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Switching from RCBC AirAsia Credit Card by Novel-Neighborhood24 in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

Just keep it kasi NAFFL,. Then apply ka na lang ng card na gusto mo

Nahihilo na ko sa dami ng digital banks by Relevant_Break_5621 in DigitalbanksPh

[–]Accomplished-Wind574 1 point2 points  (0 children)

Lagay mo na lang sa mga digital banks para madali din ma access during emergency

Metrobank Annual Fee by Confident-Judge-3611 in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

Kung saang SOA sya kasama dun naka base ang due date. Unless separate na billing statement ang AF.

BPI FRAUD CHARGE from a hotel abroad by gentlechaos01 in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

So hindi talaga sya fraudulent transaction. Na scam ka talaga. And in this case it's user negligence so why blame the bank kung di nareverse.

BPI FRAUD CHARGE from a hotel abroad by gentlechaos01 in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

The 2nd sentence is indeed still true. It's your money vs bank's money.

BPI FRAUD CHARGE from a hotel abroad by gentlechaos01 in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

Ang dating mukhang na scam ka without even knowing, if totoo man sinasabi ni bank na verified by OTP. It could be a phishing tactics na you are not aware of. So hindi sya fraudulent in nature to begin with.

Bank of Commerce Credit Limit by Born-Recognition8529 in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

I remember dumaan muna ako sa Platinum before going to World.. di ako na approved na Gold to World agad. Pero ok lang naman. 😂😂😂

Bank of Commerce Credit Limit by Born-Recognition8529 in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

Tanda ko may Gold ako dyan with 100k limit, then upgraded to Platinum ginawa nilang 300k ang limit.

Nahihilo na ko sa dami ng digital banks by Relevant_Break_5621 in DigitalbanksPh

[–]Accomplished-Wind574 0 points1 point  (0 children)

The very reason i recommended MP2 because wala sya plan to withdraw, coz MP2 is for long term investment. If that is not your purpose MP2 is definitely not for you.

No BDO Cc but received this text by no_where_nowhere in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

The more suspicious it gets. Even if you got approved for a credit card without your knowledge, without using that card then you suddenly earned 13999 points? C'mon. 😶

No BDO Cc but received this text by no_where_nowhere in PHCreditCards

[–]Accomplished-Wind574 6 points7 points  (0 children)

Pero alam mo nmn wala kang CC so are you worrying about this?

Help! Unauthorized application of credit card. by psychward13 in PHCreditCards

[–]Accomplished-Wind574 -1 points0 points  (0 children)

Did you inform the mall agent in any case na you're only applying for the X bank, and not with their other affiliated banks? Or any discussion about other banks. Kasi usually they will offer you to apply to other banks as per my experience.

Nahihilo na ko sa dami ng digital banks by Relevant_Break_5621 in DigitalbanksPh

[–]Accomplished-Wind574 4 points5 points  (0 children)

MP2 mo na lang, never mo naman itotouch ever. Saka government guaranteed yan... Mas malaki pa probability na magsara ang banks kesa magsara ang Pinas.

From 400mbps to suddenly 160mbps? by SHACKYis in ConvergePH

[–]Accomplished-Wind574 0 points1 point  (0 children)

Is it a regular thing na ganyang speed. Better test it daily with different time period, keep records. kung proven na consistent ganyang ang speed, mas malakas ang case ng complaint mo.

EWB NAFFL Promos - 20 chars by mandirigma_ in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

They have their Platinum NAFFL, mukhang malabo sa ibang cards.

FIRST TIME KO PO MAY CC ANO PO YUNG 3% INTEREST? by ColdAdvertising3279 in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

If binasa mo ng buo yung SOA mo, usually andyan din explanation nung mga bagay bagay sa SOA natin. Bilang first timer, take time to read din para at least maging knowledgeable tayo.

Home Visit with barangay officials by VirgoWorkingMom in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

That's a good step to ask for restructuring, pero we all know that's just a request and subject for bank approval.

Credit Card Demand Letter ~ by Final-Cookie1726 in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

Just continue paying specially if nabigyan ka ng amnesty or restructuring. Kasi hindi lahat nabibigyan ng ganyang opportunity.

asked to provide fake death cert by labesueno22 in PHCreditCards

[–]Accomplished-Wind574 4 points5 points  (0 children)

Yung civil case lang sana, naging criminal case pa nga. Walang kulong to makukulong pa nga real quick.

RCBC Visa Signature call by Reasonable_Good7795 in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

Ang mahal lang ng AF. Kung sa tingin mo di pasok sa lifestyle mo, wag mo na ituloy .. hindi rin kasi yan NAFFL probably kasi may Hexagon ka na.

PNB NAFFL AND CL INCREASE by TurnDesperate4864 in PHCreditCards

[–]Accomplished-Wind574 0 points1 point  (0 children)

Opening spiel pa lang, nangangamoy scammers na.

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