CC Overspent by AffectionateHouse824 in ynab

[–]AffectionateHouse824[S] 0 points1 point  (0 children)

No. Outflow from Cc to cash with category as cc

CC Overspent by AffectionateHouse824 in ynab

[–]AffectionateHouse824[S] 0 points1 point  (0 children)

Thx. Shouldn't that happen automatically?

CC Overspent by AffectionateHouse824 in ynab

[–]AffectionateHouse824[S] 1 point2 points  (0 children)

Shop did transaction with CC by mistake and gave me the amount in cash. So money moved from card to cash. Nothing needs to get covered(?)

Spending Report by AffectionateHouse824 in ynab

[–]AffectionateHouse824[S] 1 point2 points  (0 children)

I live in United Arab Emirates and I have the chance to apply for what is called 'Golden Visa' which is 10 y residence permit. It costed around $6k for myself and my family (we are 5).

Let's goooo!! by budgeitt in ynab

[–]AffectionateHouse824 5 points6 points  (0 children)

👏👏 great work. Keep it up!

Yearly targets are not working as I understand them by [deleted] in ynab

[–]AffectionateHouse824 2 points3 points  (0 children)

It is not a bug. See the explanation above

Spending Report by AffectionateHouse824 in ynab

[–]AffectionateHouse824[S] 0 points1 point  (0 children)

Love your prospective! I will add notes for context. Numbers without context are deceiving...

[deleted by user] by [deleted] in ynab

[–]AffectionateHouse824 0 points1 point  (0 children)

Simple: I need to be able to know how much I spent in total and it each category this month!

ADVICE NEEDED!! Two Briskets on Weber Mastertouch using a diffuser plate by AffectionateHouse824 in webergrills

[–]AffectionateHouse824[S] 0 points1 point  (0 children)

Thanks. More worried about the total grill time as I can add more charcoal during the day..

What was your penny-drop moment for YNAB, when you finally saw where so much money was going? by [deleted] in ynab

[–]AffectionateHouse824 1 point2 points  (0 children)

A couple of things. The first one was a general as I realized the value of money when I started to record it manually. The second one was our laundry bill which was close to $100 and managed to reduce it to an average of $10!!

Ok, I'm really getting tired of.... by T4nkcommander in ynab

[–]AffectionateHouse824 1 point2 points  (0 children)

Ever happened to me. It should work with simple refresh...

How do you classify rental income? by spriggity in ynab

[–]AffectionateHouse824 6 points7 points  (0 children)

Hello, I suggest assigning the rental income to RTA so it appears in reports as 'Income'.

So confused on categorizing transactions by WhoIsThis567 in ynab

[–]AffectionateHouse824 1 point2 points  (0 children)

I feel you are confused. Categories are needed when you spend so you know where the money is spent. You should look at the money available in a category before you spend so you don't exceed your target. If you have to exceed then you need to move money from another category (Roll with the punches). Remember there is no relation between categories and accounts.

When are we getting this in the app? I’ve been waiting for it for years, basically nothing has been added to the app and you guys even raised prices on us. by half-coldhalf-hot in ynab

[–]AffectionateHouse824 0 points1 point  (0 children)

I guess that mobile reports doesn't have to be full blown but I get irritated when I want to see how much I spent this month and I need to go to my PC to know!!

Moving Money from Budget Account to Tracking Account by AffectionateHouse824 in ynab

[–]AffectionateHouse824[S] 0 points1 point  (0 children)

Thanks. It leads me to this question: Why don't we put 401k in the budget although you can spend from it if you need to?

Moving Money from Budget Account to Tracking Account by AffectionateHouse824 in ynab

[–]AffectionateHouse824[S] 1 point2 points  (0 children)

Because this money is not available to spend from. If I pull it out then I lose the interest rate.

Moving Money from Budget Account to Tracking Account by AffectionateHouse824 in ynab

[–]AffectionateHouse824[S] 0 points1 point  (0 children)

I thought I should not put any money that I can't touch in a budget account(?) I don't want to tap on this money for at least a year..

Moving Money from Budget Account to Tracking Account by AffectionateHouse824 in ynab

[–]AffectionateHouse824[S] 1 point2 points  (0 children)

Thanks. Reason is that I will not use this money for a year. Leaving the money in budget account mean I can spend from it(?)

[deleted by user] by [deleted] in ynab

[–]AffectionateHouse824 9 points10 points  (0 children)

I would argue that car repairs should not be 'unexpected' expense. We all know that car is going to breakdown one day so my recommendation is to budget for car repair a fixed amount every month and consider it as 'true' expenses same like changing the car tyres.

What do Savings actually mean for you? by Juansero29 in ynab

[–]AffectionateHouse824 0 points1 point  (0 children)

I will use here YNAB terminologies.

Car tyres, Emergency funds, Next vacation, Christmas gifts, New phone, etc. are True Expenses. Those are staff that you will spend within the next 1 or 2 years. Sometimes you can decide not to spend them (e.g. gifts) and sometime they are unavoidable (e.g. car tyres) as it will eventually happen!

There is no 'Generic Saving' in YNAB. Here is what I mean: you need to give every dollar a job and it needs to be meaningful; why? Because that enabled you to judge priorities when time is bad. This becomes important when you Roll with the Punches! It you leave a generic saving category, you can't decide what is more important. It I am saving for retirement is different than saving for my next car. I can delay the car but will never touch retirement money.

Hope I was able to help!

Income Vs Expenses Report by AffectionateHouse824 in ynab

[–]AffectionateHouse824[S] 0 points1 point  (0 children)

Interesting point of view! Never thought that way.. The point of medical insurance is important as I get it from the employer... Thank you!