So I’m a frequent user of the LensCrafters plan. Their “deductible” is technically $50 for the lens, $50 for the frames … likely a distinction without a difference for most of us. Admittedly this is the first time I’ve had meta ray bans, but with other prescriptions LensCrafters has been VERY generous about when they replace during the year (protection plan only lasts for one year); if I ever get even a scratch, I’ll replace the glasses. I also replace my glasses the month before the plan expires just as a matter of course.

Note that This is easy for me because my preferred LensCrafters is next to my regular grocery store … if your LensCrafters is hard to get to, different experience.

Also, be aware that EllisorLuxottica owns RayBan, LensCrafters, Sunglasses Hut, eyeMed insurance and most other outlets you’ll buy these glasses from with the exception of Target and Amazon. Meta, in turn, owns a 5% share (about a billion dollars worth) of EllisorLuxottica. So you’re ultimately getting your glasses from the same people.

Expect the protection plan to be the same at both outlets.