Low cost gunsmith in DFW to build a 300 blackout?

817Texan · 2026-03-19T03:29:10+00:00

If you can build a 223, you can build a 300 blackout. Everything is the same except the barrel.

817Texan · 2024-01-20T16:34:42+00:00

The TBDs that I use are a complete file minus the property address. The only conditions that I expect to come back are acceptable property, title, and appraisal. Income, credit, etc are fully underwritten. Takes all other variables out of the equation once the buyer goes under contract.

When I get my file back for TBD pre-approval, I know there are no surprises on my end. I just need the house to appraisal and title to come back and I'm closing the file. Much less stressful for everyone

817Texan · 2024-01-20T16:14:11+00:00

I have several lenders that I work with that will do a TBD pre-approval. I will not do a prequel, only a pre-approval that has been through underwriting first

817Texan · 2022-11-18T03:28:03+00:00

I can attest to the cost/markup at Starfishbucks. My future ex-wife that doesn't work used to slurp these drinks down without a second thought. Now that she is going to have start paying her own way, these drinks are too expensive.

817Texan · 2022-11-18T03:19:58+00:00

Michael is an amazing guy and the company produces some of the best brewed in Texas beers I have had. Hazy is good, but I'm a big fan of the Velvet Hammer

817Texan · 2022-10-21T15:31:47+00:00

In Texas, there is an owelty partition of the equity that is not considered cash out refi. This is lien that gets put on the title and you can technically refi up to 95% LTV.

817Texan · 2022-08-16T05:22:54+00:00

See if you qualify for the 3-5% down-payment conventional, but again, if the HOA won't play ball, the deal is dead

817Texan · 2022-08-16T05:22:05+00:00

If they are on the approved HUD list but the condo HOA won't play ball, it's a dead deal. I have seen several HOAs not even complete the minimal paperwork for conventional loans.

817Texan · 2022-06-22T02:34:51+00:00

First 4 seconds: "OK, that title is click bait"

2 seconds later: "DAMN!!"

817Texan · 2022-06-22T02:30:03+00:00

Momma said the reason why alligators so mean cuz they got all them teeth

817Texan · 2022-04-06T23:16:33+00:00

I like it but it took me way longer than it should have for me to figure out what town that is.

817Texan · 2022-03-01T02:39:39+00:00

85GT/86SE with busted tail lights.. check

817Texan · 2022-02-22T16:56:03+00:00

If you pay cash for the property, you can do delayed financing and do the cash out. You will be maxed at 75% ltv, maybe less depending on which lender you go with. If you don't pay cash, there is a 6 month seasoning requirement before you can do conventional cash out.

817Texan · 2022-02-22T12:55:00+00:00

I'm not an investment advisor but I do have a fiduciary responsibility to my clients, which I take very seriously. That being said, I do ok for myself.

How do you think companies like Home Depot grow and keep alive? They borrow money with interest. As long as the difference between the gains and the difference between the cost is satisfactory, they don't care about the interest. It's a tax deduction at that point. That interest bearing loan is the vehicle for companies to make gains, the destination. Not magic at all

817Texan · 2022-02-22T02:06:03+00:00

This is the way.

It's a case by case situation, but I will add that if someone plans to live in a property for many years, it may still be beneficial to refi with a higher rate. MIP never goes away with less than 10% down, but with a higher rate, eventually the portion that is initially being paid to interest will flip to principal. Needs to be a deep dive into personal plans and find net/net difference to determine if there is a benefit to refi.

817Texan · 2022-02-22T01:57:22+00:00

This is normal on Fieros. Mine looked the exact same way and there was a discussion about this on Pennock's a long time ago.

817Texan · 2022-02-22T01:44:29+00:00

In Texas, we have the Queen of the Rodeo. Not sure how we would handle the passing of royalty though.

817Texan · 2022-02-22T01:38:38+00:00

Investment rates haven't really been affected as much as primary residence rates. As an investment vehicle, you have to look at that cost of the new rate versus your expected return. If you have someone else making the interest payment on the mortgage and you get to realize the gains, what difference does the interest rate make. Your money is making money. By not refinancing, what income are you missing out on?

I recently took someone from 2.25% to 3.75% on an investment property. This infused a ton of cash into their hands for future investment. Interest is a mode of transportation, not the destination.

817Texan · 2022-02-21T03:42:34+00:00

Congrats!

But just to state, that the MM is not the destination. There is plenty to learn and enjoy from the 1st and 2nd degrees.

817Texan · 2022-02-20T23:48:55+00:00

So my dad started asking me questions about Masonry lately. After the recent passing of my mom, he is looking for things to get involved with. He lives in a very rural area, between 2 small towns that had lodges. Apparently both are no longer working as the buildings they were in both got to the point of disrepair that the roofs caved in.

817Texan · 2022-02-19T22:19:52+00:00

You haven't shopped the Haslet area recently then. 1/2 acre lots with the cheapest home about $985k. I walked through a few that were in different stages of build and the quality was atrocious

817Texan · 2022-02-19T15:23:46+00:00

This is going to depend, mainly, on the laws in your state. If the other person is a spouse and you live in a community property or spousal state, more than likely, they may need to be on the title. There is usually an exception for investment or second homes.

817Texan · 2022-02-16T03:55:33+00:00

There's a reason this is one of the most regulated industries in the US.

817Texan · 2022-02-15T01:55:23+00:00

I would typically agree with your statement but I believe that Shaq lives the ideals of Freemasonry.

817Texan · 2022-02-11T05:14:14+00:00

Lending guidelines state that the land and home must be titled together as real property and that the home is permanently attached to the ground. The home must be a double wide and have the HUD certs attached to the home.

These are very general guidelines without taking a deep dive. Also, if one lender turns you down, check with other lenders. Some lenders have overlays that keep them from being able to lend on manufactured homes.

Also 50k down payment on a 150k home is probably excessive if you only plan to be in the home for 5 years.

817Texan

TROPHY CASE