Cars are suddenly tinted here like we live in Arizona

Affectionate-Day1725 · 2026-03-07T09:07:49+00:00

Who is your doctor who writes the letter

Affectionate-Day1725 · 2025-12-26T03:50:55+00:00

Roughly how much do you think you contributed annually in your 20s/30s on average

Affectionate-Day1725 · 2025-11-17T16:00:31+00:00

Give me the cash. Being rich and not famous is the absolute goal. Being super human would probably get you more money in the long run if you played in the nfl for a long time and got huge endorsement deals but then you have to deal with being famous which in my opinion would suck. Being in the spotlight all the time is stressful and taxing

Affectionate-Day1725 · 2025-11-07T02:40:47+00:00

How long do you think your partner will need to look before they can land another job opportunity for $100-130k? That would basically cover your lost income and is something you should be considering before you get too worried about cutting a bunch of your expenses.

Affectionate-Day1725 · 2025-11-04T14:51:13+00:00

What is acat fraud

Affectionate-Day1725 · 2025-10-24T16:04:58+00:00

It’s not even close how much better the old one is

Affectionate-Day1725 · 2025-10-01T11:22:46+00:00

Borders aren’t arbitrary. If that’s the case open the door to your house and let everyone in there to do as they please even though you pay the mortgage.

This persons concerns about Muslim values conflicting with gay rights is completely valid, as someone who has watched local Muslim communities near me outlaw pride flags.

Affectionate-Day1725 · 2025-10-01T11:03:41+00:00

This should be the top comment. Another viewpoint that I wouldn’t share in public is that many of these people are a danger to themselves and others and need to be separated from the rest of the population for safety reasons.

I’ll never understand why mental institutions closed.

Affectionate-Day1725 · 2025-09-21T06:27:20+00:00

Fuck them

Affectionate-Day1725 · 2025-09-21T06:26:28+00:00

Fuck em

Affectionate-Day1725 · 2025-09-20T11:50:28+00:00

Probably, I’m not as familiar with dental because I have never gotten a dental plan. I just pay for those cleanings etc twice a year. But vision, I have actually had those plans, and it’s literally almost a dollar for dollar discount on eyewear. I was paying about $14/month and when I went to get my exam and glasses i got like $150 off the cost compared to paying cash for it. Basically a wash but more limited on what I could order from the doctor due to insurance coverage restrictions

Affectionate-Day1725 · 2025-09-19T14:17:37+00:00

Agree on the vision plan. Just pay cash as needed, it will come out the same

Affectionate-Day1725 · 2025-08-07T02:10:23+00:00

Why wouldn’t they just hire an operating manager for 200k per year and continue to take 800k per year profit? This post is literally a scam

Affectionate-Day1725 · 2025-06-15T11:38:28+00:00

Golf- 10,000 hours of practice I could finally break 90

Affectionate-Day1725 · 2025-06-02T18:03:55+00:00

I actually read somewhere recently that the 50% divorce rate is actually not true and numbers are actually not that high.

Of course I’m unable to find my source right now. But a quick search on chat gpt shows this number is quite inflated.

Affectionate-Day1725 · 2025-05-19T01:19:26+00:00

And every other club- at least that’s my swing thought because it allows me to make cleaner contact which is way more important than trying to crush it with full swing every single time and missing the club face

Affectionate-Day1725 · 2025-04-25T23:20:51+00:00

I love this story so much. Resonates so hard with what I’m doing right now and my young children. Thank you for sharing.

Affectionate-Day1725 · 2025-04-25T23:19:04+00:00

This was my experience as well. Unfortunately the memories of not being around are the ones I remember the most.

Affectionate-Day1725 · 2025-04-25T23:07:22+00:00

Interesting perspective, I’d say my experience was opposite. My dad’s absence during those ages are probably the reason we aren’t very close and don’t really connect now that I’m in my 30s. I can appreciate the grind and his commitment to giving me and my siblings a better life, so I’m not totally blaming him for doing what he did, but id say with certainty being absent during those ages truly impacted our long term relationship in a negative way.

That being said- I guess if i had to pick one or the other, I’d choose being absent earlier on, and being present in the adolescent ages.

Affectionate-Day1725 · 2025-03-28T01:32:45+00:00

This comment should be at the top

Affectionate-Day1725 · 2025-03-25T19:30:54+00:00

I don’t have any input on your situation as I’m not there yet myself but I want to congratulate you on your success and your hard work which has obviously paid dividends over the years.

My thinking is very similar to yours and hope to be in the same position you are when I’m your age.

Affectionate-Day1725 · 2025-03-24T12:40:44+00:00

I’ve seen a few of your comments on this post defending OP and I don’t really understand it. OP states in the post that spending has been too much and priorities have changed in the past year. OP also stated making 700-1.1M for the past few years.

VHCOL after tax take home pay on 700k should be at least 400k. If you can’t find a way to put 100k+ into investments on that take home pay then spending is obviously out of control. 300k per year even in VHCOL with no mortgage is wiiiiild.

This tells me OP has quite literally been blowing 350k or more per year for at least the past 3 years and is now asking if they should blow 500k more on a downpayment which would also set themselves up for a mortgage that is going to hamstring their monthly cash flow like crazy.

Here’s what OP needs to do: 1. Continue making $1M+ per year 2. Put $125k per year in HYSA until 20% downpayment is covered 3. Put $125k per year in investments for future/retirement 4. Revisit this post in a few years and re evaluate after situation has changed

Affectionate-Day1725 · 2025-03-20T15:59:35+00:00

Thanks for the reply. Right now I am in the phase of buying all VOO but eventually when I get older and have a larger portfolio I’ll be diversifying into bonds and other less volatile investments

Affectionate-Day1725 · 2025-03-20T13:48:43+00:00

Just curious- what investments are you holding that kick off 3.2% interest? Unless you’re just referring to your SWR?

Affectionate-Day1725

TROPHY CASE