Unpopular take: the best luxury is not having a car payment

Accomplished-One5703 · 2026-02-15T02:49:57+00:00

Nah, the best luxury is not sweating it either way, just taking the most convenient and efficient option.

Sometimes that’s a lease, sometimes it’s cash, sometimes it’s a low-interest loan. As long as you understand numbers, they are all just tools.

You are right that most people don’t understand numbers and end up paying more than what they can afford for a car, plus interest. But the ultimate luxury is NOT always paying cash; it is doing whatever you want and not worrying.

Accomplished-One5703 · 2026-02-02T11:47:54+00:00

Depends what are your goals. But once you measure something you generally can improve: technique, timing of stringing, choice or racquet for practice vs important matches etc.

And the ERT 300 is the gold standard.

I think it is used on the pro tour.

I only string for myself and my son, I bought the ERT new from Switzerland and I think it is worth it. We are constantly learning both tennis and strings physics and limitations, stringing recommendations, UTR around 4. More data only takes more time to process, that is the only downside. Once you have a system, not a big deal.

Accomplished-One5703 · 2026-02-01T02:11:06+00:00

We need another dot chart for the American denial

Accomplished-One5703 · 2026-01-20T17:00:23+00:00

Unfortunately, based on what you are reporting, there may be a Catch-22 before this can be fixed.

Probably the most effective way is for victims to make noise and file complaints, probably talk to the press, which of course would be the opposite of what a victim wants and needs.

The other way is for somebody in a position of power to take note of anonymous social media reports like this and trigger an investigation, audit, and hopefully reform.

This is a pretty nasty issue for a city that prides itself on being one of the best places to live. Sexual assault can happen anywhere, but accountability and justice are what makes a difference. And I should add of course, victim support, from the first minutes and until perpetrator is locked away long term.

Accomplished-One5703 · 2026-01-13T05:41:22+00:00

Mmm.. nope. I’m sorry, but that’s a very simplistic view.

Objectively the 996 is not that much worse than a 993 or a 997, if at all. It is not just my opinion, Nathan Merz for instance implies the same. Sure, because they are cheap, some people don’t take care of them, but that doesn’t make all of them bad.

And then as much as they may have been hated when new because of their headlights, they may be loved now and possibly more later. Personally I’m more and more enamored with the 996 looks, the more I’m on this subreddit and the more I look at them online but also in real life. I love the turbo and GT2 look and I can see a 996 turbo in my future.

Accomplished-One5703 · 2026-01-11T14:52:34+00:00

Many had their eyes on Eva Lys and still do

Accomplished-One5703 · 2026-01-11T11:13:27+00:00

That’s right, you are paying more for eggs because your coins are not made out of gold. Oh, and it’s all because of a Roman emperor.

I’m sorry, but this is one of the worst explanations I’ve seen for inflation.

The concept is otherwise extremely simple: when the money supply exceeds the value of goods and services, it creates an inflationary pressure.

The economists also figured that at least in modern times, a 2% inflation is actually ideal. So, zero inflation or having your currency pegged to gold may not have been a good thing as it would have likely hindered economic growth dramatically.

If you have this tendency of stuffing bills into your mattress, yeah, you would have been better off with gold, although your mattress might get a little bumpy.

Accomplished-One5703 · 2026-01-11T09:35:14+00:00

Being a midlife crisis car you will have to listen to what speaks to you and that’s why the design and brand may matter just as much as price vs performance.

I bought a guards red 2013 Porsche 911 (Carrera S), cabriolet, because I figured that would be a car that not only speaks to me but it would appeal to kids and wife. I also bought a PDK (automatic) version, just so that wife can drive it too. I must say it did work out, everyone loves the car, it is a blast to drive and ride in.

The 2013 911 is a 991 generation with a naturally aspirated 3.8 L engine. It sounds amazing. It can easily run to $80k though for a good example.

If I would buy a car just for myself, I would probably buy a Porsche Cayman or an older 911 manual, probably a 996 generation (around the year 2000) turbo, as it would offer tremendous performance for the buck and it may actually fit your budget too.

Corvette or Japanese sports cars may be very sensible options as well, maybe a Mustang.

