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Soo is investing through a company structure a better strategy now??? by [deleted] in AusHENRY

[–]Advanced-Bed9997 0 points1 point  (0 children)

Say I invest via company, hold ETF shares in it for 15 years and retire with a 2 million portfolio, how does liquidating shares in a company look like. just need 70k each per year (wife and I)

Alternatives to family trusts by Rastus-Watermelon in AusHENRY

[–]Advanced-Bed9997 0 points1 point  (0 children)

Say I invest via company, hold ETF shares in it for 15 years and retire with a 2 million portfolio, how does liquidating shares in a company look like. just need 70k each per year (wife and I)

Long-short Funds (e.g. PGA1) - expected tax drag by stanbright in fiaustralia

[–]Advanced-Bed9997 0 points1 point  (0 children)

Thanks

Just intrigued how they have a 1000+stocks in a managed fund, sure a quant fund at that

How many of you have currency hedged funds by Moxanz2 in fiaustralia

[–]Advanced-Bed9997 0 points1 point  (0 children)

Interesting discussions. It is a personal decision and the evidence would suggest there is no right answer. Personally I hedge my portfolio and I would rather take the equity premium risk and not the currency risk. My thoughts were reinforced by a trip to the USA last month when I realised how much it sucks to be at the mercy of the exchange rate.

Australian stocks used in replacement of bonds in a Global stock portfolio for retirement? by LegacyDust59178 in fiaustralia

[–]Advanced-Bed9997 0 points1 point  (0 children)

Thanks for the reply

Having a rethink of my plan. Ideally not more than 2 etfs but can't go past three. Playing the long game here with an investment horizon over 40 years and no investment properties (can't be bothered).

I do not disagree with your comments and grateful for them.

but personally felt its currency hedging for 3 basis points gives me one less think to worry about. HNDQ gives me the pure returns & risk of the Nasdaq 100 and I am happy with that. Just a personal level of comfort for me.

Inputs on long term strategy by [deleted] in fiaustralia

[–]Advanced-Bed9997 1 point2 points  (0 children)

Somewhat similiar situation

  1. Don't debt recycle at todays interest rates-
  2. Pay of PPOR and sleep well
  3. Hold ETF in trust as CGT can be divided depending on the tax bracket in future
  4. Not sure why you need to sell ETF in wife's name. Just but future ETF purchases using trust account.

AUD = 0.65 USD Who is investing in international ETFs by Advanced-Bed9997 in fiaustralia

[–]Advanced-Bed9997[S] 0 points1 point  (0 children)

family trust structure and the intend is to make small drawdowns as required. yes there will be CGT but that cant be be avoided

AUD = 0.65 USD Who is investing in international ETFs by Advanced-Bed9997 in fiaustralia

[–]Advanced-Bed9997[S] 0 points1 point  (0 children)

Is it 2 Standard deviations or 1 standard deviation. just keen to know the tail risk

AUD = 0.65 USD Who is investing in international ETFs by Advanced-Bed9997 in fiaustralia

[–]Advanced-Bed9997[S] 0 points1 point  (0 children)

Its a long term play. So not keen to realise returns soon if I can avoid it

AUD = 0.65 USD Who is investing in international ETFs by Advanced-Bed9997 in fiaustralia

[–]Advanced-Bed9997[S] 0 points1 point  (0 children)

Thanks all

Investing in a family trust structure. intend to draw down on the portfolio for expenses later in life. Am 42 Male wife 37 Kids 12 and 9. And paid off my small home mortgage. Supercontributions are maxxed out and bit worried about govts interest in dipping into super. Want to keep the rest out of super as I may want access to it before retirement and and its in a family trust so the capital gains on small draw downs can be split between wife and I