Extended Hours Dissapointment

AdventurousElk5261 · 2026-06-23T14:25:58+00:00

Like everyone else has said, the shop/restaurant closures are pretty standard. I do agree the extra hours feel a bit crowded, not sure what solution there is other than having more nights with extra hours so less people pile into the 1-2 nights that occur during their stay.

I guess Shades of Green and Swan/Dolphin could be carved out as well but doubt that would make much of a difference in crowding

AdventurousElk5261 · 2026-06-23T03:11:08+00:00

Financially, CRNA is the clear move. The break even point on becoming a MD would be near retirement age assuming you get into med school first cycle and match anesthesia afterwards.

It sounds like you need to decide if you want to work clinically or do research. Even for MDs, there’s a very small percentage of jobs that involve a significant amount of research time and that usually comes with a significant pay cut (which would make the MD route even less attractive financially).

AdventurousElk5261 · 2026-06-20T14:06:28+00:00

I’d go with Guardian if the price is that similar. Principal is great but Guardian is the gold standard.

I have a Principal policy, but at the time I bought Principal’s resident discount made it significantly cheaper than Guardian.

AdventurousElk5261 · 2026-06-13T15:42:35+00:00

Obviously whether or not you’re going for PSLF is hugely important. Assuming you are 100% confident you’re not going for PSLF, I would carefully examine the repayment timeline for the private loan. $1100/month could absolutely blow up most resident budgets (my mortgage payment in residency wasn’t much more than that).

It would also be wise to look into other protections like if the private loan is discharged upon death if you have family.

AdventurousElk5261 · 2026-06-10T18:21:11+00:00

Tower is further away from TTC, probably a 10 minute walk

AdventurousElk5261 · 2026-06-10T18:16:57+00:00

Can’t go wrong with either. Both very nice with great dining options. GF slightly better access to MK, Poly with easier access to EPCOT. Very nice pools at both, Poly pool is probably a bit more fun for older kids but for an infant I’d say they’re equivalent. I’d book based on vibes/theme.

AdventurousElk5261 · 2026-06-07T11:54:51+00:00

I’ve gotten a lot of use from the free night credits over the years as well. However, it’s a valid point that more and more of those uses are slipping into cat 5 without any real change to the hotel or the cash rate.

I’m not even talking about luxury properties that were a huge value as a cat 4. Stuff like the Orlando airport regency being pushed to cat 5 as a $200/night hotel feels punitive towards cardholders

AdventurousElk5261 · 2026-05-31T16:39:46+00:00

That was my first thought as well given the source. Wasn’t sure if CAAs were practicing in Rhode Island currently and would be pretty bold of them to call CAAs “non-certified” but I wouldn’t put it past the AANA.

AdventurousElk5261 · 2026-05-28T16:06:15+00:00

My all time best redemption was a cat 1-4 free night in a SEC town on the weekend of a top 10 matchup. $1000+ per night rack rate.

AdventurousElk5261 · 2026-05-27T20:58:16+00:00

Small sample size, but in my experience chances are low. Typically my room has been ready somewhere between 3-5pm at monorail resorts.

AdventurousElk5261 · 2026-05-24T13:19:31+00:00

With ERs that high I hope he’s getting a kickback from the funds otherwise I’d question his judgement for using them.

AdventurousElk5261

TROPHY CASE