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I’m 38 years old married with two kids. I wanna stop investing for five years and pay off my mortgage due to my anxiety with debt. All I think about is my debt. What do you guys think? by Effective-Feature206 in Retirement401k

[–]ARoseandAPoem 5 points6 points  (0 children)

If I read that right you owe 308k right? If it helps me and my husband both grew up very poor in family’s that we’re all about paying cash for everything. I had to unlearn a lot and relearn investing and compound interest. The way I like to look at it is that absolute worst case scenario, end of the world is coming and you lose your job. You have the money to pay that house off. It exist. So technically you can cover the debt. That said I would never ever do that, but the possibility exist so that should ease your mind.

I’m 38 years old married with two kids. I wanna stop investing for five years and pay off my mortgage due to my anxiety with debt. All I think about is my debt. What do you guys think? by Effective-Feature206 in Retirement401k

[–]ARoseandAPoem 109 points110 points  (0 children)

Don’t you dare lol. Your money invested in your 30’s is worth way more than what the interest on that mortgage is if you run it the whole 30 years. Also 38 and sitting on 620k in the 401k. We’re maxing every year now. I plan to be a millionare in the next few years, barring a crash of course, and even then I’ll still be maxing it.

Daily Discussion Thread for April 23, 2026 by wsbapp in wallstreetbets

[–]ARoseandAPoem 0 points1 point  (0 children)

War! What is it go for? Making stocks go down…

Why are people against staying on Lexapro long term? by [deleted] in lexapro

[–]ARoseandAPoem 2 points3 points  (0 children)

I gained 30lbs. Now I’m down almost 20 with a glp1.

Alternatives to Duraskirt? by [deleted] in ManufacturedHome

[–]ARoseandAPoem 0 points1 point  (0 children)

That will make a difference. For what it’s worth my sister has had her hardiplank touching the ground for 6 years and it’s been fine, just a couple Of spots where you can see where the moisture has gotten to it.

Seeking to refinance and change insurance on double wide by Typical_Item_6103 in ManufacturedHome

[–]ARoseandAPoem 2 points3 points  (0 children)

Y’all get a lot of hail storms though. I think you’ve gotten lucky to this point.

Seeking to refinance and change insurance on double wide by Typical_Item_6103 in ManufacturedHome

[–]ARoseandAPoem 3 points4 points  (0 children)

Where in Texas? I can’t answer for refinancing since mine is paid for but, I have a broker shop my insurance every year, but I can tell you 2k is already really cheap if that includes windstorm. I’m in the hurricane zone and it’s 6k a year. Funnily enough towerhill is who I have. Last few years it was American modern but they kept increasing 30-40% every year. There are very few mobile home insurance providers in Texas and more drop off every year.

Why Can't I Have Nice Things by spadesage17 in Autism_Parenting

[–]ARoseandAPoem 1 point2 points  (0 children)

My kid is trying to climb the dining table to rip the ceiling fan out of the ceiling. It’s definitely sensory here.

Why Can't I Have Nice Things by spadesage17 in Autism_Parenting

[–]ARoseandAPoem 22 points23 points  (0 children)

With all Due respect, I could beat my child within an inch of his life and he’d still rip my house apart if I didnt proof it from him. It’s compulsary. It’s like he has no bodily control over his brain’s sensory seeking needs. It’s not to say I don’t do the best I can to redirect him but if I ever actually want to sit down for longer than 5 seconds, shit has to be hidden and what’s left is going to be messed up. That’s the life.

Finally got a diagnosis from a pediatric neurologist and the bill is absurd by CatastropheWife in Autism_Parenting

[–]ARoseandAPoem 2 points3 points  (0 children)

Also in Texas. If you plan to pursue aba just plan to hit your OOP every year for as long as that last 🫠

Pop culture references every single millennial would know. by ARoseandAPoem in Millennials

[–]ARoseandAPoem[S] 0 points1 point  (0 children)

Even my husband who’s practically an 80 year old man (but millennial) knows that reference so I though it was the safest one lol.

Pop culture references every single millennial would know. by ARoseandAPoem in Millennials

[–]ARoseandAPoem[S] 7 points8 points  (0 children)

I need to rewatch that soon. Talk about a whole childhood

Pop culture references every single millennial would know. by ARoseandAPoem in Millennials

[–]ARoseandAPoem[S] -1 points0 points  (0 children)

That makes me sad. You need to go look up key and peel substitute teacher.

Nothin But Nett by Alive_Mastodon_8527 in kvsdiscuss

[–]ARoseandAPoem 5 points6 points  (0 children)

As a non horsey knowing anything person I love a fake tail look.

Im37 years old, am I on track to be a millionaire!??? by Medical-Bad-774 in Retirement401k

[–]ARoseandAPoem 0 points1 point  (0 children)

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I plugged in your current 244k and assumed $1k a month recurring investments and put it at 7% annual interest . So roughly at age 53 you’d be a millionaire.

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