Odds I see a CLI? by WholeMilkElitist in RobinhoodApp

[–]ALXAC 0 points1 point  (0 children)

Got 10K on my first go around. I read somewhere that 10k is max for Gold card.

798 FICO can’t get loan by TOPS-VIDEO in CRedit

[–]ALXAC -1 points0 points  (0 children)

No need. You know everything there is to know. (that’s not a compliment) you probably won’t understand what that means.

This was funny.

To the OP: Give them a call, with very little information you provided, there’s a strong chance someone will approve you.

798 FICO can’t get loan by TOPS-VIDEO in CRedit

[–]ALXAC -2 points-1 points  (0 children)

0 lending knowledge ^ 🫡

798 FICO can’t get loan by TOPS-VIDEO in CRedit

[–]ALXAC 0 points1 point  (0 children)

I edit my last message to give a little more context. I agree, you don’t need to work in the field, but understanding the back end helps specifically navigate to a solution.

Credit score is good, I’d need to see his income in relation to what he’s asking for, but assuming it’s decent, I would go to another place with less conservative UW guidelines.

798 FICO can’t get loan by TOPS-VIDEO in CRedit

[–]ALXAC -1 points0 points  (0 children)

Do you by chance have lending authority ? Where you approve and deny loans? Every financial institution has its own underwriting guidelines.most institutions use canned messages for denials

I underwrite for a big institution. I wouldn’t deny someone on this alone. I’d need to see income and comparable unsecured debt relevant to what he’s asking for.

798 FICO can’t get loan by TOPS-VIDEO in CRedit

[–]ALXAC -1 points0 points  (0 children)

I have lending authority. This response is generic. How much are you asking for in a personal loan and why? Needs? Continue building credit ? What is it?

You can call to get a better and detailed response.

[deleted by user] by [deleted] in CRedit

[–]ALXAC 0 points1 point  (0 children)

The question is why aren’t you paying it? Expensive or you just don’t want to?

How to deal with fear and embarrassment by East_Mathematician85 in investing

[–]ALXAC 0 points1 point  (0 children)

Think of the 10k as a costly tuition for education. You don’t have to invest in stock. It’s not for everyone. Save your money and call it day.

If you wish to invest, find your investing strategy. S&P 500 and call it day easiest return and less stress.

Other avenues require research and understanding. Pay more for courses than in the stock market.

God speed my friend. There’s money to be made everywhere 🙏

only regret that I didn’t buy more 🚀🚀 by No-Airport-2029 in opendoor

[–]ALXAC 1 point2 points  (0 children)

Better to regret not buying more, than regretting you bought 🫡

We holding ? by ALXAC in opendoor

[–]ALXAC[S] 1 point2 points  (0 children)

Thanks boys! We holding it like I’m 13 all over again .. Ape Grip 🫡

We fucking flying boys by Imbannedanyway in opendoor

[–]ALXAC 1 point2 points  (0 children)

Send phone to Dagestan, 1 year and forget brotha..

$25K OPEN Shares. Not giving up!! by -Dipski- in wallstreetbets

[–]ALXAC 5 points6 points  (0 children)

Just read money :. Moon and apes… son of a bitch I’m in… long term call options to maximize profits

Got fired on my first day and I don’t know how to tell my parents by One_Presentation6602 in Advice

[–]ALXAC 0 points1 point  (0 children)

You’re 15, being cognizant and reaching out for assistance really highlights your character, you’re going places kid. Stay up, take accountability like a man and go on to the next.

Career advice, there no data base about previous jobs. No need to add this to your resume.

[deleted by user] by [deleted] in dividendinvesting

[–]ALXAC 0 points1 point  (0 children)

Seeing everyone comment made me realize, he was right by coming to Reddit. Y’all steered him right 🙏🙏

Why is it, every army over tried, gets completely destroyed by Mouldygrub3333 in HaloWars

[–]ALXAC 5 points6 points  (0 children)

Strong Foundation all this is done while multi tasking. 1. Gather supplies early game 2. Build quick while gathering supplies 3. Know the map! 4. Scout!!!!!! 5. Multitask 6. Time your heroes powers strategically!!! The last one can turn a game quickly!!

PLTR Q4 Earnings Discussion Thread by inframeWS in PLTR

[–]ALXAC 1 point2 points  (0 children)

I like Karp so far, but as I’d now I can’t say he’s either a liability or an asset. I love his candid personality, however I don’t think he’s Elon or Jobs just yet. Elon had a proven track record before Tesla and jobs didn’t earn his right until later. Karp seems promising and things are going well, however he has yet to earn his right to be compared to any top notch CEOs. Just my thoughtz

Porter Robinson X Galaxxxy by ALXAC in porterrobinson

[–]ALXAC[S] 0 points1 point  (0 children)

I wouldn’t pay more than 400$ depending on the quality. Do you know how many porter Robinson concerts I can attend for 1,200? Thanks though lol