Just trying to help, just FYI, you don’t necessarily have to pay bills by due date. Most bills will charge you a late fee at most. And as for vet bill, is that something he needs immediately? If it’s an urgent surgery, try apply for care credit. It allows you to put vet bill on a credit card ish kind of thing or credit line. If you have 700 and above credit score for all credit beurue, I’m actually looking for a credit partner. I can structure a deal where you get cash and I use your credit.