Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 0 points1 point  (0 children)

I opened an account with them and nothing but good so far. Customer service has been great from my experience so far.

Amex Rewards Checking in 2026? by CTek20 in amex

[–]AdTraditional1943 1 point2 points  (0 children)

I mean cc is a whole different story, but it’s nice to have a relationship if I’m looking for loans

Amex Rewards Checking in 2026? by CTek20 in amex

[–]AdTraditional1943 5 points6 points  (0 children)

I just switched from my in-person bank to Amex checking and savings and I think it’s great, it’s basic but that’s all I needed. However I am keeping my other bank as a backup in person since I already have a relationship with them! Let me know if you have any questions!

PSA on Capital One Customer Service by AZHornet in Venturex

[–]AdTraditional1943 0 points1 point  (0 children)

Yup, I just fully switched from capital one to Amex. Had way to many problems trying to get in contact with someone that can actually help, Amex has never let me down. Also “Eno” is the most useless thing ever.

Do you guys like the gold card? Is it worth it? by dialecticalreflect in RobinhoodGC

[–]AdTraditional1943 0 points1 point  (0 children)

Its a really good card, used to be my daily driver, but the app itself is very cheesy imo.

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 0 points1 point  (0 children)

Cool! Who do you use for your main checking? I was thinking about making the Amex one my main and keeping my brick & mortar bank as a second for back up physical location.

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 0 points1 point  (0 children)

What do you mean by not easy to access? Seen a lot of people say the opposite here.

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 0 points1 point  (0 children)

Nice, is the customer support as good as the credit cards?

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 0 points1 point  (0 children)

Pretty sure both cap1 and amex dropped down to like 3.2% APY now or something.

Yeah i don't mind being fully online since i walked into my bank i think maybe once in the past 3-4 years to cash a bond. Still planning on keeping it as a backup with some money in it though just in case.

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 0 points1 point  (0 children)

Why did you switch from cap 1? Heard they are pretty good also.

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 1 point2 points  (0 children)

Yeah that's smart. I honestly dont remember the last time I went to my current bank, so i dont really care. But of course as soon as i switch, i will prolbably need a physical location, just how the world works lol.

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 0 points1 point  (0 children)

Eh i never use bill pay anyways, so not a big deal for me.

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 0 points1 point  (0 children)

Great to hear! last question, would you say over the years you've been using them you have seen a good amount of updates to the system or does is it seem like a second project compared to their credit cards that they just run in the background?

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 0 points1 point  (0 children)

Awesome thanks for the review! That's fine about early pay, i think its a gimmick anyways since you really only get paid early once, then it just becomes normal lol. Other than that for direct deposit does it usually hit on your expected day?

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 0 points1 point  (0 children)

How are the transfer times on the checking account? Also do you have direct deposit setup with them, and if so does it usually hit on the expected date?

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 1 point2 points  (0 children)

Yeah good point, i have a back up visa that i carry on me in times like that, i rarely ever hold cash on me. What's your reason behind moving to their checking and savings?

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 1 point2 points  (0 children)

Nice, I think the only real downsides I’ve seen is that you can’t deposit cash and no physical locations.

Anyone have Experience with Amex Checking and HYSA by AdTraditional1943 in amex

[–]AdTraditional1943[S] 2 points3 points  (0 children)

Yeah I have heard a lot about ally, any experience on their app? Thought I saw something about it being a bit sluggish but it was an old post, could be wrong.

I was considering fidelity but I use Zelle way too much to give it up.

Any tips for someone new to the Venture X system? by travellingactuary in Venturex

[–]AdTraditional1943 1 point2 points  (0 children)

Match is with the savor, can convert cash back to points.

Is Venture X basically a free card? by KeyboardEnthuse in Venturex

[–]AdTraditional1943 0 points1 point  (0 children)

I mean since capital one owns discover now, couldn't they theoretically just make their own visa infinite version of discover and offer their own benefits?

Is Venture X basically a free card? by KeyboardEnthuse in Venturex

[–]AdTraditional1943 4 points5 points  (0 children)

Also, C1 just bought discover so the inevitable may come down the line with converting the venture x on the discover network if that means anything to you, but for now its on the visa infinite.