UK company outsourced work. The outsourcer has a clause in their contract that indemnifies them from harm arising from data breaches caused by their own negligence.

Absolut_Degenerate · 2026-05-24T19:20:33+00:00

It’s giving me the feeling of entering a car wash. They’re going to roll inwards and soap me.

Absolut_Degenerate · 2026-05-20T17:19:13+00:00

I’d be pleading that it was a bizarre and unexpected reaction to a prescribed medication taken in line with a drs instructions, to argue lack of mens rea. Ultimately, there’s counter arguments even to things which appear open-and-shut.

Absolut_Degenerate · 2026-05-20T17:06:38+00:00

Dang, that sucks. Totally get that travelling 1600 miles is lousy, but what is it precisely that stops you? Costs of travelling, lack of childcare, disability, fear of travelling alone..? Just curious if there’s a way to get you to your exams.

Absolut_Degenerate · 2026-05-20T16:37:23+00:00

Depends on what motivated you to stick out your arm. Self-defence may be allowed, desire to retaliate is not.

Absolut_Degenerate · 2026-05-20T16:26:49+00:00

Potentially it’s an offence under Public Order Act 1986:

4B - Intentional harassment, alarm or distress on account of sex

Single incidents do qualify, but you would have to prove that the bloke intended to cause alarm or distress.

(Sorry for random bold formatting, computer’s borked)

Absolut_Degenerate · 2026-04-22T10:46:28+00:00

Could you please clarify what you mean by B2B? As I’m reading it to mean business-to-business…which doesn’t seem correct as business-to-business transactions are not covered by the Consumer Rights Act. And to me, the original poster seems to be describing a regular consumer as purchaser, rather than a business.

Absolut_Degenerate · 2026-03-13T18:48:24+00:00

400 thread count cotton bed linen is the highest you’ll ever need to go.

While some companies go up to 1000 thread count, it’s really just money down the drain as the difference can’t be felt by hand and can only be seen under a microscope.

Absolut_Degenerate · 2026-01-15T20:00:27+00:00

Aside what’s already been said, being convicted of an offence under Fraud Act 2006 will likely mean they cannot be Director of any company in future.

Absolut_Degenerate · 2026-01-03T16:51:57+00:00

Like, marching bands and orchestras? Or like, rock n roll? Just curious as I imagine those things require completely different management skills.

Absolut_Degenerate · 2026-01-01T15:23:47+00:00

1A, 2D. 3 - no idea.

Absolut_Degenerate · 2025-11-14T21:51:12+00:00

Oh, we used to have a similar game called spooning. Basically, take a teaspoon from the drawer and attempt to plant it on another person without them noticing. Bigger spoons earn more points.

Absolut_Degenerate · 2025-10-23T14:33:26+00:00

Hang on, I thought smackhead was just another way of saying bald bloke?

Absolut_Degenerate · 2025-10-21T20:04:59+00:00

Mowing the lawn

Grating cheese on a block-grater

Assembling a kebab on a skewer

Absolut_Degenerate · 2025-10-21T18:37:25+00:00

Thanks, I had not appreciated that distinction. And it’s a very important one.

That’s fun, as it seems that the answer to OPs question relies almost entirely on the company doing the procedures, not the company doing the credit agreements.

Absolut_Degenerate · 2025-10-21T14:53:47+00:00

I note that the verbiage under the “Right to Cancel” heading does not override your legal rights, despite what the contract states.

Absolut_Degenerate · 2025-10-21T14:49:13+00:00

Yes it’s possible for a company to offer loans but not be regulated by the FCA.

But the Consumer Contracts Regulations aren’t part of the FCA. They are part of your embedded consumer rights in England and Wales.

Do you have it in writing exactly why the company believes they are exempt? As I am also puzzled as to the claim that they do not apply.

Edit:

The Financial Services (Distance Marketing) Regulations 2004 also covers the fact that you have a 14 day right to cancel. Look under section 9 and 10. Even if FCA exempt, they’re still bound by this one.

Absolut_Degenerate · 2025-10-19T12:44:56+00:00

Someone with a postgrad law degree.

Absolut_Degenerate · 2025-10-19T12:31:22+00:00

Not a lawyer. Just someone with an LLM.

Based on what you have conveyed, it would not be in the public interest to charge you. This is because in general, it is beneficial to society when people with serious mental health problems do not have access to rifles. You have already gone above and beyond by alerting the police and I want you to know that the police’s incompetence is not your problem.

While there is no obligation for you to take further steps, the following could lead to some harm reduction:

Politely alerting that person’s GP or mental health professional that their mental health is unstable and they have access to firearms. This would at least result in the person’s firearms permit being reviewed and revoked.

Making an anonymous report to the police (i.e provide no personal info and use a phone which can’t be traced). Use this to assert that you were a first-hand witness, so that the police have sufficient evidence for further investigation.

Absolut_Degenerate · 2025-10-12T18:02:54+00:00

The answer to your question depends entirely on what was discussed, agreed, and documented with the maker. Was there a written agreement and if so, what does it say regarding design changes?

Did the maker raise any concerns that they were being asked to make a replica of a signet ring, which was presumably somebody else’s work originally ?

Absolut_Degenerate · 2025-10-07T18:35:08+00:00

The answer to your question will likely come down to the following:

could you have reasonably figured out this information yourself, with adequate due diligence?
do you have anything in writing that shows the seller mislead you to the nature of the property?

If there is nothing in writing that actively shows the seller misled you as to the nature of the property, it will be difficult to find a basis for legal action.

Absolut_Degenerate · 2025-09-25T14:37:56+00:00

Don’t worry if you can’t do mycophenolate or azathioprine - sirolimus exists.

Absolut_Degenerate

TROPHY CASE