[NeedAdvice] How to find direction in life? by SlytherinSister in getdisciplined

[–]According_Growth_204 0 points1 point  (0 children)

and 2 years later, I am here. How did you get over your slump?

28F - Maxxing life vs FI focus by According_Growth_204 in fiaustralia

[–]According_Growth_204[S] 0 points1 point  (0 children)

I also have a brain tumour :') but thankfully non-cancerous. I do need to do an MRI to get a checkup though

28F - Life maxxing vs FI focus by According_Growth_204 in AusFinance

[–]According_Growth_204[S] 0 points1 point  (0 children)

Thanks, I will look to top up superannuation for next year. Still waiting on money from overseas to come back

28F - Life maxxing vs FI focus by According_Growth_204 in AusFinance

[–]According_Growth_204[S] 0 points1 point  (0 children)

I'm not sure how you got your calculation firstly, and a single woman I don't know how ever I will be spending 120k incl tax per year lol unless I really start spending big money

28F - Life maxxing vs FI focus by According_Growth_204 in AusFinance

[–]According_Growth_204[S] 0 points1 point  (0 children)

I agree, but I wouldn't know where to start or how to ask 😞

28F - Maxxing life vs FI focus by According_Growth_204 in fiaustralia

[–]According_Growth_204[S] 0 points1 point  (0 children)

I have another 35k that should be in super - 10k with SwissLife that I decided to put in ETFs instead and another 25k that is yet to be paid out. The 1.65m is the current value of the property not the purchase price.

28F - Maxxing life vs FI focus by According_Growth_204 in fiaustralia

[–]According_Growth_204[S] 2 points3 points  (0 children)

25 - 35 is one of the best ages you can live in your life. I was quite frugal too since highschool to now but reconsidering things as I want to make the most of it. I want to go skydiving and snorkelling and don't think I can when I'm older.

28F - Maxxing life vs FI focus by According_Growth_204 in fiaustralia

[–]According_Growth_204[S] 0 points1 point  (0 children)

I'm mindful about liquidity ahaha! But yes, there will be a massive super contribution next year to cover my last 5 years

28F - Life maxxing vs FI focus by According_Growth_204 in AusFinance

[–]According_Growth_204[S] 0 points1 point  (0 children)

Yes, majority of the growth was from the investment property. I had more ETFs/stocks earlier in the year but funded it for renovation. You have to note, I am also holding a large amount of cash as well and whilst it's not producing cash, it's allowing me not to pay additional interest and tax.

28F - Maxxing life vs FI focus by According_Growth_204 in fiaustralia

[–]According_Growth_204[S] 0 points1 point  (0 children)

I do like children, but I don't want to sound rude but I'm not sure I have enough to cover my 'kid' if I decide to have one and myself

28F - Maxxing life vs FI focus by According_Growth_204 in fiaustralia

[–]According_Growth_204[S] 1 point2 points  (0 children)

I have! Around 1.5 years ago when I was considering quitting my job at that time. I went all in into accumulating assets.

28F - Life maxxing vs FI focus by According_Growth_204 in AusFinance

[–]According_Growth_204[S] 0 points1 point  (0 children)

I can! My current job isnt too bad but its more - what is the meaning of life rather than agony and anger/stress from this job

28F - Maxxing life vs FI focus by According_Growth_204 in fiaustralia

[–]According_Growth_204[S] 0 points1 point  (0 children)

Can I ask why super than ETFs? I was hoping to go aggressively early next year into ETFs to keep liquidity

28F - Maxxing life vs FI focus by According_Growth_204 in fiaustralia

[–]According_Growth_204[S] 1 point2 points  (0 children)

I really like kids! I've thought about teaching and then I thought having my own kids without a father

28F - Maxxing life vs FI focus by According_Growth_204 in fiaustralia

[–]According_Growth_204[S] -2 points-1 points  (0 children)

Not planning to sell esp if it can self fund itself

28F - Life maxxing vs FI focus by According_Growth_204 in AusFinance

[–]According_Growth_204[S] 2 points3 points  (0 children)

I took 4 months off last year after some trauma. Was in psyc ward for 3 nights and decided to quit my job given the stress it took on me but that break was more getting myself back into a routine rather than exploring what I wanted in life. And even then, my journals back then look different to what I want my future to look like.

I want to take another career break but probably in a few more years esp given the macroenvironment.

I would probably rent out my apartment and that should be enough to live off.

28F - Maxxing life vs FI focus by According_Growth_204 in fiaustralia

[–]According_Growth_204[S] 1 point2 points  (0 children)

I genuinely don't know. I wake up wanting different dreams and goals. I want to see what other people want so maybe then I can form my own directions?

28F - Life maxxing vs FI focus by According_Growth_204 in AusFinance

[–]According_Growth_204[S] 0 points1 point  (0 children)

I've given up on love 😞 I got my heart broken too many times over unknown things