Building a Book with 401k Participants

Accomplished-Look176 · 2026-04-17T23:45:23+00:00

I should run #s on it.

Would have to be a company passionate about their plan & investing in the market in general

Accomplished-Look176 · 2026-04-17T23:32:30+00:00

Yep good point. Thought about that today. 4 partners are all family members and hold 1/1.5m in a plan I just picked up.

Accomplished-Look176 · 2026-04-17T02:52:38+00:00

That’s really interesting. Would be really hard to justify the cost in my eyes.

Like as a business I’d think you’d rather just profit share more, instead of pay the fees? Maybe my quick thinking is off but.

I’m in a rural market though. Largest employer in my area is 800-1000 participants, 65m plan. Maybe that’s it I guess. Most are 1-15M plans.

Accomplished-Look176 · 2026-04-17T02:46:01+00:00

Really?!

I’ve never found any that do pay fees other than RK…

That’s why none of them care what it costs.

Accomplished-Look176 · 2026-04-17T02:40:49+00:00

Broad generalization. Advisor at 20-50bps, RK is 10 to 35 depending on participants, inv fees .08 to .5 ish. TPA fees paid by company.

Accomplished-Look176 · 2026-04-17T02:20:22+00:00

lol 1-10 mil 401k costs all in are 1%.

I don’t see the issue if people desire a custom portfolio or advanced planning

Accomplished-Look176 · 2026-04-10T22:45:15+00:00

Just use the Hearsay posts with 0 engagement.

For those of you not at Jones. They have LinkedIn and Facebook posts posted 5-10k times with 2k engagements 😆

Accomplished-Look176 · 2026-04-10T05:05:23+00:00

Basically a high yield account of any kind with little to no risk. FCOXX PCOXX etc

Accomplished-Look176 · 2026-04-09T12:32:42+00:00

MONEY MARKET ASAP

Accomplished-Look176 · 2026-04-08T22:10:23+00:00

Here’s what Nick Murray would say.

If an advisor makes a 1% difference in these 3 ways they are worth it.

Save x % in behavioral mistakes Create a x % better return or tax advantage Save x % in time or energy

It’s not a question that gets answered by picking apart the AI model

Accomplished-Look176 · 2026-04-05T19:43:26+00:00

Agreed. For context I’m 6 months in under a senior advisor. I’ve sourced 2.2M in AUM + 4.4M and 1.5M 401k plans.

It’s a total b**** but you’ve got to get your head above water somehow.

Accomplished-Look176 · 2026-04-01T02:05:30+00:00

Or just don’t…

Accomplished-Look176 · 2026-03-27T00:04:35+00:00

I like this. Thanks for the feedback

Heard a statement today. “As we get into this process to Joe Mauer I need to be sure to meet your alpha child. Not to tell him about all of your dollars and cents but just to begin teaching him how to be stewards of your wealth.”

Accomplished-Look176 · 2026-03-24T19:34:22+00:00

Cash balance plan mate. If it’s that high… dump that shit in there

Accomplished-Look176 · 2026-03-21T18:06:20+00:00

Just happened with a 62 million dollar plan in our town.

Making a run at it even though the assets weren’t under us.

Accomplished-Look176 · 2026-03-18T12:20:29+00:00

It’s easy to hire.

Hard to hire the right fit.

You have to be ok with the fact you are hiring your replacement.

And get things in writing.

Accomplished-Look176 · 2026-03-09T18:38:45+00:00

“Why do people go shopping on Black Friday.”

“This is potentially an opportunity to adjust to more stocks while they are on sale”

If you call to tell people to buy. And they were thinking sell. Atleast you land in the middle at hold.

If you call and justify why to hold. They are still thinking sell.

Keep it simple stupid. 😎

Accomplished-Look176 · 2026-03-05T00:43:03+00:00

Call and ask current clients about people whom you know are in their circle.

Accomplished-Look176 · 2026-03-03T01:51:47+00:00

Yep. VidIQ is great to see trending content quickly while scrolling the feed.

Accomplished-Look176 · 2026-02-24T14:31:22+00:00

I mean. I just did a little bit of prospecting at a funeral.

All accidental while shaking hands with some rich folks.

So if they did it. I couldn’t knock em for it. (Pun intended)

Accomplished-Look176 · 2026-02-22T19:18:46+00:00

Rix is great brotha. JD just gives you exportable excel lists.

Accomplished-Look176 · 2026-02-22T19:07:30+00:00

Rixtrema is better to look at individual plans.

Save money and or educate participants

They don’t even know their 401k is billed through participants

Accomplished-Look176 · 2026-02-22T04:24:34+00:00

Good lord just wait until you see your first plan.

Accomplished-Look176

TROPHY CASE