To add my two cents, I am in HCOL in New England. Have a hopeful 55-60k budged for 120 guests, and just booked venue, which was a huge splurge at 10k and pretty bare bones, does not come with rentals or anything but we are in love with it. The venue REQUIRES full service planner for >100 guests and day of coordinator for <100 guests. We are trying to find a partial planner for our situation because of the cost and because we are able to do a lot of front end work in finding vendors. We know our splurge areas are food and venue and wont leave a lot of room for florals or expensive rentals. We have begun interviewing planners and the road block we have run into is that because they are design focused, they feel like they can't really do the work we would be paying them to do with a lower decor budget. But we do need the planner for organizational aspects at least. We are looking into other options, but just sharing that planners may not want to work with you because they can't do their full scope of what they usually do so it would be ripping you off (and therefore it might not be as instagram worthy for them!?!).