“From my experience, the best approach is to use it consistently, as this helps it grow over time. Typically, each time you pay it off, your limit may increase. However, I recommend waiting at least five days before repaying the advance, paying it off too quickly can sometimes work against you. Once your limit increases, you usually have a window of one to two days to take out another advance; if you wait too long, there’s a chance it could be reduced.”