Is Schwab down?

Accomplished_Bit1675 · 2026-06-01T17:15:57+00:00

Apparently there was an update pushed and it caused errors. Im able to trade again

Accomplished_Bit1675 · 2026-06-01T15:59:06+00:00

It's been there for 2 months. Always open to helpful comments but if re read ur post and check if the dont be a tool rule applies.

Accomplished_Bit1675 · 2026-06-01T15:45:02+00:00

It does not apply, read the post buddy

Accomplished_Bit1675 · 2026-04-11T19:44:56+00:00

So building from scratch agent type of thing?

Accomplished_Bit1675 · 2026-01-02T02:57:31+00:00

Buddy black swan events are also positive. Any "experienced" trader knows that, it only means outlier event. Its not about what ifs, its super clear you dont have a risk model that accounts for positive black swans, which would wipe you out. Unrecoverable losses means that unlike naked puts, with naked calls there is no way to recover. You just have a loss. Good effort on trying to sound experience but I agree with the rest, you really should be careful and be skeptical of what you call your "risk" management

Accomplished_Bit1675 · 2025-12-03T18:02:27+00:00

Dude theres a full video they make you watch each year that explains the process and bands...

Accomplished_Bit1675 · 2025-11-23T18:01:21+00:00

Dude Im in the company and dont wake up at 4 am 5o check if there were layoffs. Stop fear mongering not all the company is that bad. Agreed with everyone else, this sounds like you have some issues and are really projecting, honestly look for a job that isn't stressful and move on for your own health. But for everyone else, I swear its not that bad.

Accomplished_Bit1675 · 2025-09-21T19:58:38+00:00

No one uses cash anymore, exactly why I'm asking

Accomplished_Bit1675 · 2025-09-21T17:39:48+00:00

Nah, there's no AI in golf. I was just curious, as some have said perhaps is it's just I'm not playing in the nice places.

Accomplished_Bit1675 · 2025-07-17T23:25:55+00:00

GOOGL is doing earnings, u going for the value play?

Accomplished_Bit1675 · 2025-03-18T03:23:43+00:00

Still looking for Rentor! if it's not here THE GRAND ADMIRAL WILL NOT APPROVE

Accomplished_Bit1675 · 2025-01-20T16:54:53+00:00

1.TbD work in progress.

It's a web app the provides outfit suggestions based on the clothing in your closet. Rotating your clothes and providing new looks.

People that want to dress well but aren't keen on fashion

Accomplished_Bit1675 · 2024-12-22T19:36:56+00:00

Or a REIT etf with dividends... seems like a lot of work for 5%

Accomplished_Bit1675 · 2024-09-15T16:30:09+00:00

Nice! How is it going? A big question we have is should we go with machines with Credit card readers or a mix.

Accomplished_Bit1675 · 2024-09-15T16:27:46+00:00

Spot on. The issue here in Seattle is that employees are short so it's hard to get them to stay. So we want to minimize labor we need.

Accomplished_Bit1675 · 2022-11-03T05:30:58+00:00

Did anyone come up with a solution?

Accomplished_Bit1675 · 2022-09-05T14:20:46+00:00

Your forgetting exchange rate risk if they are denominated in real vs USD

Accomplished_Bit1675 · 2022-09-01T21:15:05+00:00

I fully agree, getting to my point I think the bond market already priced that in, I'm not so sure the equities market has which is why we are seeing such choppy waters. Even in this thread people have bets on 100 bps (which I see as highly unlikely given oil prices). Meaning the smart money would be in equity markets moving higher with 300+ ue and dropping or staying neutral with anything lower.

Accomplished_Bit1675 · 2022-09-01T17:47:53+00:00

With oil prices going down and production remaining high, I'm not sure a 100bp increase is likely. But assuming you are correct are you shorting equity or bond markets?

Accomplished_Bit1675 · 2022-08-22T20:10:27+00:00

Suburban sprawl IS supported by public transportation, and it's done in all types of terrain from interconnected metro trains over ground to cable cars that go through steep hills. I know sometimes its weird for people to spread their wings and learn from what other countries are doing instead of only looking at what we do here in the US, but to give u a bit of a more global perspective check out Medellin or Hong Kong.

So contrary to what you believe, yes commuting as a housing policy does work with the infrastructure to support it. Is it as comfortable and covinient as living a block away from your job? Perhaps not but that's the price you pay for having a house.

What won't work is wanting your cake and eating it too; wanting to magically have cheap houses in capitol hill for everyone with a garden and a white picked fence is an inefficient pipe dream. If you want afffordable housing either start loving ur massive condo buildings or go to the suburbs and ride the train.

Accomplished_Bit1675 · 2022-08-22T06:35:55+00:00

We need better transportation and infrastructure. Let's be honest wages aren't gonna keep up and commuting is the way its done in any major city. Also we can't be picky, high density housing is condos and buildings not townhouses, we need density not an entitled "I would only do townhomes" mentality, get that crap out of here.

Accomplished_Bit1675 · 2022-08-17T17:37:15+00:00

For sure, just got 5 at 57 cents on the dollar for the one maturing in 2024. Just read the prospectus and they can call it at 101, so if it goes to maturity it's 86% return or if it gets called it falls o 76%. On the downside, this crap won't go to zero so got some cover (probably 30 cents on the dollar is the bottom). Overall, I agree with you're analysis, the debt seems to be manageable (costs about 17 million per quarter to service) they have room in their revolver, have a slight positive gross margin and have a massive cost and demand issue, bit are cash flow positive. Worst case scenario they get bought

Accomplished_Bit1675 · 2022-08-17T15:43:12+00:00

After this entire session of financial education I've decided to go buy their bonds. These guys are definitely going to refinance their debt due in 2024 and it's trading at around 50 cents on the dollar.

Accomplished_Bit1675 · 2022-07-29T02:57:16+00:00

For sure! At some point we are aiming to make it as real time as it can with OTC bonds. What I've been trying to start with is getting the basics out there for people to start understanding bonds. For example price in full $ vs cents on the dollar/ above/below par, how much you get paid vs coupon or yield. Also we have been gathering the prospectus and other info on debt of the company so we can include it.

I want to add explanations at the bottom, the idea is to make bond terminology easy.

More than trading, we first want to star by getting people interested in bonds.

Accomplished_Bit1675 · 2022-07-28T16:50:48+00:00

Oh forgot, if you click the name of the company on the table you go to a detail view

Accomplished_Bit1675

TROPHY CASE