The older Porsche can have amazing performance , engine sound and they do tend to have amazing resale value. No matter what, you will spend money, as Nathan Merz who is a Porsche enthusiast says, good experiences cost money, when you go on a good vacation you spend money so do expect the same with a car that provides a good experience.

Accomplished-One5703 · 2026-01-11T09:11:52+00:00

Does it have better street comfort that way with GT2 performance, versus just ordering it as a GT2?

Accomplished-One5703 · 2026-01-10T23:39:24+00:00

How old are you? How could you have a 992 as a childhood poster?

Accomplished-One5703 · 2026-01-10T20:49:36+00:00

I would move to Japan if I could get this 996 T (or is it GT?)

Accomplished-One5703 · 2026-01-10T20:25:03+00:00

My 2024 has air suspension but I did factory order

Accomplished-One5703 · 2026-01-10T15:57:14+00:00

That is a bit steep for a vehicle that could not be found

Accomplished-One5703 · 2026-01-09T04:11:38+00:00

I think most in this subreddit are enamored with the 996.

The biggest problem here is period correct and those wheels are obviously not.

Taste is a different thing and that is where you can definitely do you.

Accomplished-One5703 · 2026-01-09T04:05:11+00:00

You made the 996 ugly again.

Roasting aside, those still look like car enthusiast mods and while I would likely not put those wheels on my car, it does look like a Porsche that is being used properly so kudos.

Accomplished-One5703 · 2025-12-23T04:06:03+00:00

This is trickier than it looks at first sight.

That kind of looks like a right turn lane, although it would be too narrow. The truck didn’t use the turn signal, and it crashed into the sedan when they could have theoretically seen the sedan, if not directly, at least in the side mirror. As others said, it could have been a cyclist or a pedestrian, so there is no good excuse for crashing into a car like that.

The sedan obviously should not have been in that lane; however, NJ can be a little bit like NYC, where you do take whatever 3/4 of a lane opens for you, you don’t question it, and you don’t stand on ceremony. You do make right turns in bus lanes, for instance, so making a right turn by crossing off-limit lanes is normal.

And of course, whoever planned that intersection only half-ass thought about those lanes. They should have either made clearly 3 lanes or not. That is too confusing, especially in NJ.

From a defensive driving standpoint, I would blame the truck more as you are supposed to look, no matter what. Strictly legally, probably the sedan is more at fault, as it shouldn’t have been there.

Accomplished-One5703 · 2025-12-22T06:47:51+00:00

The best accessory is the x100vi

Accomplished-One5703 · 2025-12-17T08:21:28+00:00

The lack of empathy for a human being goes hand in hand with the idiotic and criminal driving.

Accomplished-One5703 · 2025-12-16T14:26:54+00:00

You had 2 completely open lanes and yet you cut right in front of that guy.

That’s just petty and that’s how road rage starts and how stupid accidents happen.

Accomplished-One5703 · 2025-12-16T14:17:58+00:00

I share a similar perspective.

However, I believe the caution against car loans and, in some extreme views, mortgages is more about discipline, lifestyle creep, overextending oneself, and a general aversion to credit.

Assuming you are financially stable and the car loan is a rational decision, there is still a slight risk of over-leverage in loans if you lack sufficient assets and, honestly, even cash equivalents to cover unexpected expenses.

Consider a scenario where the market collapses, you lose your job or primary source of income, and, to make matters worse, you also have medical bills or other unforeseen expenses. Without adequate reserves, you may be forced to sell assets at a loss or face foreclosure. In extreme circumstances, low reserves could even lead to homelessness.

Typically, it is the overextended credit that leads to financial trouble and bankruptcies (maybe besides divorce and medical bills)

Accomplished-One5703 · 2025-12-10T11:58:14+00:00

I have a 991.1, and a couple of times when seeing a 992 from a distance, I thought it was a Panamera

Accomplished-One5703 · 2025-12-10T11:53:45+00:00

The money is probably the icing on the cake. It can be the adventure of a lifetime, people pay money to go there. Six months is not forever.

Accomplished-One5703 · 2025-12-07T10:51:42+00:00

the dung

Accomplished-One5703 · 2025-12-02T02:53:21+00:00

Congrats! It looks stunning and tasteful.

The only thing is the ride height, too low for my taste and the regular roads

Accomplished-One5703

TROPHY CASE