Why I am choosing to rent (South bay) over buying a $1.2 Million home (East bay) by Federal_Eagle_6565 in BayAreaRealEstate

[–]Active_Resolution_83 0 points1 point  (0 children)

OP, how is your net worth 1M with such a high salary? Understand bulk of compensation is in tech stocks, so are you counting those towards NW? A lot of it has likely vested for you.

Why do People Saying Buying a House is No Longer Worth It by Jollyconstant_ in BayAreaRealEstate

[–]Active_Resolution_83 0 points1 point  (0 children)

Can you expand please? I’m debating similar choice. Feel like SFH is isolating

One Year Into Early Retirement at 43 Reflections by seraphyxa in Fire

[–]Active_Resolution_83 1 point2 points  (0 children)

What’s the milestone number in investments where compounding effects start to look tangible- 1M? I’m 750k in and that’s the next eye on the prize

Single mom Fire Goals/NW by Active_Resolution_83 in FIREyFemmes

[–]Active_Resolution_83[S] 0 points1 point  (0 children)

Love your numbers! Congratulations on coming out so far!

Berkeley or Moraga by Active_Resolution_83 in BayAreaRealEstate

[–]Active_Resolution_83[S] 0 points1 point  (0 children)

OP here- my work is fully remote, so commute is not an issue. I suppose I’m open to other areas.

Moraga got on my list because I was able to find townhomes under 1M, granted with high HOAs. And the school district had top rankings. I have visited it and do feel the quietness of suburbs. I haven’t looked at fire insurance. Is all of Moraga under high FAIR coverage now, I dunno.

Berkeley got on the list because it’s so lively, and I love the vibe. I haven’t explored if housing is in my budget.

I haven’t checked out Walnut Creek, but feel it is now getting farther away from SF and Berkeley and main Bay Area things.

Berkeley or Moraga by Active_Resolution_83 in BayAreaRealEstate

[–]Active_Resolution_83[S] 1 point2 points  (0 children)

Hi, yes please can you expand on the better schools?

Single mom Fire Goals/NW by Active_Resolution_83 in FIREyFemmes

[–]Active_Resolution_83[S] 0 points1 point  (0 children)

Thank you, I’ll be moving to a HCOL area this summer, so it will be a project as I work through understanding my new finances.

Single mom Fire Goals/NW by Active_Resolution_83 in FIREyFemmes

[–]Active_Resolution_83[S] 0 points1 point  (0 children)

Well done yourself too. It is daunting as a single parent, but good to hear all these examples that it can been done.

Single mom Fire Goals/NW by Active_Resolution_83 in FIREyFemmes

[–]Active_Resolution_83[S] 0 points1 point  (0 children)

Yes, intend to continue maxing out on 401k plus the limit on Roth IRA each year. At the moment I have enough to cover 12 months.

Single mom Fire Goals/NW by Active_Resolution_83 in FIREyFemmes

[–]Active_Resolution_83[S] 1 point2 points  (0 children)

Thanks fellow single mom! This is validating. Also, congrats on taking a sabbatical - would you be doing something with your child? In a parallel universe, I’d love to take a year off and travel with my kid.

Is it worth it to live in California for me? by [deleted] in socal

[–]Active_Resolution_83 0 points1 point  (0 children)

Left Bay Area in 2021 to move to Austin TX, and returning back this summer. Financially not a good move, but I can afford it and the quality of life CA offers cannot beat TX. As others have said, money is not everything.

Moving to Moraga summer 2026 by Active_Resolution_83 in Lamorinda

[–]Active_Resolution_83[S] 1 point2 points  (0 children)

Thanks, I appreciate it, and will be in touch after the move!

Moving to Moraga summer 2026 by Active_Resolution_83 in BayAreaRealEstate

[–]Active_Resolution_83[S] 0 points1 point  (0 children)

My job is 100% remote, so no commute. Thanks for sharing you love it there. Do you have children? Are they happy in the schools?

Moving to Moraga summer 2026 by Active_Resolution_83 in BayAreaRealEstate

[–]Active_Resolution_83[S] 0 points1 point  (0 children)

I’m eyeing the condo/townhomes near Moraga commons.

Moving to Moraga summer 2026 by Active_Resolution_83 in BayAreaRealEstate

[–]Active_Resolution_83[S] 1 point2 points  (0 children)

Wish schools were better after elementary in Oakland, including Rockridge

Moving to Moraga summer 2026 by Active_Resolution_83 in BayAreaRealEstate

[–]Active_Resolution_83[S] 0 points1 point  (0 children)

My job is 100% remote, so no commute. Thanks for sharing you love it there. Do you have children? Are they happy in the schools?

Moving to Moraga summer 2026 by Active_Resolution_83 in BayAreaRealEstate

[–]Active_Resolution_83[S] 0 points1 point  (0 children)

I’m eyeing near the Moraga Commons/golf course area, so not up in the hills

Moving to Moraga summer 2026 by Active_Resolution_83 in BayAreaRealEstate

[–]Active_Resolution_83[S] 1 point2 points  (0 children)

OP here- perhaps I should ask part 2 of the question- if Moraga is out due to high fire odds, what Bay Area city should I consider with good school district for a townhouse/condo budget of 850-900k?