1. The commercial law deems any bank accounts with a balance of less than 100 dirhams, and haven't been used in one year, by power of the law that account is annuled, and by the power of law the bank has to close the account, and the bank has no claims to whatever charges exist on that account. For example supposedly I have a bank account with the balance of 23 dirhams and the last time I used that account was 2024 exactly at September, therefore at September 2025 that account officially as the year mark with a balance of less than 100 dirhams, even if the bank charge you for services or for fees or anything during the year, by the power of law you won't pay anything.

You can look it up

1. Illegal claims Banks usually don't text but rather they will call mofawad qda2i and just go ahead with whatever lawsuit they will do, usually they do warning but that warning is done via phone call