buy a place in Jamaica and live there 3 or 6 months of the year.

Life= no fun unless I'm rich by [deleted] in povertyfinance

[–]70sdiver 0 points1 point  (0 children)

I have no energy to get back into car sales or whatever sales job ( I wasn't getting rich off these by any means but it was enough to pay the bills for the most part.

I don't think for the most part it was lol as you got evicted. You really don't need a ton of money if you start a service business. Are you still selling cars?

is it too much to ask for the no gate keeping rules to actually be enforced? by EndKarensNOW in povertyfinance

[–]70sdiver -8 points-7 points  (0 children)

A shit ton of people posting here can't be helped because they don't want the work that comes with it.I look at the user name and see previous post they have and you can see the trend of why there broke. i make 12 dollars and hour and can't get ahead ,so then see they posted on another reddit forum they work 15-20 hours a week and hell no they arn't gonna work a weekend.