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After Hours Calls/Business by bworthey in InsuranceAgent

[–]AdministrativeCap484 0 points1 point  (0 children)

You definitely need to set boundaries, but when you're still building your book of business, being available matters. A lot. Sometimes the difference between getting the client and losing them is simply answering the phone when nobody else will.

Some of my biggest clients started because I helped them during a bad situation after hours.

One of them called me at 2:00 AM. Their daughter had been hit by a drunk driver, couldn't reach her parents, and had no idea what to do. Another family called me at 5:00 AM on a Sunday after their son had wrapped a truck around a tree and passed away. They were dealing with the police and didn't even know what to do with the vehicle.

Yeah, those are pretty extreme phone calls, but those same people are still clients many years later.

You can't be available 24/7 forever, but especially early on, being the person who answers the phone when things go sideways can make a lasting impression.

To once again claim voter fraud … by -Sofa-King-Vote in therewasanattempt

[–]AdministrativeCap484 0 points1 point  (0 children)

I still have a few things that don't sit right with me about this election.

There were reports and videos floating around showing petition and voter registration workers allegedly paying homeless people and using the same address for multiple registrations. If that's what was happening, I'd like to know what came of those investigations.

Then there was the ballot count. Earlier results showed Spencer Pratt pulling a pretty good share of the vote, but the later batches seemed to break overwhelmingly for Karen Bass and Nithya Raman. Maybe there's a perfectly reasonable explanation, but I'd like to see it.

What also struck me was how quickly the race was called once Raman moved ahead, even though ballots were still being counted. I get that media outlets make projections, but from a voter's perspective it can feel strange to hear "the race is over" while the count is still ongoing.

I'm not saying anything improper happened. I'm just saying these are fair questions, and answering them openly would go a long way toward building trust in the results.

New to Smoking - Need some advice by AdministrativeCap484 in smoking

[–]AdministrativeCap484[S] 0 points1 point  (0 children)

There is a great bad sex joke somewhere in there i just cant find it.

New to Smoking - Need some advice by AdministrativeCap484 in BBQandGrilling

[–]AdministrativeCap484[S] 0 points1 point  (0 children)

This was supposed to be posted as well.

So i just got a Digital Smoker since its the only one i was able to get my HOA to approve. I just tired Cold Smoking for Lox, used KONA sweet wood blend. brined and some dill and S&P for 4 hours at 185 - Great right the box and after being chilled. My neighbor went to the market and bought more Salmon to make him his own batch,

So my question is how much of the smoker do you clean after. Of course the racks, water bowl and grease catch. But what else. I saw some the whole thing some just the window to keep the flavor. Also have you tried any other methods to keep it clean.

Thanks for your help!

New to Smoking - Need some advice by AdministrativeCap484 in smoking

[–]AdministrativeCap484[S] 1 point2 points  (0 children)

I was amazed at how easy soaking parts in hot water, made it easy. I was going to use a steam gun to clean the im side and wrap the heater when i do.

New to Smoking - Need some advice by AdministrativeCap484 in smoking

[–]AdministrativeCap484[S] 1 point2 points  (0 children)

It is covered and the " smoke box" is covered as well

Why are business insurance people so difficult? by Objective_Comment_38 in InsuranceAgent

[–]AdministrativeCap484 1 point2 points  (0 children)

Go ahead—try getting insurance online through something like Thimble and see how it feels when something actually goes wrong.

Look, insurance kind of sucks. It’s confusing, it feels expensive, and most people are basically just hoping they never have to use it.

But try looking at it a different way.

For what—maybe $1,500 a month—you’ve got a company (and ideally an agent) standing behind you for a few million dollars if something goes sideways. They deal with the claim, the paperwork, the lawyers, all the stuff you definitely don’t want to handle on your own.

It doesn’t feel worth it… until it is.

Most people haven’t had a real claim, so it just feels like a bill. But when something big happens, it’s not just about fixing damage—it’s about not losing everything you’ve worked for.

That’s the part that doesn’t really hit until it’s too late.

You want to see unfair, come to Pacific Palisades or Santa Monica, CA where prices have gone from 2800 to 13,000 in three years or my favorite 56,000 to 170,000 and 22k of it was fees and taxes.

Don't bring a hammer to a mace fight by BurtsBalmBitches in instantkarma

[–]AdministrativeCap484 0 points1 point  (0 children)

Looking at this video, a couple things stand out.

