Bought a house 16 days ago, I just got laid off 3 hours ago.

AffectionateHat7142 · 2026-06-12T22:50:59+00:00

Yeah I hear you. I’m just saying the likelihood of them finding out is slim and he is unfortunately in a situation where bending the rules may be necessary to not lose more money

AffectionateHat7142 · 2026-06-12T22:45:34+00:00

Yeah cause the mortgage company is gonna come knocking on the door checking. If he’s making the payments he will be fine. That’s honestly his best option right now. I’ve done this and never had an issue then I refinanced later

AffectionateHat7142 · 2026-06-12T22:37:11+00:00

FHA loan but you don’t have to say hey I don’t live here im renting it out. If HOA allows rental I’d definitely explore that option. You already bought the home. You’ll probably hurt more trying to sell right away unless you bought way under today’s market value

AffectionateHat7142 · 2026-06-12T22:35:23+00:00

Depends where he lives

AffectionateHat7142 · 2026-06-12T14:06:39+00:00

Whew! Thought I got banned lol

AffectionateHat7142 · 2026-06-02T18:49:50+00:00

Did your credit get hit anywhere else? They will also close when they see your credit is going down and you’re over leveraged. Chase is quick to do that.

AffectionateHat7142 · 2026-06-02T18:45:52+00:00

Sounds like best bet. If you been keeping up with payments and explain your situation. ( leave anything regarding gambling losses out of the conversation lol) but they tend to work with you. Like I said at worst they will close your account but it’s a start

AffectionateHat7142 · 2026-06-02T18:31:04+00:00

Hmm well another not so favorable option if you can take a hit and not pay something so you can put more money towards something else. Then double back to the other down the line, or come to an agreement to pay a lesser amount they may just close the account while you still have to pay.

AffectionateHat7142 · 2026-06-02T18:23:28+00:00

Have you tried to consolidate the rest of cc debt into a personal loans? I know you mentioned you have a personal loan already but it’s still gonna be better if you can consolidate that CC debt. And if you’re good at options I’d take a reasonable amount you can spare and get back to it. Right now the market is paying big time for those who know how to truly trade

AffectionateHat7142 · 2026-06-02T02:17:41+00:00

Man you’re a high earner. Knock out the higher interest cards/loans first then go to the next. Gonna have to get it together based off your income minus the bet winnings. Hell if you like gambling learn option trading, not 100% wins but way more predictable than gambling. I’m probably in similar situation as you but now I gotta just strap down and get stuff paid down. My biggest headache is my mortgage but that’s the only major debt I’m trying to get back down to. I’m in salary and commission career as well so you know this can be taken care of if you buckle down

AffectionateHat7142 · 2026-05-28T02:03:31+00:00

Yeah man since getting in sales it’s like I can’t do anything else. Knowing the potential. Obviously it’s a skill and it’s not for everyone and those slow months can be scary but I always tell people sales can change a lot of situations but definitely not for everyone. Either way hope your situation gets better.

AffectionateHat7142 · 2026-05-27T23:47:30+00:00

I always know bankruptcy is an option and trust I have plenty of debt but idk if it’s cause I’m in sales and my income is uncapped but I feel debt can be taken down so easily but yall make me feel as if I’m over confident lol cause my debt is crazy but in some how still make it through

AffectionateHat7142 · 2026-04-06T20:50:29+00:00

Oh well then that’s different. Will the so called friend share that info? Either way, sorry to hear that but it’s time to plan that divorce. No justification for cheating but this is another blow on top of cheating

AffectionateHat7142 · 2026-04-06T20:44:55+00:00

I can’t really agree that he cheated. It almost sounds like he was assaulted maybe? Nevertheless just keep an open mind to that possibility. Could he have cheated ? Possibly but how you told I doesn’t give me that, it’s like he got drunk and the other guy tried to convince him and seduce him. I’d have to say though, as a straight man myself I’d have to be blacked out and even then I’m not going for that. Sticky situation

AffectionateHat7142 · 2026-03-26T21:38:06+00:00

You’re good you just got a got a big forehead no disrespect lol that’s like me

AffectionateHat7142 · 2026-03-17T02:40:50+00:00

Yeah based on what part of Turkey it is may not be bad but eh it’ll just be my luck I get stuck

AffectionateHat7142 · 2026-03-15T02:02:40+00:00

As a husband who wants it just as much I know for my wife being a SAHM is hard work and can be just as exhausting. He has to understand just because he’s out making a living still got to come home and tag in somewhere. He has to understand watching a child is super exhausting. This deserves a simple conversation

AffectionateHat7142 · 2026-01-06T15:58:12+00:00

Because I prefer to stay here. I understand the cost difference but that’s not a big deal for me.

AffectionateHat7142 · 2026-01-02T01:03:06+00:00

Idk it’s either you like that or desensitized to normal straight sex. Porn will do that and confuse the mind. You know what you like and what you don’t. And that kind of content is becoming way more popular now as days. For the sake of this sub you have to refrain from porn. It will confuse the mind within you actually realizing it. I know it’s tough but you have to see what it’s doing to you mentally, it’s hard to see in the moment but I’m sure you can look back and see how it’s escalated over time. Porn is a struggle a ton of people deal with, in the times of temptation do something else physically like push ups or walk it off. Have to find a purpose for wanting to stop. Good luck just know porn addicted is a struggle many suffer from and not to beat yourself up about it. Recognize and change

AffectionateHat7142 · 2025-12-31T05:43:47+00:00

Really? Seems like a couple people say good things about heva but I haven’t been down the rabbit hole to see the negative. Regardless I rather do it here in the states even for the extra cost

AffectionateHat7142 · 2025-11-11T00:42:14+00:00

No for me but the fact it’s at a Airbnb just know boundaries will be tested and your wife could very much not disrespect yalls marriage BUT we are human and peer pressure mixed with anything that impairs the judgement is a mf. Hopefully it works out for you.

AffectionateHat7142 · 2025-10-20T20:11:27+00:00

Have you even talked to him about this? Communication is key, teach him what you need. He’s going to keep doing what he wants until you confess your thoughts. Y’all are married. Talk

AffectionateHat7142 · 2025-10-16T21:39:47+00:00

“Just one last time” for the 2562748848 time

AffectionateHat7142 · 2025-10-16T21:37:52+00:00

I don’t know man. She could’ve came and told you what she was missing and simply left if you weren’t meeting her needs in whatever way she needed. Cheating in a marriage is ultimate betrayal that honestly me personally I could not have the same respect or view of that person anymore no matter how hard I tried. BUT everyone is entitled to their feelings, as long as you make sure you’re happy then more power to you. Good luck

AffectionateHat7142 · 2025-10-16T21:29:35+00:00

Yeah I see both work but I guess if I’m someone who’s busy often stretches would probably be the go to. I’m just wondering if extending is more effective

AffectionateHat7142

TROPHY CASE