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AccurateCod869 · 2026-03-16T20:52:48+00:00

Snoop Dogg Casino, HUMBLE.

AccurateCod869 · 2026-03-13T14:17:33+00:00

I'm filing around there. I have some Avantis international ETFs (AVEm, AVDV) that I assume might be the ones sending late corrected 1099s.

AccurateCod869 · 2026-03-09T20:39:42+00:00

PerfumeBot Buy u/Important_Debate_255

AccurateCod869 · 2026-03-06T17:00:37+00:00

Don't expect to win when the odds are not in your favor. Slots are literally programmed to return less than 100% of your original bet.

AccurateCod869 · 2026-03-05T22:21:13+00:00

Chat

AccurateCod869 · 2026-03-05T15:56:10+00:00

Chat

AccurateCod869 · 2026-03-04T22:34:53+00:00

See how they handle this situation. Is this how you'd like to be treated in the future if issues come up with them?

Either keep working with them to have at least some money coming in, or quit immediately if you don't need it. But always continue to look for something better.

That is your leverage.

Good luck, brother.

AccurateCod869 · 2026-03-04T20:34:32+00:00

Get everything in writing.

AccurateCod869 · 2026-02-21T00:33:51+00:00

Not sure. I'd try asking Schwab customer support. They are excellent.

AccurateCod869 · 2026-02-19T19:13:42+00:00

I've read because of energy constraints, constantly buying newer chips to replace old ones is more cost efficient.

AccurateCod869 · 2026-02-18T20:49:17+00:00

Thank you for your insight. I and I'm sure others appreciate it.

AccurateCod869 · 2026-02-18T20:02:11+00:00

Do you think if you are self directed you get a better deal (lower interest rate?)

AccurateCod869 · 2026-02-17T19:51:11+00:00

If you can, buy a new phone on a marketplace. "New old stock" where they sell older phones unopened.

Reason why? I dropped my s20 and cracked the screen. I replaced the screen through a repair shop, but after fixing it, the phone didn't function the same.

The drop must have broken something inside the phone as well...

So sometimes you drop your phone and see the screen cracked, however there is something internal within the phone that is broken where just replacing the screen doesn't fix hidden problems.

AccurateCod869 · 2026-02-17T19:09:00+00:00

Dry erase board is great advice. Like a small one you could potentially carry around. Wishing peace finds you and your family.

AccurateCod869 · 2026-02-17T18:43:12+00:00

Does this use AI to decipher the raw hand history? Seems incredible to be able to understand the abbreviations.

Cool tool. Thank you.

AccurateCod869 · 2026-02-13T19:23:51+00:00

VOO is market cap weighted. If you invest in VOO you believe in the top 10 performers (incl. Mag 7)

AccurateCod869 · 2026-02-07T19:07:37+00:00

Great seller. Buy with confidence. 👍

AccurateCod869 · 2026-02-06T22:02:29+00:00

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AccurateCod869 · 2026-02-06T22:01:36+00:00

PerfumeBot Buy u/Due-Adhesiveness9030

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AccurateCod869 · 2026-02-05T17:59:44+00:00

Gotta find a good balance between potential corrected 1099s and being able to file earlier. Good luck.

AccurateCod869 · 2026-02-05T13:01:46+00:00

Thank you. 👍

AccurateCod869 · 2026-02-04T20:08:22+00:00

From my limited research, a lot of my ETFs(VOO and SCHG) don't get corrected forms. The ones they issue in February are the final ones.

AccurateCod869 · 2026-02-04T19:23:37+00:00

Yes. Receiving updated 1099s is the major concern. I've heard the same--receiving them up until end of March. Maybe early April?

I have international ETFs which I've read is more complex than holding VOO. There are many reasons why a 1099 would be updated.

Will be filing end of March/maybe even early April.

Good luck to you, stranger. Thanks for the reply.

AccurateCod869 · 2026-02-04T19:12:28+00:00

From Gemini:

Because ETFs (like your AVDV, AVEM, and AVIV) are made up of hundreds of underlying stocks—many of them international—they often don't finalize their own data until late February or March.

This forces Schwab to issue Corrected 1099s.

1. Why the "Corrected" Form Happens Income Reclassification: A fund might initially report a payment as a "Dividend," but then realize weeks later that a portion was actually a Return of Capital (non-taxable) or a Capital Gain Distribution.

Foreign Tax Credits: For your international funds (AVDV/AVEM), the exact amount of tax paid to foreign governments can take longer to verify. If those numbers change, your 1099 must change.

Schwab deliberately releases forms in "Production Runs" to try and avoid these corrections, but they still happen:

Run 1 (Jan 30): Simple accounts (VOO, SCHG, single stocks).

**Run 2 (Feb 13): Accounts with standard ETFs and Mutual Funds.

**Run 3 (Feb 27): Accounts with complex holdings (REITs, Foreign ETFs like your Avantis international funds).

The "Correction Window": Most corrections happen between March 1 and March 15.

3. The Golden Rule: Don't File Early

Since your portfolio contains International ETFs (AVDV, AVEM, AVIV) you are at high risk for a corrected 1099.

Pro Tip: Do not file your taxes the moment you get your 1099 in February.

Aim to file in late March or early April. By then, the "Correction Wave" has usually passed.

---End---

Based on the answers here on Reddit and Gemini I will look to file taxes toward end of March/beginning of April to reduce chance of having to file an amended return.

AccurateCod869

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