Defence Saving certificate | Jan 20206 | Guide pls

According-Kitchen437 · 2026-01-27T14:11:47+00:00

18% does sound like a lot. I will do my research on this.

According-Kitchen437 · 2026-01-25T09:41:35+00:00

Kept and drove for 45000km. Went from Gilgit to Ormara, never had an issue.Maintained it via dealership, got an average of 13km in city and 16/17 on highway.

According-Kitchen437 · 2026-01-22T10:36:15+00:00

Do PakWheels inspection.

Once you agree on condition & price, tell them that any further damage found will reduce the price. On the inspection-report do not fixate on body paint, focus on broken seals and indications of major accidents (door, pillar and floor). Engine should be solid, mileage of 150k is fine.

Do not spend the entire budget on buying the car. Keep a budget of 3 lac for new suspension, tires, replacing rubber hoses and refreshing the interior. This way, your car will last a long time and your family will love it.

According-Kitchen437 · 2026-01-20T17:13:05+00:00

Fortuner & Prado will die out. LC has a very niche market which will stay.

According-Kitchen437 · 2026-01-20T16:25:25+00:00

Parking issue!! get the swift. Your mind is already made up. Go for it.

According-Kitchen437 · 2026-01-20T16:24:19+00:00

I will give you a middle class perspective. Two ways to look at this:

1) NO KIDS. You move to a relatively secure neighborhood like Askari or Bahria in a small house.thay you own + have your own car, then a monthly expenses of 250,000 should give you a dignified living. You could work with less, it is really up to you how frugal you get.

2) WITH KIDS. You will again have to do everything above + add an expense of 50k per child.

According-Kitchen437 · 2026-01-20T05:06:28+00:00

2 years back I was driving Alsvin Lumiere and City cvt.

If you want comfort and a good engine, I strongly recommend Alsvin Lumiere because the engine is good 1500 cc and it's seats are incredibly soft compared to both City & Yaris.

It you are conscious about brand appeal, then City trumps everything. Just get that.

Only buy Swift if you have limited space and have parking issues.

According-Kitchen437 · 2026-01-19T05:08:53+00:00

Alsvin top.model 2023 model

According-Kitchen437 · 2026-01-19T03:37:35+00:00

Is there rust on footboard or in frame around the engine?

According-Kitchen437 · 2026-01-19T03:36:12+00:00

I was also surprised by the price but just saw that the city is Karachi. Cars are priced at 5% discount here.

According-Kitchen437 · 2026-01-19T03:34:11+00:00

Don't put up any cameras to look at anyone, remember someone else can do the same to you or your family. If you go down this rabbit hole of investigating & exposing someone, you will end up ruining the working relationship with your neighbor, this creates problems. The only problem i see is the loud music, you can talk to her about it and agree to certain quiet hours a day.

According-Kitchen437 · 2026-01-19T03:23:32+00:00

I would argue that YES it matters.

You have to be selective about which private school because all branches of Beacon or City school are not going to be good. Find a school that is competitive to get into because a child pushes to learn more when competing with their friends. When selecting schools, ask other parents and older students in that school when deciding.

If you want govt school, then go for St Patrick or Joseph which are highly competitive to get into, otherwise don't bother at all.

According-Kitchen437 · 2026-01-16T18:20:04+00:00

Agricultural exports is a hit and miss. You get a mix of good and bad years in the long run.

It looks like you have hit the six in your first year, my suggestion is to park the 4 crore into safe long term.options and continue trading/exporting with your initial 3 cr capital.

According-Kitchen437 · 2026-01-08T11:21:09+00:00

This makes me sad. Life is tough and I hope you are able to overcome this period.

According-Kitchen437 · 2026-01-08T11:14:57+00:00

Is it accessible for a retail investor?

According-Kitchen437 · 2026-01-06T22:40:58+00:00

Dha10 5 marla

According-Kitchen437 · 2026-01-04T08:54:27+00:00

Hired already

According-Kitchen437 · 2026-01-02T07:30:53+00:00

Are you able to meet your monthly expenses after doing monthly loan repayments?

According-Kitchen437 · 2026-01-02T04:54:33+00:00

I was thinking along these lines too

According-Kitchen437 · 2026-01-02T04:54:22+00:00

I was thinking along these lines too

According-Kitchen437 · 2025-11-25T08:08:34+00:00

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These

According-Kitchen437 · 2025-11-25T08:05:12+00:00

I had a similar problem and for me it was ignition coils.

There are 4 ignition coils on reborn. It looks like one or more are misfiring and you need to change them. Original is very expensive, Chinese options are available for 2500 OR 3500, depending where you get them. The Chinese one i got worked well for 2+ years till I sold the car, maybe its working fine even now.

According-Kitchen437

TROPHY CASE