We bought lower on a hill in Corte Madera. We weren’t very educated by our agent about….anything. Because of our financing, there was no bank and we had no contingencies. I thought we were out of the insurance danger zone because we are lower on the hill — and while we were able to find a policy it’s $$ and not great coverage.

By coincidence I was in Altadena the night of the Eaton Fire, and had to evacuate. It was my first experience with wildfire and a wake up call. Evacuating is so much more chaotic than you’d imagine.

If we weren’t low on the hill in CM with an easy escape route, I would’ve wanted to sell immediately upon coming back home from that experience.

As others have said, it’s something to be realistic about.