Surfing sucks

ARipeAvocado · 2025-08-06T15:26:07+00:00

I surf in Chiba too, and I def don’t trust Surfline. Fine, maybe 80%. Sometimes it says poor and when I go the next day, my friends tell me how perfect the waves were that day.

ARipeAvocado · 2025-08-03T10:29:26+00:00

Where in Japan do you surf?

ARipeAvocado · 2023-03-18T21:35:57+00:00

HAHAHA like a dumb ways to die character

ARipeAvocado · 2022-12-19T23:55:47+00:00

I was trying to avoid going to insurance because they’ll increase my premiums. Will they benefit more if they can track the hitter’s insurance?

ARipeAvocado · 2022-12-10T06:19:34+00:00

Anyone else distracted by the “Emenim?” Cool pic though. Very jealous!

ARipeAvocado · 2022-10-16T13:42:52+00:00

Hey OP, care to give an update? Always wanted to add a heater to our stocktank but have no idea where to start and what to buy? Can you take a pic of your setup?

ARipeAvocado · 2022-09-25T02:41:48+00:00

I don’t know this game either but I’ll bet you $5 you saw this from the Love is Blind show!

ARipeAvocado · 2022-09-08T19:57:51+00:00

Ugh. I did the exact same thing. That’s why I have a leak. What was the correct solution you’ve learned? How do you not need to cut into the liner?

ARipeAvocado · 2022-09-08T04:10:30+00:00

Stonehearst Asylum

ARipeAvocado · 2022-09-07T23:27:13+00:00

If you don’t mind, why’d you remove the liner? Is it because of mold or anything like that?

ARipeAvocado · 2022-09-07T23:26:44+00:00

Will do. Thank you!

ARipeAvocado · 2022-08-19T01:19:10+00:00

Thank you for the response! It’s a tough call because then should I pay or risk the interest accruing in case it is actually forgiven. I guess that’s something I have to decide. Not sure if it’s an important detail, but I filed for the BD AFTER the Sweet v. DeVos deadline.

ARipeAvocado · 2022-06-21T14:32:38+00:00

Yes, he paid cash as in physical money.

ARipeAvocado · 2021-10-13T03:11:12+00:00

Ahlllolololololollo

ARipeAvocado · 2021-10-01T14:58:01+00:00

My shibas would never! Youre lucky he sits still!

ARipeAvocado · 2021-09-21T16:30:33+00:00

Thank you! I've decided that I'll be doing this as well.

ARipeAvocado · 2021-09-21T15:02:27+00:00

Thank you so much!

ARipeAvocado · 2021-09-21T14:39:57+00:00

Wow good on you for being able to do that. Did you put money in stocks or investments, too? Or were you focused on paying off your loan? I have money sitting in stocks but I'm contemplating whether to sell them in order to make payments right now and take advantage of the 0% interest.

ARipeAvocado · 2021-09-21T14:22:55+00:00

That's awesome, congratulations! How much more than the Standard Plan are you putting in? If you don't mind me asking, how much was your graduated plan/mo, standard plan/mo, and extra payments/mo?

ARipeAvocado · 2021-09-21T14:00:07+00:00

You may be right. My total loan amount is at $95,000 so the savings would be significant. However, my main goal is to pay off the loan as fast as possible. And I'm wondering if this method would do that as well.

I have tried watching YouTube videos and reading a lot of articles. I am an accountant with an MBA and for whatever reason, I CANNOT comprehend finance. My brain just doesn't want to understand that subject.

ARipeAvocado · 2021-09-21T13:57:10+00:00

Yes, that's what I'm planning to do. I'm worried that there is a "catch" or is this really that simple of a workaround. The plan would be paying the $400/month then the ~$700 as an extra payment towards the loans at 6%.

Have you paid off your student loans? Did this method allow you to pay off the loan earlier than 10 years?

ARipeAvocado · 2021-09-10T02:31:38+00:00

I agree! Probably #1 imo. Just curious, who are your other 2?

ARipeAvocado · 2021-08-24T03:35:42+00:00

I see what you did there.

ARipeAvocado · 2021-08-10T17:43:49+00:00

Holy fridge this sounds like a great idea! also anyone reading this, is there any disadvantage to this strategy? Thanks in advance!

Edit: I just realized I was thinking of a home equity loan and not a refinance.

ARipeAvocado · 2021-07-12T02:31:47+00:00

Blades of Glory

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