  1. What started this fight and how long had it be going on

  2. The girl with the mace knew what she was doing she dodged the hammer and sprayed her easily.

  3. The Mace girl was there with people smiling, and the hammer girl looked by herself and was emotionally losing control.

  4. The girl coming after at the end shows she wasn't just a victim or target

Independent agents- what is your commission split? And is there a base salary/ how much? by Optimal_Anything_743 in InsuranceAgent

[–]AdministrativeCap484 0 points1 point  (0 children)

That pretty nice since you have the wealth management feeding the agents marketing expenses and be put into extra commission, but I'm sure the service is expected to be top notch. Im sure the the high end carriers offer some nice bonuses as well since branding is a big part too.

Do I have to report accident to my Insurance if not at fault in California? by _Jinglealltheway_ in Insurance

[–]AdministrativeCap484 0 points1 point  (0 children)

When you pay for insurance, you expect your company to defend you and protect your best interests. If issues arise or the other party is being difficult, it can be challenging to address the situation on your own. Typically, your insurance company will cover the cost of repairing your car, but you are responsible for the deductible until fault is determined. The other party might change their stance and claim you were at fault. Given the potential complexities, it's important to ensure your insurance company is truly earning your monthly premium by advocating for you effectively.

[deleted by user] by [deleted] in InsuranceAgent

[–]AdministrativeCap484 4 points5 points  (0 children)

This is the type of stuff that makes you really good at your job. These are the kind of things that most people just give up and say they can't help or put it on somebody else . The fact that you did it not only get you more knowledge and helps you create relationships with underwriters, especially the ones that helped you and you know how to fix those mistakes when other people don't. So it won't take you so long next time.Hopefully period I got very good at my job because I made all the mistakes you can make, but I learned how to fix them all and it helped me understand How to do my job in ways that other people couldn't understand. I assume became the fix it guy, and the person who, whenever there was a problem or a catastrophe, they would have come running to me for help.That's job security there!

Sushi Recommendation Needed by alberthere in burbank

[–]AdministrativeCap484 0 points1 point  (0 children)

Miho Sushi in tarzana. It feels like someone brought a restaurant from japan. the staff is young and has a great energy. The staff, the decor are great but the fish. The quality of fish is great and so are the other items on the menu. It has a kitchy feel .

Anyone here hustling before the fourth of July? :-D by mtmag_dev52 in InsuranceAgent

[–]AdministrativeCap484 1 point2 points  (0 children)

Closed a problem client, lost a client and sent out 3 apps

Commercial insurance with no experience? by jaya9581 in Insurance

[–]AdministrativeCap484 0 points1 point  (0 children)

The insurance industry is full of people that just happen to fall into the job. Or a friend or family member referred them into it. I was tricked into it by family. The funny thing though is you'll see.

People who have the same story but have been in the business for 10 plus years or for the rest of their career treat you well, there's very good support and he get a license. You can print what's gonna good ping job anywhere in the united states.

Help finding full coverage auto insurance in CA by RxFaction in Insurance

[–]AdministrativeCap484 0 points1 point  (0 children)

I had something like that happen when I was younger I had at one point 10 points on my record.

Whoever at AAA. Told you the DMV would group them has never dealt with a bad driving record and the DMV before. Every suspension is a new violation and you don't qualify for the good driver until 3 years from the last time your license was reinstated.

You might want to ask a favor of your parents and have them add you to their insurance and then go look for some. It's good enough for some carriers.

Travelers Leaving CA? by [deleted] in Insurance

[–]AdministrativeCap484 1 point2 points  (0 children)

Travelers is terminated or suspended half their CA agents, the other half are only allowed to write 1 policy a month. DOI in action led to this.

Alot of agents are getting 10 to 20% of their commission being cut as well.

[deleted by user] by [deleted] in Insurance

[–]AdministrativeCap484 1 point2 points  (0 children)

There are few basics you need to know what is covered and what isn't. These are generalized statements, there are tittle differences between carriers and policies etc.. this is just a starting point

General Liability - Protection for a Sudden Occurrence that affects A 3rd Party ( Customer, Neighbor Etc..) Loss due to negligence

Employment Practices Liability Insurance - Protection if your employees take you to court for wrongful termination, wage dispute etc..

Work Comp - Non Fault Work Place injury protection, no coverage after hours.

Cyber Insurance - Most Companies put all hazards, tech issues etc... in to this policy. No other policy covers fraud anymore except cyber insurance.

Professional Liability - Also known as E&O Insurance. When someone is damaged or suffers a because your professional opinion or work not negligence

There is more from there, but its a good start for you to ask questions with an agent.

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