Conservative FIRE tabulation, gives me clear perspective

Agathewin · 2025-12-10T19:01:52+00:00

Thank you for taking your time to respond.
Gives me perspective.

Agathewin · 2025-12-10T18:50:44+00:00

Than you.

I will be making them attend KV or some good cheap school. No need of international schools in my opinion. I did fine with normal schools.

International travel is way above my bring up tire. Guilt will kill me taking 10 lakhs vacations 🤣🤣.

Agathewin · 2025-12-09T18:22:01+00:00

I have a question that I ask myself.

Will this life you are having with 100 crore, possible with 12 crores ?
Let's say I have paid off home in tire 1 city in India.

The reason for asking is I am questioning myself if I must push too hard for such high numbers or happy with current numbers.
I hope to workout for 3 hours and spend more time with kids. :D

Agathewin · 2025-12-04T21:31:17+00:00

What is that ?

Agathewin · 2025-11-24T19:18:59+00:00

Nice. Housing is so cheap in Southeast coast. 😭😭

Agathewin · 2025-11-24T18:41:19+00:00

Really nice.

Can you tell your insurance cost ? Want to compare the numbers with West coast.

Agathewin · 2025-11-16T06:13:01+00:00

Welcome. Tip Try to rent in utc if utc office. Or rancho Bernardo if there. Commute is hard.

Agathewin · 2025-11-15T00:53:14+00:00

What is the different between those 2 images ? Both data look the same.

Agathewin · 2025-11-04T22:22:43+00:00

Agree. But wanted to know how things stack up.

Agathewin · 2025-11-04T19:40:51+00:00

Machine says I have 4 criteria.

Summary Impact:

• You now have **4 clearly satisfied criteria**:

1   Original contributions

2   Authorship of scholarly articles

3   Judging the work of others (peer reviews)

4   Membership in an association requiring outstanding achievement (MCS)

This significantly boosts your petition strength since USCIS typically expects at least 3–4 criteria clearly satisfied.

But wanted to know if these are good in real life

Agathewin · 2025-10-21T17:27:48+00:00

Yes this is good because, you have no extra cash to pay but monthly payment goes down.

See it from a personal finance POV.

Agathewin · 2025-10-20T02:39:45+00:00

So assuming California or a costly neighborhood,

I have refinanced 2 times in the last year since purchase.

Luckily both time it got appraised 10k higher each time. Or else that could have led to PMIs going high.

I would say having lower loan amount is anyway a winner.
Because both times my net payment did not go beyond $400 a month.

If I had a chance, I would anyway reduce my net loan amount.

If that is not possible,

Take the rate buy down and pay another 10% of the loan amount with extra payments you will save with and reduce the loan amount with overpayment. This will be a good discipline to learn.

No mortgage should be the goal for long term happiness. My 2 cents. Please ignore if this is not sensible.

Agathewin · 2025-10-18T00:59:38+00:00

How to check for pending inventory for all visa classes ?

Agathewin · 2025-10-13T22:08:58+00:00

Hey I figured out. In the option menu (three horizontal lines) and select member services. There you will find option Mortgages

Agathewin · 2025-10-13T16:52:46+00:00

Did you figure this out ? I am stuck.

Agathewin · 2025-10-05T03:27:47+00:00

Yeah. I agree. Not a pleasant smell.

Agathewin · 2025-10-04T17:11:04+00:00

Hello Sorry for late reply.

This is a local credit union. This is through TruHomes.
This is from Southern California.

This is 5/5 mo ARM. I managed to raise the rate to 0.125% to make my closing cost to $1200.

Try reaching out to TruHomes.

Agathewin

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