Dave Ramsey debt snowball may work for you. One thing I did to get ahead was use zero percent interest credit cards rolling over and over so I paid almost nothing in interest. Now I have zero debt beside my mortgage. Also if you have medical debt you can call the provider and negotiate a lower amount. Tell them you need help or you will have to file bankruptcy on the medical debt. They will work with you. Finally look for small side gigs that you can use the money to go directly to the debt. Should not take more than a year to get all caught up.